100 Cherry Street 406, Panama City, FL 32401 (MLS# 783342)

100 Cherry Street 406, Panama City, FL 32401

$309,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,250 Status: Active

Current Price: $309,000 List Date: 1/07/2026 Last Modified: 4/20/2026

Overview

Description

2-bedroom, 2-bath residence featuring new flooring and brand-new appliances throughout. This property offers access to exceptional community amenities, including a large swimming pool, covered pavilion, and a clubhouse complete with kitchen and restrooms—ideal for gatherings and events. Enjoy waterfront living with a fishing and boat mooring dock equipped with electric and water service, plus a convenient fish cleaning station. Boat tie-up is permitted for up to 48 hours. A fantastic opportunity for comfortable living with resort-style amenities.

Listing Details MLS# 783342

Contract Info

List Price/SqFt: 247.2

Location

Area: 02 – Bay County – Central
Street #: 100
Street Name: Cherry
Street Suffix: Street
Unit #: 406
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Cove Condominium
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 25678-406-000
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: Go South on Cove Blvd., turn right onto Cherry St., Cove Condominium complex is on the left.
Legal Description: COVE CONDOMINUIMS UNIT 406 TYPE A INTERIOR UNIT ORB 464 P 215 2BR 2B 1250 H&C ORB 4365 P 77

General Property Info

Sub-Type: Condominium
Floor Number: 4
Design: Mid-Rise (4-7 floors)
Apx SqFt(Htd/Cooled): 1250
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 1975
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: NA
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2709
HOA Frequency: Quarterly
HOA Annual Amount: 10836
New Buyer Fee: No
Last Taxes: 4077
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: 2-bedroom, 2-bath residence featuring new flooring and brand-new appliances throughout. This property offers access to exceptional community amenities, including a large swimming pool, covered pavilion, and a clubhouse complete with kitchen and restrooms—ideal for gatherings and events. Enjoy waterfront living with a fishing and boat mooring dock equipped with electric and water service, plus a convenient fish cleaning station. Boat tie-up is permitted for up to 48 hours. A fantastic opportunity for comfortable living with resort-style amenities.

Appliances

Dishwasher: Yes
Oven – Convection: Yes
Range – Electric: Yes

More Information

Exterior

Balcony: Yes
Hurricane Shutters: Yes

Waterfront Feature

Dock: Yes

Association Fees Include

Accounting: Yes
Boat Slip Usage: Yes
Dumpster: Yes
Management: Yes
Picnic Area: Yes
Pool: Yes
Recreational Faclty: Yes
Separate Storage: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Living Room

Fourth: Yes

Parking Features

Assigned: Yes

Association Amenities

Community Room: Yes
Dock: Yes
Picnic Area: Yes
Pool: Yes
Recreation Facilities: Yes

Rooms

Bedroom: Yes
Living Room: Yes
Master Bedroom: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Bay: Yes

Sale Type

As Is: Yes

Waterfront Type

Bay/Harbor: Yes

Master Bedroom

Fourth: Yes

Bedroom

Fourth: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Property Features

Appliances: Dishwasher; Oven – Convection; Range – Electric Master Bedroom: Fourth Bedroom: Fourth Cooling: Central Air Heating: Central Exterior: Balcony; Hurricane Shutters Association Fees Include: Accounting; Boat Slip Usage; Dumpster; Management; Picnic Area; Pool; Recreational Faclty; Separate Storage Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Living Room: Fourth Parking Features: Assigned Association Amenities: Community Room; Dock; Picnic Area; Pool; Recreation Facilities Rooms: Bedroom; Living Room; Master Bedroom Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Bay/Harbor Waterfront Feature: Dock Waterview: Bay

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	Fourth	14 x 12	14.00	12.00
Bedroom	Fourth	11 x 12	11.00	12.00
Living Room	Fourth	27 x 15	27.00	15.00

Listing Office: Realty One Group Emerald Coast

Last Updated: April – 20 – 2026

Information deemed reliable but not guaranteed.