100 N Church Avenue, Panama City, FL 32401 (MLS# 789422)

100 N Church Avenue, Panama City, FL 32401

$184,000

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Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 926 Lot Size (sq. ft.): 9,540 Status: Sold

Current Price: $184,000 List Date: 7/29/2026 Last Modified: 8/26/2026

Overview

Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS !MOVE IN READY HOME! Welcome to coastal charm and opportunity at 100 N Church Ave in Panama City! This freshly painted and absolutely adorable Florida cottage sits on a desirable corner lot just steps from the water, offering the perfect blend of lifestyle and investment potential. Built in 1950 and thoughtfully maintained, this 2-bedroom, 1.5-bath home features 926 square feet of inviting living space with timeless character and durable construction. As you arrive, you're greeted by an open front porch that faces the water–an ideal spot to enjoy morning coffee while overlooking the nearby marina. Boating enthusiasts will love being just 0.1 miles from a public boat ramp, making it incredibly easy to get out on the water at a moment's notice. This location places you right in the heart of a thriving boating community. Inside, the home offers a functional layout with cozy living spaces and plenty of natural light. The kit … (Read more) CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS !MOVE IN READY HOME! Welcome to coastal charm and opportunity at 100 N Church Ave in Panama City! This freshly painted and absolutely adorable Florida cottage sits on a desirable corner lot just steps from the water, offering the perfect blend of lifestyle and investment potential. Built in 1950 and thoughtfully maintained, this 2-bedroom, 1.5-bath home features 926 square feet of inviting living space with timeless character and durable construction. As you arrive, you’re greeted by an open front porch that faces the water–an ideal spot to enjoy morning coffee while overlooking the nearby marina. Boating enthusiasts will love being just 0.1 miles from a public boat ramp, making it incredibly easy to get out on the water at a moment’s notice. This location places you right in the heart of a thriving boating community. Inside, the home offers a functional layout with cozy living spaces and plenty of natural light. The kitchen is equipped with a gas stove, and the home also features a gas tankless water heater for added efficiency and on-demand hot water. Step out back to a large covered porch overlooking the fully fenced backyard–perfect for entertaining, relaxing, or storing your outdoor gear. The property also includes a detached one-car garage, ideal for boat storage, a workshop, or additional storage space. This home is built with longevity in mind, featuring pier and beam construction, durable Hardie board siding, a metal roof, and Carolina shutters throughout–providing both charm and added protection. City water and sewer services add to the convenience. Whether you’re looking for a primary residence, a second home, or an income-producing property, this one checks the boxes. With its prime location and proximity to the water, this home offers excellent short-term rental potential (buyer to verify local regulations). Conveniently located approximately 6 miles to Tyndall Air Force Base, 10 miles to downtown Panama City, 18 miles to Panama City Beach and Pier Park, and about 20 miles to Northwest Florida Beaches International Airport (ECP), you’re never far from work, travel, dining, and entertainment. Don’t miss your chance to own a piece of Old Florida charm with modern-day possibilities!

Listing Details MLS# 789422

Contract Info

List Price/SqFt: 214.9

Location

Area: 02 – Bay County – Central
Street #: 100
Street Direction: N
Street Name: Church
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: No Named Subdivision
Community/Resort: None
Waterfront: No
Parcel ID: 22962-000-000
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: from down town panama city marina head east on hwy 98, turn right on N East Ave, follow this road south then turn right on N Church ave, home is on the corner of Church just across from the boat yard/
Legal Description: MAGNOLIA VIEW LOT 11 BLK A ORB 1917 P 1011 ORB 4405 P 453

General Property Info

Sub-Type: Detached Single Family
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 926
SqFt Source: Prop App Site
Full Baths: Yes
Half Baths: Yes
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 1950
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 65×147
Acreage: 0.22
Lot Size (SqFt): 9540
Pool: No

Status Change Info

Under Contract Date: 2026-07-31
Sold Date: 2026-08-25
Sold Price/SqFt: 198.7
Sold Price/Acre: 836363.64

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 1010
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS !MOVE IN READY HOME! Welcome to coastal charm and opportunity at 100 N Church Ave in Panama City! This freshly painted and absolutely adorable Florida cottage sits on a desirable corner lot just steps from the water, offering the perfect blend of lifestyle and investment potential. Built in 1950 and thoughtfully maintained, this 2-bedroom, 1.5-bath home features 926 square feet of inviting living space with timeless character and durable construction. As you arrive, you're greeted by an open front porch that faces the water–an ideal spot to enjoy morning coffee while overlooking the nearby marina. Boating enthusiasts will love being just 0.1 miles from a public boat ramp, making it incredibly easy to get out on the water at a moment's notice. This location places you right in the heart of a thriving boating community. Inside, the home offers a functional layout with cozy living spaces and plenty of natural light. The kitchen is equipped with a gas stove, and the home also features a gas tankless water heater for added efficiency and on-demand hot water. Step out back to a large covered porch overlooking the fully fenced backyard–perfect for entertaining, relaxing, or storing your outdoor gear. The property also includes a detached one-car garage, ideal for boat storage, a workshop, or additional storage space. This home is built with longevity in mind, featuring pier and beam construction, durable Hardie board siding, a metal roof, and Carolina shutters throughout–providing both charm and added protection. City water and sewer services add to the convenience. Whether you're looking for a primary residence, a second home, or an income-producing property, this one checks the boxes. With its prime location and proximity to the water, this home offers excellent short-term rental potential (buyer to verify local regulations). Conveniently located approximately 6 miles to Tyndall Air Force Base, 10 miles to downtown Panama City, 18 miles to Panama City Beach and Pier Park, and about 20 miles to Northwest Florida Beaches International Airport (ECP), you're never far from work, travel, dining, and entertainment. Don't miss your chance to own a piece of Old Florida charm with modern-day possibilities!

More Information

Covered Porch

First: Yes

Deck/Patio

First: Yes

Dining Room

First: Yes

Family Room

First: Yes

Foyer

First: Yes

Laundry

First: Yes

Appliances

Dishwasher: Yes
Range – Gas: Yes
Range Hood: Yes
Refrigerator: Yes
Water Heater – Gas: Yes

Interior Features

Floor – Vinyl: Yes
Lighting – Recessed: Yes
Security System: Yes

Construction/Siding

Foundation – On Piling: Yes
Roof – Metal: Yes
Siding – Hardie Board: Yes

Exterior

Deck Open: Yes
Fenced Back Yard: Yes
Shower: Yes
Patio Enclosed: Yes
Porch Covered: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes

Kitchen

First: Yes

Lot Features

Corner Lot: Yes
Near Beach Access: Yes
Near Public Boat Ramp: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Boat: Yes
Driveway: Yes
Circular Driveway: Yes
Garage Detached: Yes

Present Zoning

City: Yes
Resid Single Family: Yes

Rooms

Bedroom: Yes
Covered Porch: Yes
Deck/Patio: Yes
Dining Room: Yes
Family Room: Yes
Foyer: Yes
Full Bathroom: Yes
Half Bathroom: Yes
Kitchen: Yes
Laundry: Yes

Utilities

Electricity – Connected: Yes
Natural Gas – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Bay: Yes
Bayou: Yes

Full Bathroom

First: Yes

Half Bathroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Security Features

Carbon Monoxide Detector: Yes
Security System Owned: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Range – Gas; Range Hood; Refrigerator; Water Heater – Gas Full Bathroom: First Half Bathroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Deck Open; Fenced Back Yard; Shower; Patio Enclosed; Porch Covered Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Bonus Room Kitchen: First Lot Features: Corner Lot; Near Beach Access; Near Public Boat Ramp; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Covered Porch: First Dining Room: First Family Room: First Foyer: First Laundry: First Security Features: Carbon Monoxide Detector; Security System Owned; Smoke Detector(s) Parking Features: Boat; Driveway; Circular Driveway; Garage Detached Rooms: Bedroom; Covered Porch; Deck/Patio; Dining Room; Family Room; Foyer; Full Bathroom; Half Bathroom; Kitchen; Laundry Utilities: Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Waterview: Bay; Bayou Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Foyer	First	5.11 x 14.6	5.11	14.60
Dining Room	First	14.8 x 11.1	14.80	11.10
Bedroom	First	11.2 x 11.1	11.20	11.10
Bedroom	First	11.2 x 8.9	11.20	8.90
Kitchen	First	9.8 x 10.1	9.80	10.10
Half Bathroom	First	4.8 x 7.7	4.80	7.70
Family Room	First	18 x 11.6	18.00	11.60
Laundry	First	3.8 x 7.7	3.80	7.70
Full Bathroom	First	7.1 x 8	7.10	8.00
Deck/Patio	First	17.9 x 7.1	17.90	7.10
Covered Porch	First	18.3 x 12.2	18.30	12.20

Listing Office: Anchor Realty Florida

Last Updated: August – 26 – 2026

Information deemed reliable but not guaranteed.