1000 E 4th Street, Panama City, FL 32401
$434,900
Property Type:
Residential
Bedrooms:
3
Baths:
3
Square Footage:
2,003
Lot Size (sq. ft.):
5,227
Status:
Active
Current Price:
$434,900
List Date:
12/20/2025
Last Modified:
2/15/2026
Description
OPEN HOUSE SATURDAY 11:00AM -1:00PM COME HOME TO THE COVE in this 2023 built property. You’ll love this downtown location AND all the benefits of new construction! If you’ve been looking for a downtown property with quick access to the Hospital, Marina, Art Galleries, Shops and Restaurants, this is it!
The interior boasts a spacious and open floor plan with loads of natural light. An upgraded kitchen has upscale stainless appliances, bright white QUARTZ COUNTER TOPS,SLEEK RANGE HOOD and a HUGE ISLAND, Upstairs includes 3 large bedrooms and access to a FABULOUS COVERED DECK with a charming WATER VIEW. It’s the perfect entertaining spot, made even better by a BEAUTIFUL WET BAR including a wine fridge, sink and QUARTZ COUNTERS. All located close to the deck access. The stylish master suite also has a private door to the deck and enjoys a view of the Bayou. The MASTER BATH is a show stopper with upscale Black Tile in an over sized glass shower. It’s like your own private spa! The exterior has HARDIE BOARD SIDING, a sprinkler system and nice landscaping. It also features a front garage (EV Charger), convenient side access with a 2nd driveway and NEW STORAGE BUILDING for all your extra stuff! Don’t miss this opportunity for a Cove Home with NO HOA ‘s, NO Flood Insurance Required and low homeowners insurance premiums!
More Information MLS# 782850
Listing Info, Tax and Legal
Homestead: No
HOA Fee: No
New Buyer Fee: No
Last Taxes: 6055
Last Tax Year: 2024
Brokerage Interest: No Interest
Contract Info
List Price/SqFt: 217.12
Status: Active
List Date: 2025-12-18
List Price: $434,900
Current Price: $434,900
Location
Sub Area: 0202 – Bay – Central SE
Community/Resort: Bunkers Cove
Waterfront: No
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: From the intersection of Business 98 and Cove Blvd, continue South on Cove Blvd, left on 4th St and home is at the corner of Bonita and 4th St.
Area: 02 – Bay County – Central
Street #: 1000
Street Direction: E
Street Name: 4th
Street Suffix: Street
State: FL
Zip Code: 32401
County: Bay
Subdivision: Sudduths 4th Add
Parcel ID: 21229-050-000
Legal Description: SUDDUTH 4TH ADD BEGIN AT NW COR OF LOT 12 TH NELY 70.70′ S 47.30′ W 68.99′ N 32.54′ TO POB BLK 60 BEING PART OF LOTS 12 & 13 ORB 4659 P 1791 ** AND ** SUDDUTHS 4TH ADD BEG 32.54′ S OF NW COR LOT 12 TH E 68.99′ S 31.6′ W 69.39′ N 38.62′ TO POB BLK 60 ORB 4659 P 1788
General Property Info
Acreage: 0.12
Design: Craftsman Style
Lot Size (SqFt): 5227
Apx SqFt(Htd/Cooled): 2003
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Builders Plans
Half Baths: 1
Pre-Const Flip: No
Lot Dimensions: 75 x 70
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 3
Year Built: 2023
Remarks & Misc
Remarks: OPEN HOUSE SATURDAY 11:00AM -1:00PM COME HOME TO THE COVE in this 2023 built property. You’ll love this downtown location AND all the benefits of new construction! If you’ve been looking for a downtown property with quick access to the Hospital, Marina, Art Galleries, Shops and Restaurants, this is it!
The interior boasts a spacious and open floor plan with loads of natural light. An upgraded kitchen has upscale stainless appliances, bright white QUARTZ COUNTER TOPS,SLEEK RANGE HOOD and a HUGE ISLAND, Upstairs includes 3 large bedrooms and access to a FABULOUS COVERED DECK with a charming WATER VIEW. It’s the perfect entertaining spot, made even better by a BEAUTIFUL WET BAR including a wine fridge, sink and QUARTZ COUNTERS. All located close to the deck access. The stylish master suite also has a private door to the deck and enjoys a view of the Bayou. The MASTER BATH is a show stopper with upscale Black Tile in an over sized glass shower. It’s like your own private spa! The exterior has HARDIE BOARD SIDING, a sprinkler system and nice landscaping. It also features a front garage (EV Charger), convenient side access with a 2nd driveway and NEW STORAGE BUILDING for all your extra stuff! Don’t miss this opportunity for a Cove Home with NO HOA ‘s, NO Flood Insurance Required and low homeowners insurance premiums!
Balcony
Second: 1
Great Room
First: 1
Laundry
First: 1
Appliances
Bar Fridge: 1
Dishwasher: 1
Disposal: 1
Range – Electric: 1
Refrigerator: 1
Interior Features
Ceiling – Raised: 1
Kitchen Island: 1
Lighting – Recessed: 1
Pantry: 1
Pull Down Stairs: 1
Wet Bar: 1
Construction/Siding
Foundation – Slab on Grade: 1
Siding – Hardie Board: 1
Exterior
Porch Covered: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Ceiling – Tray: 1
Kitchen
First: 1
Lot Features
Corner Lot: 1
Sidewalk: 1
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Parking Features
Additional Parking: 1
Garage Attached: 1
Garage Door Opener: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Shower Only: 1
MBed Walk-in Closet: 1
Present Zoning
Resid Single Family: 1
Rooms
Balcony: 1
Bedroom: 1
Great Room: 1
Kitchen: 1
Laundry: 1
Master Bedroom: 1
Utilities
Public Sewer – Connected: 1
Public Water – Connected: 1
Waterview
Bayou: 1
Master Bedroom
Second: 1
Bedroom
Second: 1
Cooling
Central Air: 1
Heat Pump: 1
Heating
Heat Pump: 1
Property Features
Appliances: Bar Fridge; Dishwasher; Disposal; Range – Electric; Refrigerator
Master Bedroom: Second
Bedroom: Second
Cooling: Central Air; Heat Pump
Heating: Heat Pump
Exterior: Porch Covered
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Ceiling – Tray
Kitchen: First
Lot Features: Corner Lot; Sidewalk; Within 1/2 Mile to Water
Lot Access: City Street
Balcony: Second
Great Room: First
Laundry: First
Parking Features: Additional Parking; Garage Attached; Garage Door Opener
Rooms: Balcony; Bedroom; Great Room; Kitchen; Laundry; Master Bedroom
Utilities: Public Sewer – Connected; Public Water – Connected
Waterview: Bayou
Present Zoning: Resid Single Family
Room Information
Great Room
Level: First
Dimensions: 24 x 18.2
Length: 24.00
Width: 18.20
Dimensions: 24 x 18.2
Kitchen
Level: First
Dimensions: 24 x 10
Length: 24.00
Width: 10.00
Dimensions: 24 x 10
Laundry
Level: First
Dimensions: 10 x 8
Length: 10.00
Width: 8.00
Dimensions: 10 x 8
Master Bedroom
Level: Second
Dimensions: 15.3 x 18.1
Length: 15.30
Width: 18.10
Dimensions: 15.3 x 18.1
Bedroom
Level: Second
Dimensions: 15 x 11
Length: 15.00
Width: 11.00
Dimensions: 15 x 11
Bedroom
Level: Second
Dimensions: 14.4 x 11
Length: 14.40
Width: 11.00
Dimensions: 14.4 x 11
Balcony
Level: Second
Dimensions: 20 x 8
Length: 20.00
Width: 8.00
Dimensions: 20 x 8
Listing Office:
Anchor Realty Florida
Last Updated: February – 15 – 2026
Information deemed reliable but not guaranteed.