1000 E 4th Street, Panama City, FL 32401

$434,900
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,003 Lot Size (sq. ft.): 5,227 Status: Active
Current Price: $434,900 List Date: 12/20/2025 Last Modified: 2/15/2026

Description

OPEN HOUSE SATURDAY 11:00AM -1:00PM COME HOME TO THE COVE in this 2023 built property. You’ll love this downtown location AND all the benefits of new construction! If you’ve been looking for a downtown property with quick access to the Hospital, Marina, Art Galleries, Shops and Restaurants, this is it! The interior boasts a spacious and open floor plan with loads of natural light. An upgraded kitchen has upscale stainless appliances, bright white QUARTZ COUNTER TOPS,SLEEK RANGE HOOD and a HUGE ISLAND, Upstairs includes 3 large bedrooms and access to a FABULOUS COVERED DECK with a charming WATER VIEW. It’s the perfect entertaining spot, made even better by a BEAUTIFUL WET BAR including a wine fridge, sink and QUARTZ COUNTERS. All located close to the deck access. The stylish master suite also has a private door to the deck and enjoys a view of the Bayou. The MASTER BATH is a show stopper with upscale Black Tile in an over sized glass shower. It’s like your own private spa! The exterior has HARDIE BOARD SIDING, a sprinkler system and nice landscaping. It also features a front garage (EV Charger), convenient side access with a 2nd driveway and NEW STORAGE BUILDING for all your extra stuff! Don’t miss this opportunity for a Cove Home with NO HOA ‘s, NO Flood Insurance Required and low homeowners insurance premiums!

More Information MLS# 782850

Listing Info, Tax and Legal

Homestead: No HOA Fee: No New Buyer Fee: No Last Taxes: 6055 Last Tax Year: 2024 Brokerage Interest: No Interest

Contract Info

List Price/SqFt: 217.12 Status: Active List Date: 2025-12-18 List Price: $434,900 Current Price: $434,900

Location

Sub Area: 0202 – Bay – Central SE Community/Resort: Bunkers Cove Waterfront: No Elementary School: Cherry Street Middle School: Jinks High School: Bay Directions: From the intersection of Business 98 and Cove Blvd, continue South on Cove Blvd, left on 4th St and home is at the corner of Bonita and 4th St. Area: 02 – Bay County – Central Street #: 1000 Street Direction: E Street Name: 4th Street Suffix: Street State: FL Zip Code: 32401 County: Bay Subdivision: Sudduths 4th Add Parcel ID: 21229-050-000 Legal Description: SUDDUTH 4TH ADD BEGIN AT NW COR OF LOT 12 TH NELY 70.70′ S 47.30′ W 68.99′ N 32.54′ TO POB BLK 60 BEING PART OF LOTS 12 & 13 ORB 4659 P 1791 ** AND ** SUDDUTHS 4TH ADD BEG 32.54′ S OF NW COR LOT 12 TH E 68.99′ S 31.6′ W 69.39′ N 38.62′ TO POB BLK 60 ORB 4659 P 1788

General Property Info

Acreage: 0.12 Design: Craftsman Style Lot Size (SqFt): 5227 Apx SqFt(Htd/Cooled): 2003 Immediate Occupancy: Yes Construction Status: Construction Complete SqFt Source: Builders Plans Half Baths: 1 Pre-Const Flip: No Lot Dimensions: 75 x 70 New Construction: No Garage Y/N: Yes Garage Spaces: 1 Pool: No Sub-Type: Detached Single Family Bedrooms: 3 Full Baths: 2 Total Baths: 3 Year Built: 2023

Remarks & Misc

Remarks: OPEN HOUSE SATURDAY 11:00AM -1:00PM COME HOME TO THE COVE in this 2023 built property. You’ll love this downtown location AND all the benefits of new construction! If you’ve been looking for a downtown property with quick access to the Hospital, Marina, Art Galleries, Shops and Restaurants, this is it! The interior boasts a spacious and open floor plan with loads of natural light. An upgraded kitchen has upscale stainless appliances, bright white QUARTZ COUNTER TOPS,SLEEK RANGE HOOD and a HUGE ISLAND, Upstairs includes 3 large bedrooms and access to a FABULOUS COVERED DECK with a charming WATER VIEW. It’s the perfect entertaining spot, made even better by a BEAUTIFUL WET BAR including a wine fridge, sink and QUARTZ COUNTERS. All located close to the deck access. The stylish master suite also has a private door to the deck and enjoys a view of the Bayou. The MASTER BATH is a show stopper with upscale Black Tile in an over sized glass shower. It’s like your own private spa! The exterior has HARDIE BOARD SIDING, a sprinkler system and nice landscaping. It also features a front garage (EV Charger), convenient side access with a 2nd driveway and NEW STORAGE BUILDING for all your extra stuff! Don’t miss this opportunity for a Cove Home with NO HOA ‘s, NO Flood Insurance Required and low homeowners insurance premiums!

Balcony

Second: 1

Great Room

First: 1

Laundry

First: 1

Appliances

Bar Fridge: 1 Dishwasher: 1 Disposal: 1 Range – Electric: 1 Refrigerator: 1

Interior Features

Ceiling – Raised: 1 Kitchen Island: 1 Lighting – Recessed: 1 Pantry: 1 Pull Down Stairs: 1 Wet Bar: 1

Construction/Siding

Foundation – Slab on Grade: 1 Siding – Hardie Board: 1

Exterior

Porch Covered: 1

Financing

Cash: 1 Conventional: 1 FHA: 1 VA: 1

Furnished

Unfurnished: 1

Interior

Ceiling – Tray: 1

Kitchen

First: 1

Lot Features

Corner Lot: 1 Sidewalk: 1 Within 1/2 Mile to Water: 1

Lot Access

City Street: 1

Parking Features

Additional Parking: 1 Garage Attached: 1 Garage Door Opener: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Shower Only: 1 MBed Walk-in Closet: 1

Present Zoning

Resid Single Family: 1

Rooms

Balcony: 1 Bedroom: 1 Great Room: 1 Kitchen: 1 Laundry: 1 Master Bedroom: 1

Utilities

Public Sewer – Connected: 1 Public Water – Connected: 1

Waterview

Bayou: 1

Master Bedroom

Second: 1

Bedroom

Second: 1

Cooling

Central Air: 1 Heat Pump: 1

Heating

Heat Pump: 1

Property Features

Appliances: Bar Fridge; Dishwasher; Disposal; Range – Electric; Refrigerator Master Bedroom: Second Bedroom: Second Cooling: Central Air; Heat Pump Heating: Heat Pump Exterior: Porch Covered Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Ceiling – Tray Kitchen: First Lot Features: Corner Lot; Sidewalk; Within 1/2 Mile to Water Lot Access: City Street Balcony: Second Great Room: First Laundry: First Parking Features: Additional Parking; Garage Attached; Garage Door Opener Rooms: Balcony; Bedroom; Great Room; Kitchen; Laundry; Master Bedroom Utilities: Public Sewer – Connected; Public Water – Connected Waterview: Bayou Present Zoning: Resid Single Family

Room Information

Great Room Level: First Dimensions: 24 x 18.2 Length: 24.00 Width: 18.20 Dimensions: 24 x 18.2 Kitchen Level: First Dimensions: 24 x 10 Length: 24.00 Width: 10.00 Dimensions: 24 x 10 Laundry Level: First Dimensions: 10 x 8 Length: 10.00 Width: 8.00 Dimensions: 10 x 8 Master Bedroom Level: Second Dimensions: 15.3 x 18.1 Length: 15.30 Width: 18.10 Dimensions: 15.3 x 18.1 Bedroom Level: Second Dimensions: 15 x 11 Length: 15.00 Width: 11.00 Dimensions: 15 x 11 Bedroom Level: Second Dimensions: 14.4 x 11 Length: 14.40 Width: 11.00 Dimensions: 14.4 x 11 Balcony Level: Second Dimensions: 20 x 8 Length: 20.00 Width: 8.00 Dimensions: 20 x 8
Listing Office: Anchor Realty Florida
Last Updated: February – 15 – 2026
Information deemed reliable but not guaranteed.