101 Cain Road H, Panama City Beach, FL 32413 (MLS# 788605)

101 Cain Road H, Panama City Beach, FL 32413

$209,900

Property Type: Residential Baths: 1 Square Footage: 410 Status: Active

Current Price: $209,900 List Date: 4/20/2026 Last Modified: 9/03/2026

Overview

Description

Welcome to Pirate’s Cove. This quaint community offers beautiful views of Lake Powell where you can enjoy a day of jet skiing, kayaking and paddleboarding all the way to the gulf. There is also a pier for a day of fishing, a boat launch and two community pools, one of which is directly off of the patio and the other overlooks the lake. This cozy, first floor studio unit comes fully furnished and will be perfect for a rental or to call home. At Pirate’s Cove, you are just a short commute to the beach, Camp Helen State Park and great shopping, dining and attractions that 30A and Panama City Beach offer. Don’t miss out on this opportunity to own an affordable piece of paradise. Buyer to verify all information deemed important.

Listing Details MLS# 788605

Contract Info

List Price/SqFt: 511.95

Location

Area: 03 – Bay County – Beach
Street #: 101
Street Name: Cain
Street Suffix: Road
Unit #: H
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0322 – Beach – North West
Subdivision: Pirate's Cove Inlet Condo Ph 3
Community/Resort: None
Waterfront: No
Parcel ID: 35272-048-000
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Heading East on Hwy 98, Pirate's Cove is located on the left. Turn onto Cain Rd and it is the first building on the left.
Legal Description: PRIATES COVE INLET CONDO PH 3 UNIT H ORB 1265 P 1936 1BR 1B 410 H&C ORB 4452 P 2409

General Property Info

Sub-Type: Condominium
Floor Number: Yes
Design: N/A
Apx SqFt(Htd/Cooled): 410
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
# of Stories in Building: 2
Year Built: 1990
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: Condo
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 750
HOA Frequency: Quarterly
HOA Annual Amount: 3000
New Buyer Fee: No
Last Taxes: 1768
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Township: Panama City Bea
Condo Doc: Yes

Remarks & Misc

Remarks: Welcome to Pirate's Cove. This quaint community offers beautiful views of Lake Powell where you can enjoy a day of jet skiing, kayaking and paddleboarding all the way to the gulf. There is also a pier for a day of fishing, a boat launch and two community pools, one of which is directly off of the patio and the other overlooks the lake. This cozy, first floor studio unit comes fully furnished and will be perfect for a rental or to call home. At Pirate's Cove, you are just a short commute to the beach, Camp Helen State Park and great shopping, dining and attractions that 30A and Panama City Beach offer. Don't miss out on this opportunity to own an affordable piece of paradise. Buyer to verify all information deemed important.

Pool Features

Fenced: Yes
Inground: Yes

More Information

Appliances

Cooktop – Electric: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes

Interior Features

Floor – Tile: Yes

Construction/Siding

Roof – Composite Shngl: Yes
Siding – Wood: Yes

Exterior

Patio Covered: Yes

Waterfront Feature

Boat Launch: Yes
Dock: Yes

Association Fees Include

Accounting: Yes
Boat Launch: Yes
Dock: Yes
Dumpster: Yes
Fishing: Yes
Pool: Yes
Sewer: Yes
Water: Yes

Financing

Cash: Yes
Other: Yes

Furnished

Furnished: Yes

Lot Features

Near Beach Access: Yes

Association Amenities

Boat Launch: Yes
Dock: Yes
Dumpster: Yes
Fishing: Yes
Pool: Yes
Waterfront: Yes
Other – See Remarks: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Lake: Yes

Sale Type

As Is: Yes

Cooling

Electric: Yes
Wall Unit(s): Yes

Heating

Electric: Yes
Other – See Remarks: Yes

Property Features

Appliances: Cooktop – Electric; Microwave; Oven – Electric; Range – Electric; Refrigerator Cooling: Electric; Wall Unit(s) Heating: Electric; Other – See Remarks Exterior: Patio Covered Association Fees Include: Accounting; Boat Launch; Dock; Dumpster; Fishing; Pool; Sewer; Water Financing: Cash; Other Furnished: Furnished Lot Features: Near Beach Access Pool Features: Fenced; Inground Association Amenities: Boat Launch; Dock; Dumpster; Fishing; Pool; Waterfront; Other – See Remarks Sale Type: As Is Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Feature: Boat Launch; Dock Waterview: Lake

Listing Office: Own It Real Estate LLC

Last Updated: September – 03 – 2026

Information deemed reliable but not guaranteed.