101 White Oaks Boulevard, Panama City, FL 32409 (MLS# 784163)

101 White Oaks Boulevard, Panama City, FL 32409

$689,000

Property Type: Residential Bedrooms: 6 Baths: 4 Square Footage: 6,330 Lot Size (sq. ft.): 87,120 Status: Active

Current Price: $689,000 List Date: 1/27/2026 Last Modified: 6/18/2026

Overview

Description

Seller offering a $10,000 concession toward the Buyer's closing costs or flex money with an acceptable offer. Seller is motivated! As-Is Opportunity with Strong Fundamentals & Exceptional Potential A rare opportunity for an investor or owner-occupant who understands value and vision! Offered As Is, this home primarily needs fine-tuning, cosmetic updates, and selective improvements, the best and most important parts of the home are in use, intact, and functional, providing a solid foundation to elevate the property to its full potential. The home was originally designed with 6 bedrooms, featuring five bedrooms in the main residence and an additional sixth bedroom within the finished workshop/garage space; ideal for guests, extended family, or future apartment conversion. Note- the cabinets and appliances in the finished garage do not convey with sale. Several bedrooms would benefit from new flooring, allowing the next owner to update finishes while preserving the home's generous la … (Read more) Seller offering a $10,000 concession toward the Buyer’s closing costs or flex money with an acceptable offer. Seller is motivated! As-Is Opportunity with Strong Fundamentals & Exceptional Potential A rare opportunity for an investor or owner-occupant who understands value and vision! Offered As Is, this home primarily needs fine-tuning, cosmetic updates, and selective improvements, the best and most important parts of the home are in use, intact, and functional, providing a solid foundation to elevate the property to its full potential. The home was originally designed with 6 bedrooms, featuring five bedrooms in the main residence and an additional sixth bedroom within the finished workshop/garage space; ideal for guests, extended family, or future apartment conversion. Note- the cabinets and appliances in the finished garage do not convey with sale. Several bedrooms would benefit from new flooring, allowing the next owner to update finishes while preserving the home’s generous layout. The gourmet kitchen showcases granite countertops, custom cabinetry, and a built-in wine rack. With thoughtful updates, this space can easily be brought back to life as the true heart of the home. The primary suite is one of the most impressive features: exceptionally spacious and beautifully laid out, offering the scale and presence buyers seek in a true owner’s retreat. Bonus is one of the additional bedrooms offers the flexibility to function as a second primary suite, perfect for guests or multi-generational living. A double-sided fireplace anchors the living spaces, adding warmth, character, and architectural interest, while a dedicated movie room/media room provides an ideal setting for entertaining or relaxing at home. Beyond the main residence, the property features a 40′ x 50′ heated and cooled finished garage/workshop Additional garage and workshop spaces, each with two bay roll-up doors, further enhance the property’s versatility. The backyard includes a separate outbuilding, previously being converted into a shooting range, now offering a blank slate for the next owner’s vision. The in-ground gunite pool with attached jacuzzi adds significant appeal, with the waterfall feature (not currently functioning) offering potential to be restored with additional investment. This is not a teardown or major reconstruction: this is an opportunity to polish, update, and enhance a home with strong bones, standout features, and exceptional flexibility. Sold As Is. A strategic opportunity for buyers who recognize long-term value and upside. Important NOTE! Cabinets and Over/stove in the heated and cooled detached garage DO NOT convey.

Listing Details MLS# 784163

Contract Info

List Price/SqFt: 108.85

Location

Area: 04 – Bay County – North
Street #: 101
Street Name: White Oaks
Street Suffix: Boulevard
State: FL
Zip Code: 32409
County: Bay
Sub Area: 0410 – Bay North – West Deerpoint/Southport
Subdivision: White Oaks
Community/Resort: None
Waterfront: No
Parcel ID: 07534-015-105
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: From the Bailey Bridge in Lynn Haven, go north on Highway 77 and before you reach the Deane Bozeman School, you will turn right onto White Oaks Blvd. First home on the left.
Legal Description: WHITE OAKS 85A LOT A-40 & PARCEL A ORB 3911 P 235

General Property Info

Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 6330
SqFt Source: Prop App Site
Full Baths: 4
Total Baths: 4
Year Built: 2007
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 5
Driveway Spaces: 6
Lot Dimensions: 190 x 350 x 345 x 300
Acreage: 2
Lot Size (SqFt): 87120
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 9059
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Seller offering a $10,000 concession toward the Buyer's closing costs or flex money with an acceptable offer. Seller is motivated! As-Is Opportunity with Strong Fundamentals & Exceptional Potential A rare opportunity for an investor or owner-occupant who understands value and vision! Offered As Is, this home primarily needs fine-tuning, cosmetic updates, and selective improvements, the best and most important parts of the home are in use, intact, and functional, providing a solid foundation to elevate the property to its full potential. The home was originally designed with 6 bedrooms, featuring five bedrooms in the main residence and an additional sixth bedroom within the finished workshop/garage space; ideal for guests, extended family, or future apartment conversion. Note- the cabinets and appliances in the finished garage do not convey with sale. Several bedrooms would benefit from new flooring, allowing the next owner to update finishes while preserving the home's generous layout. The gourmet kitchen showcases granite countertops, custom cabinetry, and a built-in wine rack. With thoughtful updates, this space can easily be brought back to life as the true heart of the home. The primary suite is one of the most impressive features: exceptionally spacious and beautifully laid out, offering the scale and presence buyers seek in a true owner's retreat. Bonus is one of the additional bedrooms offers the flexibility to function as a second primary suite, perfect for guests or multi-generational living. A double-sided fireplace anchors the living spaces, adding warmth, character, and architectural interest, while a dedicated movie room/media room provides an ideal setting for entertaining or relaxing at home. Beyond the main residence, the property features a 40' x 50' heated and cooled finished garage/workshop Additional garage and workshop spaces, each with two bay roll-up doors, further enhance the property's versatility. The backyard includes a separate outbuilding, previously being converted into a shooting range, now offering a blank slate for the next owner's vision. The in-ground gunite pool with attached jacuzzi adds significant appeal, with the waterfall feature (not currently functioning) offering potential to be restored with additional investment. This is not a teardown or major reconstruction: this is an opportunity to polish, update, and enhance a home with strong bones, standout features, and exceptional flexibility. Sold As Is. A strategic opportunity for buyers who recognize long-term value and upside. Important NOTE! Cabinets and Over/stove in the heated and cooled detached garage DO NOT convey.

Dining Room

First: Yes

More Information

Great Room

First: Yes

Media Room

First: Yes

Office

First: Yes

Pool Features

Gunite Concrete: Yes
Inground: Yes

Interior Features

Breakfast Bar: Yes
Kitchen Island: Yes

Construction/Siding

Siding – Stucco: Yes

Other Structures

Garage(s): Yes
Second Garage: Yes
Shed(s): Yes
Workshop: Yes
Other: Yes

Furnished

Unfurnished: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Garage Detached: Yes
Oversized: Yes

Present Zoning

County: Yes
Resid Single Family: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Great Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes
Media Room: Yes
Office: Yes

Utilities

Electricity – Connected: Yes
Propane: Yes
Private Well: Yes
Septic Tank: Yes

Sale Type

As Is: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBath Walk-In Closet: Yes

Primary Bathroom

First: Yes

Property Features

Primary Bedroom: First Bedroom: First Cooling: Central Air; Electric Furnished: Unfurnished Lot Access: Paved Road Primary Bathroom: First Dining Room: First Great Room: First Media Room: First Office: First Pool Features: Gunite Concrete; Inground Parking Features: Driveway; Garage Attached; Garage Detached; Oversized Other Structures: Garage(s); Second Garage; Shed(s); Workshop; Other Rooms: Bedroom; Dining Room; Great Room; Primary Bathroom; Primary Bedroom; Media Room; Office Sale Type: As Is Utilities: Electricity – Connected; Private Well; Propane; Septic Tank Present Zoning: County; Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Great Room	First	21.8 x 20.4	21.80	20.40
Dining Room	First	15.3 x 11.4	15.30	11.40
Master Bedroom	First	24 x 20.4	24.00	20.40
Bedroom	First	18.9 x 17.11	18.90	17.11
Bedroom	First	17 x 9.1	17.00	9.10
Bedroom	First	17 x 9.4	17.00	9.40
Bedroom	First	15.2 x 13.5	15.20	13.50
Media Room	First	19.7 x 18.6	19.70	18.60
Master Bathroom	First	20.4 x 15.5	20.40	15.50
Office	First	12.1 x 12.8	12.10	12.80

Listing Office: ERA Neubauer Real Estate Inc

Last Updated: June – 18 – 2026

Information deemed reliable but not guaranteed.