102 Heritage Circle, Panama City Beach, FL 32407 (MLS# 790390)

102 Heritage Circle, Panama City Beach, FL 32407

$297,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,166 Lot Size (sq. ft.): 6,055 Status: Pending

Current Price: $297,000 List Date: 5/26/2026 Last Modified: 5/29/2026

Overview

Description

Welcome to 102 Heritage Circle–where quiet neighborhood living meets convenience to everything Panama City Beach has to offer! This well-maintained 3-bedroom, 2-bath home is tucked inside a peaceful community with no short-term rentals permitted, offering a more residential atmosphere while remaining close to beaches, dining, and recreation. Enjoy outdoor living in the privacy-fenced backyard, ideal for entertaining, pets, or relaxing evenings. Major updates include roof replaced in 2020, water heater in 2018, and HVAC approximately 3 years old, providing peace of mind for years to come. Conveniently located with easy access to Gulf Coast State College, Florida State University Panama City, Tyndall Air Force Base, and Naval Support Activity Panama City, making commuting to school, work, or the military installations simple. Outdoor enthusiasts will appreciate being just a short drive from St. Andrews State Park, Grand Lagoon, multiple public boat ramps, marinas, waterfront resta … (Read more)

Listing Details MLS# 790390

Contract Info

List Price/SqFt: 254.72

Location

Area: 03 – Bay County – Beach
Street #: 102
Street Name: Heritage
Street Suffix: Circle
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0321 – Beach – North Central
Subdivision: Heritage Village
Community/Resort: None
Waterfront: No
Parcel ID: 27884-054-000
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: From Hathaway Bridge, travel west on 98 to PCB Pkwy, turn right on Heritage Circle. 2nd house on the right.
Legal Description: HERITAGE VILLAGE LOT 26 BLK A ORB 4382 P 345

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 1166
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 1987
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 55 x 110 x 55 x 110
Acreage: 0.14
Lot Size (SqFt): 6055
Pool: No

Status Change Info

Under Contract Date: 2026-05-29

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 150
HOA Frequency: Annually
HOA Annual Amount: 150
New Buyer Fee: No
Last Taxes: 1810
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Section: 32
Township: 3S
Range: 15W

Remarks & Misc

Remarks: Welcome to 102 Heritage Circle–where quiet neighborhood living meets convenience to everything Panama City Beach has to offer! This well-maintained 3-bedroom, 2-bath home is tucked inside a peaceful community with no short-term rentals permitted, offering a more residential atmosphere while remaining close to beaches, dining, and recreation. Enjoy outdoor living in the privacy-fenced backyard, ideal for entertaining, pets, or relaxing evenings. Major updates include roof replaced in 2020, water heater in 2018, and HVAC approximately 3 years old, providing peace of mind for years to come. Conveniently located with easy access to Gulf Coast State College, Florida State University Panama City, Tyndall Air Force Base, and Naval Support Activity Panama City, making commuting to school, work, or the military installations simple. Outdoor enthusiasts will appreciate being just a short drive from St. Andrews State Park, Grand Lagoon, multiple public boat ramps, marinas, waterfront restaurants, shopping, and entertainment options throughout Panama City Beach. Whether you're looking for a primary residence, second home, or long-term investment opportunity, this location offers easy access to both everyday conveniences and coastal recreation. Survey available in Documents. If measurements are deemed important, please verify.

More Information

Dining Room

First: Yes

Appliances

Dishwasher: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes

Interior Features

Floor – Laminate: Yes

Construction/Siding

Roof – Composite Shngl: Yes
Siding – Vinyl: Yes

Exterior

Fenced Privacy: Yes
Porch Covered: Yes

Association Fees Include

Accounting: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Oversized: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Property Features

Appliances: Dishwasher; Oven – Electric; Range – Electric; Refrigerator Bedroom: First Cooling: Central Air Heating: Central Exterior: Fenced Privacy; Porch Covered Association Fees Include: Accounting Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Dining Room: First Parking Features: Driveway; Garage Attached; Oversized Rooms: Bedroom; Dining Room; Primary Bedroom Showing: ShowingTime Utilities: Cable – Available; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Dining Room	First	10 x 9	10.00	9.00
Master Bedroom	First	16 x 12	16.00	12.00
Bedroom	First	10 x 12	10.00	12.00
Bedroom	First	10 x 8	10.00	8.00

Listing Office: Think Real Estate

Last Updated: May – 29 – 2026

Information deemed reliable but not guaranteed.