102 St Charles Street, Mexico Beach, FL 32456 (MLS# 782975)

102 St Charles Street, Mexico Beach, FL 32456

$574,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,583 Lot Size (sq. ft.): 7,405 Status: Active

Current Price: $574,000 List Date: 12/26/2025 Last Modified: 6/29/2026

Overview

Description

Welcome to 102 St. Charles Lane, a thoughtfully designed and impeccably cared-for home located in the desirable Casuna neighborhood of Mexico Beach. Built in 2021 and situated in the sought-after X flood zone, this 3-bedroom, 2-bath residence offers the perfect balance of modern construction, coastal charm, and low-maintenance living. From the moment you arrive, the enlarged front porch, metal roof, and durable Hardie-board siding set the tone for quality and curb appeal. Inside, the home feels fresh and inviting with luxury vinyl plank flooring, granite countertops, and a well-appointed kitchen featuring stainless steel appliances, including a gas range—ideal for both everyday living and entertaining. The layout is functional yet comfortable, designed to live well year-round. A tankless gas water heater provides endless hot water, while the spacious two-car garage with epoxy flooring adds both style and practicality. Outside, the fully landscaped yard, paver driveway, and full sprin … (Read more)

Listing Details MLS# 782975

Contract Info

List Price/SqFt: 362.6

Location

Area: 05 – Bay County – East
Street #: 102
Street Name: St Charles
Street Suffix: Street
State: FL
Zip Code: 32456
County: Bay
Sub Area: 0517 – Bay East – Mexico Beach
Subdivision: Casuna
Community/Resort: None
Waterfront: No
Parcel ID: 04185-748-000
Elementary School: Port St. Joe
Middle School: Port St. Joe
High School: Port St. Joe
Directions: Straight onto Hwy 98, turn take a right onto 15th St/County Rd 386. Go down approximately 1/3 mile and turn left onto St Charles St. The home will be on the right hand side – look for the sign.
Legal Description: CASUNA SUB. LOT 2 BLK C ORB 4513 P 1903

General Property Info

Sub-Type: Detached Single Family
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 1583
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2021
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 75×100
Acreage: 0.17
Lot Size (SqFt): 7405
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 900
HOA Frequency: Annually
HOA Annual Amount: 900
New Buyer Fee: No
Last Taxes: 6684
Last Tax Year: 2024
Lot: Lot 2
Block: Block C
Brokerage Interest: No Interest
As Is: Yes
Section: 24
Township: 6S
Range: 12W

Remarks & Misc

Remarks: Welcome to 102 St. Charles Lane, a thoughtfully designed and impeccably cared-for home located in the desirable Casuna neighborhood of Mexico Beach. Built in 2021 and situated in the sought-after X flood zone, this 3-bedroom, 2-bath residence offers the perfect balance of modern construction, coastal charm, and low-maintenance living. From the moment you arrive, the enlarged front porch, metal roof, and durable Hardie-board siding set the tone for quality and curb appeal. Inside, the home feels fresh and inviting with luxury vinyl plank flooring, granite countertops, and a well-appointed kitchen featuring stainless steel appliances, including a gas range—ideal for both everyday living and entertaining. The layout is functional yet comfortable, designed to live well year-round. A tankless gas water heater provides endless hot water, while the spacious two-car garage with epoxy flooring adds both style and practicality. Outside, the fully landscaped yard, paver driveway, and full sprinkler system make upkeep easy, allowing you more time to enjoy the coastal lifestyle. Residents of Casuna appreciate the peaceful neighborhood atmosphere, friendly community feel, and access to amenities such as a community pool and clubhouse. Best of all, you're just a short golf cart ride from the beach, local shops, and restaurants. This move-in-ready home is ideal for full-time living and offers a quiet, well-kept setting with pride of ownership throughout. With no short-term rentals allowed, Casuna maintains a true neighborhood feel—making this home an excellent opportunity to enjoy coastal living with comfort, quality, and community at the forefront.

Pool Features

Gunite Concrete: Yes
Inground: Yes
Pool House: Yes

More Information

Appliances

Dishwasher: Yes
Microwave: Yes
Oven – Gas: Yes
Refrigerator: Yes
Water Heater – Tankless: Yes

Interior Features

Floor – Vinyl: Yes
Lighting – Recessed: Yes
Pantry: Yes
Window – Treatment All: Yes

Construction/Siding

Block: Yes
Foundation – Off Grade: Yes
Roof – Metal: Yes
Siding – Hardie Board: Yes
Trim – Hardie Board: Yes

Exterior

Porch Covered: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
Community Room: Yes
Ground Keeping: Yes
Legal: Yes
Management: Yes
Recreational Faclty: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Partially: Yes

Interior

Ceiling – Tray: Yes

Lot Features

Cleared: Yes
Covenants & Rescrictions: Yes
Interior Lot: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Garage Attached: Yes

Present Zoning

City: Yes
Resid Single Family: Yes

Association Amenities

Community Room: Yes
Pool: Yes
Recreation Facilities: Yes

Rooms

Bedroom: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Tap Fee Paid: Yes
Underground Utilities: Yes

Sale Type

As Is: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Gas; Refrigerator; Water Heater – Tankless Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Porch Covered; Sprinkler System Association Fees Include: Accounting; Community Room; Legal; Ground Keeping; Management; Recreational Faclty Financing: Cash; Conventional Furnished: Partially Interior: Ceiling – Tray Lot Features: Cleared; Covenants & Rescrictions; Interior Lot; Landscaped; Subdivision – Recorded; Within 1/2 Mile to Water Lot Access: City Street; Paved Road Pool Features: Gunite Concrete; Inground; Pool House Parking Features: Additional Parking; Garage Attached Association Amenities: Community Room; Pool; Recreation Facilities Rooms: Bedroom Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Phone – Available; Public Sewer – Connected; Public Water – Connected; Tap Fee Paid; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Bedroom	First	1 x 1	1.00	1.00	unknown
Bedroom	First	1 x 1	1.00	1.00	unknown
Bedroom	First	1 x 1	1.00	1.00	unknown

Listing Office: Beach Properties Real Estate

Last Updated: June – 29 – 2026

Information deemed reliable but not guaranteed.