1020 Tidewater Lane, Panama City, FL 32404 (MLS# 791976)

1020 Tidewater Lane, Panama City, FL 32404

New Listing

$474,900

Virtual Tour

https://order.elevate-realestatemedia.com/sites/exodmnoz/unbranded

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,457 Lot Size (sq. ft.): 12,197 Status: Active

Current Price: $474,900 List Date: 6/29/2026 Last Modified: 6/29/2026

Overview

Description

Immaculate Julian Floor Plan in a Gated Community with GORGEOUS Water Views! Welcome home to this beautifully maintained 4-bedroom, 3.5-bathroom residence, perfectly situated on a large private lot with peaceful water views in a desirable gated community. Thoughtfully upgraded and meticulously cared for, this home offers the perfect blend of comfort, style, and functionality. Step inside to find engineered hardwood flooring throughout the main areas downstairs and an inviting open-concept layout designed for everyday living and entertaining. The spacious living room is the heart of the home, showcasing a stunning shiplap accent wall with an electric fireplace for a warm and welcoming atmosphere. The gourmet kitchen overlooks the living area and features granite countertops, stainless steel appliances, a stone tile backsplash, breakfast bar, pantry, and tile flooring. Just off the kitchen, the elegant dining room is enhanced with wainscoting and French doors that lead to the screened ba … (Read more)

Listing Details MLS# 791976

Contract Info

List Price/SqFt: 193.28

Location

Area: 05 – Bay County – East
Street #: 1020
Street Name: Tidewater
Street Suffix: Lane
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0516 – Bay East – Sandy Creek/East Callaway Heights
Subdivision: Laird Point
Community/Resort: None
Waterfront: No
Parcel ID: 06701-191-000
Elementary School: Callaway
Middle School: Rutherford Middle
High School: Rutherford
Directions: Heading S down Star Ave, continue down old bicycle rd; turn right on laird point dr, Beverly right onto tidewater Ln.
Legal Description: LAIRD POINT PH 1 LOT 91 ORB 4646 P 797

General Property Info

Sub-Type: Detached Single Family
Design: Traditional
Apx SqFt(Htd/Cooled): 2457
SqFt Source: Prop App Site
Full Baths: 3
Half Baths: Yes
Total Baths: 4
# of Stories in Building: 32
Year Built: 2015
Immediate Occupancy: Yes
Construction Status: Under Construction
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 119×60
Acreage: 0.27
Lot Size (SqFt): 12197
Pool: No

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 400
HOA Frequency: Annually
HOA Annual Amount: 400
New Buyer Fee: No
New Buyer Fee Paid: $
Last Taxes: 4359.99
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No

Remarks & Misc

Remarks: Immaculate Julian Floor Plan in a Gated Community with GORGEOUS Water Views! Welcome home to this beautifully maintained 4-bedroom, 3.5-bathroom residence, perfectly situated on a large private lot with peaceful water views in a desirable gated community. Thoughtfully upgraded and meticulously cared for, this home offers the perfect blend of comfort, style, and functionality. Step inside to find engineered hardwood flooring throughout the main areas downstairs and an inviting open-concept layout designed for everyday living and entertaining. The spacious living room is the heart of the home, showcasing a stunning shiplap accent wall with an electric fireplace for a warm and welcoming atmosphere. The gourmet kitchen overlooks the living area and features granite countertops, stainless steel appliances, a stone tile backsplash, breakfast bar, pantry, and tile flooring. Just off the kitchen, the elegant dining room is enhanced with wainscoting and French doors that lead to the screened back patio, seamlessly blending indoor and outdoor living. The spacious first-floor primary suite offers a relaxing retreat with crown molding, a large walk-in closet, an additional secondary closet, double vanities, and a beautifully tiled walk-in shower. Upstairs, you'll find luxury vinyl plank flooring, three generously sized bedrooms (one being a 2nd primary suite) and a large 2nd living room facing the water. Step outside to your private backyard oasis featuring a large screened patio with built-in speakers, an extended deck with a pergola, and a fenced backyard –ideal for relaxing or entertaining year-round. Additional highlights include a storm door, and exceptional curb appeal. This move-in-ready home truly has it all. Schedule your private showing today and experience everything this exceptional floor plan has to offer!

Bonus Room

Second: Yes

More Information

Screened Porch

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes

Interior Features

Breakfast Bar: Yes
Floor – Hardwood: Yes
Floor – Tile: Yes
Lighting – Recessed: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Siding – Hardie Board: Yes

Exterior

Porch Screened: Yes

Association Fees Include

Accounting: Yes
Gated Community: Yes
Legal: Yes
Master Association: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Living Room

First: Yes

Lot Features

Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Garage Attached: Yes
Garage Door Opener: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Tennis: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Living Room: Yes
Primary Bedroom: Yes
Screened Porch: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes

Waterview

Bay: Yes

Primary Bedroom

First: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed Walk-in Closet: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Refrigerator Primary Bedroom: First Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Porch Screened Association Fees Include: Accounting; Gated Community; Legal; Master Association Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Living Room: First Lot Features: Within 1/2 Mile to Water Lot Access: Paved Road Bonus Room: Second Security Features: Smoke Detector(s) Screened Porch: First Parking Features: Garage Attached; Garage Door Opener Association Amenities: Tennis Rooms: Bedroom; Bonus Room; Living Room; Primary Bedroom; Screened Porch Utilities: Electricity – Connected; Public Sewer – Connected Waterview: Bay Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	19.8 x 14.7	19.80	14.70
Primary Bedroom	First	14.5 x 13	14.50	13.00
Bedroom	Second	19 x 14	19.00	14.00
Bedroom	Second	14 x 11	14.00	11.00
Bedroom	Second	12 x 11	12.00	11.00
Bonus Room	Second	23.9 x 9.7	23.90	9.70
Screened Porch	First	23 x 7	23.00	7.00

Listing Office: Keller Williams Success Realty

Last Updated: June – 29 – 2026

Information deemed reliable but not guaranteed.