1025 W 19th Street 10C, Panama City, FL 32405 (MLS# 787651)

1025 W 19th Street 10C, Panama City, FL 32405

$174,999

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,164 Status: Active

Current Price: $174,999 List Date: 3/31/2026 Last Modified: 6/07/2026

Overview

Description

Assumable 3.375% Mortgage Opportunity!!! This beautifully updated 2-bedroom townhome is move-in ready and packed with recent upgrades. The home features all new windows, a new front door and storm door, new bathroom vanities with stone countertops, new faucets and mirrors, a deep soaking shower/tub combo with sleek marbled acrylic wall panels, plus… the master has a double sink vanity. You'll also find new lighting fixtures, a new hot water heater, and fresh neutral paint throughout. The kitchen is equipped with new stainless steel appliances and an upgraded deep single-bowl stainless steel sink with new faucet. Laundry room includes a newer washer and dryer. Following Hurricane Michael, the unit received major upgrades including a new roof, new sliding glass door, new laminate flooring, and a major overhaul on the A/C system which has been maintained with a bi-annual service plan. Outside, two productive peach trees grace the backyard of this quiet, tucked-away unit located i … (Read more)

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Listing Details MLS# 787651

Contract Info

List Price/SqFt: 150.34

Location

Area: 02 – Bay County – Central
Street #: 1025
Street Direction: W
Street Name: 19th
Street Suffix: Street
Unit #: 10C
State: FL
Zip Code: 32405
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Delwood Estates Ph 1
Community/Resort: None
Waterfront: No
Parcel ID: 13838-089-000
Elementary School: Northside
Middle School: Jinks
High School: Bay
Directions: From 23rd Street turn south on Stanford Rd. Continue onto Northside Dr. Turn right onto W 19th Str. Turn into Delwood Estates, take second right, Unit 10C will be on your left hand side.
Legal Description: DELWOOD ESTATES PHASE 1 UNIT # 10C ORB 4188 P 1091

General Property Info

Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 1164
SqFt Source: Prop App Site
Full Baths: Yes
Half Baths: Yes
Total Baths: 2
# of Stories in Building: 2
# of Units in Bldg: 4
Year Built: 1976
Immediate Occupancy: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: n/a
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 172.5
HOA Frequency: Monthly
HOA Annual Amount: 2070
New Buyer Fee: No
Last Taxes: 1181
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Assumable 3.375% Mortgage Opportunity!!! This beautifully updated 2-bedroom townhome is move-in ready and packed with recent upgrades. The home features all new windows, a new front door and storm door, new bathroom vanities with stone countertops, new faucets and mirrors, a deep soaking shower/tub combo with sleek marbled acrylic wall panels, plus… the master has a double sink vanity. You'll also find new lighting fixtures, a new hot water heater, and fresh neutral paint throughout. The kitchen is equipped with new stainless steel appliances and an upgraded deep single-bowl stainless steel sink with new faucet. Laundry room includes a newer washer and dryer. Following Hurricane Michael, the unit received major upgrades including a new roof, new sliding glass door, new laminate flooring, and a major overhaul on the A/C system which has been maintained with a bi-annual service plan. Outside, two productive peach trees grace the backyard of this quiet, tucked-away unit located in the heart of Panama City. The centrally located complex offers easy access to Gulf Coast College, the historic St. Andrews district, excellent restaurants, shopping, schools and more. Residents enjoy a brand new clubhouse with a community pool which has been resurfaced recently, tennis court, and plenty of green space perfect for walking pets or playing with kids. This is a rare opportunity in a prime location–don't wait, it won't last long! HOA is only $172.50 per month! HOA includes internet, monthly pest control, grounds upkeep, community pool upkeep, clubhouse access and community storage parking at no additional cost! Current Owner's Cost of Ownership – Property Insurance: $1,762 Annually. Property Taxes: $2112 Annually. Average Monthly Utility Cost – Electric: $150. Water/Sewer/Trash: $100. No gas on property.

Dining Room

First: Yes

More Information

Laundry

First: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Vinyl Plank: Yes
Window – Treatment All: Yes

Construction/Siding

Concrete: Yes
Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes
Siding – Hardie Board: Yes
Trim – Hardie Board: Yes

Exterior

Fenced Back Yard: Yes
Patio Open: Yes

Association Fees Include

Accounting: Yes
Community Room: Yes
Ground Keeping: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Tennis: Yes

Financing

Assume w/int: Yes
Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Parking Features

Assigned: Yes
Other – See Remarks: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Shower/Tub Combo: Yes

Present Zoning

City: Yes

Association Amenities

Community Room: Yes
Pool: Yes
Tennis: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Full Bathroom: Yes
Half Bathroom: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Master Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Full Bathroom

Second: Yes

Half Bathroom

First: Yes

Master Bedroom

Second: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes
Electric: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Refrigerator; Washer; Water Heater – Electric Full Bathroom: Second Half Bathroom: First Master Bedroom: Second Bedroom: Second Cooling: Ceiling Fan(s); Central Air Heating: Central; Electric Exterior: Fenced Back Yard; Patio Open Association Fees Include: Accounting; Community Room; Ground Keeping; Management; Pest Control; Pool; Tennis Financing: Assume w/int; Cash; Conventional; FHA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Access: City Street; Paved Road Dining Room: First Laundry: First Security Features: Smoke Detector(s) Parking Features: Assigned; Other – See Remarks Association Amenities: Community Room; Pool; Sidewalks; Tennis Rooms: Bedroom; Dining Room; Full Bathroom; Half Bathroom; Kitchen; Laundry; Living Room; Master Bedroom Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Master Bedroom	Second	17 x 10.5	17.00	10.50	measure for accuracy
Bedroom	Second	14 x 10	14.00	10.00	measure for accuracy
Full Bathroom	Second	13 x 5	13.00	5.00	measure for accuracy
Dining Room	First	11 x 7	11.00	7.00	measure for accuracy
Kitchen	First	10.5 x 8	10.50	8.00	measure for accuracy
Living Room	First	19.5 x 10.5	19.50	10.50	measure for accuracy
Laundry	First	5 x 5	5.00	5.00	measure for accuracy
Half Bathroom	First	7.5 x 5	7.50	5.00	measure for accuracy

Listing Office: LoKation Real Estate

Last Updated: June – 07 – 2026

Information deemed reliable but not guaranteed.