103 Gulf Terrace Lane, Port St. Joe, FL 32456

New Listing
$120,000
Property Type: Residential Land Lot Size (sq. ft.): 13,504 Status: Active
Current Price: $120,000 List Date: 7/06/2026 Last Modified: 7/06/2026

Overview

Description

PARADISE FOUND!! Nestled in the heart of St Joe Beach, 103 Gulf Terrace Ln offers a rare opportunity to create your own slice of paradise along Florida's Forgotten Coast. This homesite is situated in the coveted X flood zone, meaning no flood insurance is required, giving peace of mind & extra savings. The neighborhood is filled with charming beach cottages, creating a welcoming community that feels laid-back & authentic. Hop on your golf cart & in just minutes you'll be sinking your toes in the sugar-white sand, where you can walk your dogs along the shoreline or gather around a bonfire as the sun sets over the Gulf. For those who love fishing & boating, the lot offers plenty of space for a small coastal cottage plus room to keep your boat nearby–making it easy to head out for a day on the bay or deep-sea adventure. Just a short drive to downtown Port St Joe or Mexico Beach is the small town charm with coastal conveniences of boutique shops, fresh seafood restaurants and a vibrant ma

Listing Details MLS# 792254

Contract Info

List Price/Acre
387096.77

Location

Street #
103
Street Name
Gulf Terrace
Street Suffix
Lane
Area
07 – Gulf County
State
FL
Zip Code
32456
County
Gulf
Sub Area
0702 – Gulf County – St. Joe Beach
Subdivision
Highlands At St Joe Beach
Community/Resort
None
Waterfront
No
Parcel ID
03816-750R
Elementary School
Port St. Joe
Middle School
Port St. Joe
High School
Port St. Joe
Directions
Hwy 98 to Pine St, right on Georgia Ave. Property located on corner of Gulf Terr Ln & Georgia Ave at entrance to Highlands. Look for sign.
Legal Description
HIGHLANDS AT ST JOE BEACH PB 5 PGE 30 LOT 30 ORB 812/661 CO FR SPENCE ESTATE MAP 31

General Property Info

Sub-Type
Residential Lots
Lot Dimensions
67 x 208
Acreage
0.31
Lot Size (SqFt)
13504

Listing Info, Tax & Legal

HOA Fee
No
New Buyer Fee
No
New Buyer Fee Paid
$
Brokerage Interest
No Interest
As Is
Yes
Section
4
Range
11w

Remarks & Misc

Remarks
PARADISE FOUND!! Nestled in the heart of St Joe Beach, 103 Gulf Terrace Ln offers a rare opportunity to create your own slice of paradise along Florida's Forgotten Coast. This homesite is situated in the coveted X flood zone, meaning no flood insurance is required, giving peace of mind & extra savings. The neighborhood is filled with charming beach cottages, creating a welcoming community that feels laid-back & authentic. Hop on your golf cart & in just minutes you'll be sinking your toes in the sugar-white sand, where you can walk your dogs along the shoreline or gather around a bonfire as the sun sets over the Gulf. For those who love fishing & boating, the lot offers plenty of space for a small coastal cottage plus room to keep your boat nearby–making it easy to head out for a day on the bay or deep-sea adventure. Just a short drive to downtown Port St Joe or Mexico Beach is the small town charm with coastal conveniences of boutique shops, fresh seafood restaurants and a vibrant marina. Outdoor enthusiasts will appreciate the proximity to St. Joseph Peninsula State Park & Cape San Blas, offering endless opportunities for exploring the park, kayaking, biking, shelling & paddleboarding. This property truly has it all–affordable coastal living, flexibility to build on your terms, investment potential through short-term rentals, & a lifestyle centered around the beach, the bay & the best of Florida's natural beauty. Don't miss your chance to bring your dream beach home to life in one of the most desirable locations on the Gulf Coast. Call for your private tour & LIVE THE BEACH LIFE!

Financing

Cash
Yes
Conventional
Yes

More Information

Lot Features

Aerials/Topo Availbl
Yes
Corner Lot
Yes
Covenants
Yes
Interior Lot
Yes
Level
Yes
Within 1/2 Mile to Water
Yes

Lot Access

County Road
Yes
Paved Road
Yes

Present Zoning

Resid Single Family
Yes

Utilities

Sewer Available
Yes
Water Available
Yes

Property Features

Financing: Cash; Conventional Lot Access: County Road; Paved Road Lot Features: Aerials/Topo Availbl; Corner Lot; Covenants; Interior Lot; Level; Within 1/2 Mile to Water Utilities: Sewer Available; Water Available Present Zoning: Resid Single Family
Listing Office: Beach Properties Real Estate
Last Updated: July – 06 – 2026
Information deemed reliable but not guaranteed.