103 N Cove Avenue, Panama City, FL 32401 (MLS# 754450)

103 N Cove Avenue, Panama City, FL 32401

$259,500

Kitchen looking to bonus room on left and dining room on right

Front room of workshop, private entrance and entrance to rear patio area.

Attached garage with washer and dryer connections

Property Type: Residential Bedrooms: 3 Baths: 1 Square Footage: 1,164 Lot Size (sq. ft.): 9,365 Status: Sold

Current Price: $259,500 List Date: 3/24/2024 Last Modified: 7/10/2026

Overview

Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to this timeless corner lot home in the heart of one of Panama City's oldest and most historic neighborhoods, the Cove. This lovingly maintained residence, built in 1951, offers three bedrooms, one bathroom, two bonus areas, a single-car garage, carport, PLUS a 546 sq foot detached workshop waiting for you to use your imagination for its use! As you walk through the front door, you are greeted by an 11×24 grand entryway suitable for a large mudroom, a sitting room, kids' playroom, home office, or whatever you desire. To the left, you'll discover a warm and inviting living space with original hardwood floors. The adjacent dining area provides a lovely space to enjoy meals. The kitchen is compact yet functional and offers a bonus space (use for Breakfast Nook, Pantry, Sitting Area, Craft Space, etc.) As you walk down the hallway, you will see the three bedrooms that are decently sized and all feature original hard … (Read more)

Listing Details MLS# 754450

Contract Info

List Price/SqFt: 219.07

Location

Area: 02 – Bay County – Central
Street #: 103
Street Direction: N
Street Name: Cove
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Cove Terrace 2nd Add
Community/Resort: Bunkers Cove
Waterfront: No
Parcel ID: 21912-000-000
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: From Corner of N. Cove Blvd and highway 98 turn South onto N Cove Blvd. Turn Left onto Cherry St, Left on Cove AVENUE (which is the next street past Cove Lane), House on Corner of N Cove Ave and Cherry St.
Legal Description: COVE TERRACE 2ND ADD. LOT 6 BLK 91 ORB 4484 P 1155

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 1164
SqFt Source: Prop App Site
Full Baths: Yes
Total Baths: Yes
Year Built: 1951
Immediate Occupancy: Yes
Construction Status: Construction Complete
Garage Y/N: Yes
Garage Spaces: Yes
Covered Spaces: Yes
Driveway Spaces: 4
Lot Dimensions: 75X125
Acreage: 0.21
Lot Size (SqFt): 9365

Status Change Info

Under Contract Date: 2024-03-26
Sold Date: 2024-05-15
Sold Price/SqFt: 222.94
Sold Price/Acre: 1235714.29

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
New Buyer Fee: No
Last Taxes: 3492
Last Tax Year: 2023
Lot: 6
Block: 91
Brokerage Interest: No Interest

Remarks & Misc

Remarks: CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to this timeless corner lot home in the heart of one of Panama City's oldest and most historic neighborhoods, the Cove. This lovingly maintained residence, built in 1951, offers three bedrooms, one bathroom, two bonus areas, a single-car garage, carport, PLUS a 546 sq foot detached workshop waiting for you to use your imagination for its use! As you walk through the front door, you are greeted by an 11×24 grand entryway suitable for a large mudroom, a sitting room, kids' playroom, home office, or whatever you desire. To the left, you'll discover a warm and inviting living space with original hardwood floors. The adjacent dining area provides a lovely space to enjoy meals. The kitchen is compact yet functional and offers a bonus space (use for Breakfast Nook, Pantry, Sitting Area, Craft Space, etc.) As you walk down the hallway, you will see the three bedrooms that are decently sized and all feature original hardwood flooring. The bathroom offers a lot of charm and has a bathtub/shower combo. The attached garage is suitable for one car or can be used as extra storage space and houses the laundry area. The detached workshop with power is ready for all your DIY projects or put the finishing touches on it to make it your own Man Cave or She Shed, or with plumbing, it could become a mother-in-law suite or rental-producing unit with its private entry. Out the back door, as you step onto the XL 600 sqft patio area, you enter your private retreat. The spacious yard offers endless possibilities for outdoor enjoyment, and a bonus-the side yard is fenced off separately. Located in one of the most desirable historic neighborhoods, this home is in close proximity to shopping, Ascension Sacred Heart Hospital, and all that Panama City has to offer. Don't miss out on this rare opportunity to own a piece of history with modern conveniences.

More Information

Bonus Room

First: Yes

Foyer

First: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Range Hood: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Washer/Dryer Hookup: Yes
Floor – Hardwood: Yes
Floor – Tile: Yes
Floor – Vinyl: Yes
Lighting – Recessed: Yes
Window – Treatment Some: Yes

Construction/Siding

Brick: Yes
Foundation – Off Grade: Yes
Roof – Composite Shngl: Yes

Exterior

Fenced Back Yard: Yes
Fenced Chain Link: Yes
Fenced Lot-Part: Yes
Patio Covered: Yes
Porch Covered: Yes

Other Structures

Workshop: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes

Lot Features

Corner Lot: Yes

Lot Access

City Street: Yes

Parking Features

Carport: Yes
Driveway: Yes
Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Foyer: Yes
Workshop: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Water Connected: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes

Heating

Central: Yes
Electric: Yes

Security Features

Security System: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Dryer; Microwave; Oven – Electric; Range – Electric; Range Hood; Refrigerator; Washer; Water Heater – Electric Bedroom: First Cooling: Central Air Heating: Central; Electric Exterior: Fenced Back Yard; Fenced Chain Link; Fenced Lot-Part; Patio Covered; Porch Covered Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Bonus Room Lot Features: Corner Lot Lot Access: City Street Bonus Room: First Foyer: First Security Features: Security System; Smoke Detector(s) Parking Features: Carport; Driveway; Garage Attached Other Structures: Workshop Rooms: Bedroom; Bonus Room; Foyer; Workshop Utilities: Electricity – Connected; Public Sewer – Connected; Water Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Foyer	First	24 x 12	24.00	12.00
Bonus Room	First	14 x 6	14.00	6.00	Off kitchen
Bedroom	First	12 x 10	12.00	10.00
Bedroom	First	11 x 10	11.00	10.00
Bedroom	First	11 x 9	11.00	9.00
Workshop		32.2 x 16.96	32.20	16.96	Detached Workshop

Listing Office: Coastal Choice Realty LLC

Last Updated: July – 10 – 2026

Information deemed reliable but not guaranteed.