103 Palm Beach Drive, Panama City Beach, FL 32413

New Listing
$879,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,041 Lot Size (sq. ft.): 1,742 Status: Active
Current Price: $879,000 List Date: 9/17/2026 Last Modified: 9/17/2026

Overview

Description

Just across the street from beach access, this professionally furnished four-bedroom residence offers an exceptional opportunity on the west end of Panama City Beach. Located in Inlet Beach Heights just off Front Beach Road, this three-story, 2,041-square-foot home combines a desirable beachside setting with the appeal of an established short-term rental, without the premium of beachfront. The residence features four bedrooms, three-and-a-halfbaths, high ceilings, crown molding, recessed lighting, and durable laminate flooring throughout. The gourmet kitchen serves as the heart of the home, with quartz countertops, an expansive island, and a full suite of appliances. Dual-zone HVAC systems, insulated doors, double-pane windows, and a smart thermostat provide comfort throughout each level. Fully furnished and currently operating as a short-term rental, the property offers flexibility as an income-producing investment or private coastal retreat. Dining, shopping, entertainment, and the 3

Listing Details MLS# 795511

Contract Info

List Price/SqFt
430.67

Location

Area
03 – Bay County – Beach
Street #
103
Street Name
Palm Beach
Street Suffix
Drive
State
FL
Zip Code
32413
County
Bay
Sub Area
0324 – Beach – West Central
Subdivision
Waterview
Community/Resort
None
Waterfront
No
Parcel ID
36083-055-000
Elementary School
West Bay
Middle School
Surfside
High School
Arnold
Directions
West on Front Beach Road, take right on Palm Beach Road, then immediately turn left. Property is the second house of the left.
Legal Description
INLET BEACH HEIGHTS MAP 6A1 PT OF LOTS 1, 2, 3 & 4 DESC AS: COM SE COR LOT 1 TH N 150' NWLY 18.13' NWLY 33.74' FOR POB TH SWLY 61.24' NWLY 29.03 NELY 61.31 SELY 29.03 TO POB ALG W ING/EGR ESMT AKA UNIT 10 WATER VIEW TWN HOME ORB 4830 P 1767

General Property Info

Sub-Type
Detached Single Family
Design
Beach House
Apx SqFt(Htd/Cooled)
2041
SqFt Source
Builders Plans
Full Baths
3
Half Baths
Yes
Total Baths
4
Accessory Dwelling Unit
No
Year Built
2023
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Driveway Spaces
2
Lot Dimensions
29.0 ft x 61.0 ft
Acreage
0.04
Lot Size (SqFt)
1742
Pool
No

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
1500
HOA Frequency
Annually
HOA Annual Amount
1500
New Buyer Fee
No
Last Taxes
7097.6
Last Tax Year
2025
Brokerage Interest
No Interest

Remarks & Misc

Remarks
Just across the street from beach access, this professionally furnished four-bedroom residence offers an exceptional opportunity on the west end of Panama City Beach. Located in Inlet Beach Heights just off Front Beach Road, this three-story, 2,041-square-foot home combines a desirable beachside setting with the appeal of an established short-term rental, without the premium of beachfront. The residence features four bedrooms, three-and-a-halfbaths, high ceilings, crown molding, recessed lighting, and durable laminate flooring throughout. The gourmet kitchen serves as the heart of the home, with quartz countertops, an expansive island, and a full suite of appliances. Dual-zone HVAC systems, insulated doors, double-pane windows, and a smart thermostat provide comfort throughout each level. Fully furnished and currently operating as a short-term rental, the property offers flexibility as an income-producing investment or private coastal retreat. Dining, shopping, entertainment, and the 30A corridor are all within easy reach. A well-appointed beach home offering the location, space, and versatility to enjoy as your own or continue as a rental property.

Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
ENERGY STAR Qualified Appliances
Yes
Freezer
Yes
Microwave
Yes
Oven – Electric
Yes
Range – Electric
Yes
Refrigerator
Yes
Washer
Yes
Water Heater – Electric
Yes

More Information

Interior Features

Ceiling – Crwn Molding
Yes
Ceiling – Raised
Yes
Floor – Laminate
Yes
Kitchen Island
Yes
Lighting – Recessed
Yes
Lock Out Closet
Yes

Construction/Siding

Foundation – Slab on Grade
Yes
Roof – Metal
Yes
Siding – Hardie Board
Yes
Trim – Hardie Board
Yes

Exterior

Double Pane Windows
Yes
Porch Covered
Yes

Association Fees Include

Accounting
Yes
Legal
Yes

Financing

Cash
Yes
Conventional
Yes
VA
Yes

Furnished

Furnished
Yes

Interior

Insulated Doors
Yes
Smart Thermostat
Yes

Lot Features

Landscaped
Yes
Near Beach Access
Yes
Within 1/2 Mile to Water
Yes

Lot Access

Paved Road
Yes
Private Road
Yes

Parking Features

Driveway
Yes

Present Zoning

Resid Single Family
Yes

Rooms

Bedroom
Yes
Primary Bedroom
Yes

Utilities

Electricity – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Waterview

Gulf
Yes

Primary Bedroom

Third
Yes

Bedroom

Second
Yes
Third
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Multi Units
Yes

Heating

Electric
Yes

Primary Bdrm/Primary Bath

MBath Double Vanity
Yes
MBath Shower Only
Yes
MBed Walk-in Closet
Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; ENERGY STAR Qualified Appliances; Freezer; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: Third Bedroom: Second; Third Cooling: Ceiling Fan(s); Central Air; Multi Units Heating: Electric Exterior: Double Pane Windows; Porch Covered Association Fees Include: Accounting; Legal Financing: Cash; Conventional; VA Furnished: Furnished Interior: Insulated Doors; Smart Thermostat Lot Features: Landscaped; Near Beach Access; Within 1/2 Mile to Water Lot Access: Paved Road; Private Road Parking Features: Driveway Rooms: Bedroom; Primary Bedroom Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterview: Gulf Present Zoning: Resid Single Family

Room Information

Room Name Level Dimensions Length Width
Bedroom Second 12 x 11 12.00 11.00
Bedroom Second 12 x 11 12.00 11.00
Primary Bedroom Third 14 x 13 14.00 13.00
Bedroom Third 10 x 11 10.00 11.00
Listing Office: Scenic Sotheby's International Realty
Last Updated: September – 17 – 2026
Information deemed reliable but not guaranteed.