105 Osprey Lake Road, Panama City, FL 32404 (MLS# 796777)

105 Osprey Lake Road, Panama City, FL 32404

New Listing

$298,900

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,787 Lot Size (sq. ft.): 5,227 Status: Active

Current Price: $298,900 List Date: 10/20/2026 Last Modified: 10/20/2026

Overview

Description

One of the lowest priced home near Tyndall A.F.B and Callaway area. Built in 2020, this home is located in the new Bridge Harbor Subdivision.. This Subdivision has an exclusive pool, Outdoor grilling and sidewalks with lighting. Home has 4 bedrooms where one room can be converted to an office. An open floor plan with kitchen overlooking the living room. Stainless steel appliances with breakfast bar and walk-in pantry. Master bedroom features an en-suite bathroom with a soaking tub and separate shower. You have a split bedroom concept for additional privacy. Large laundry room for your convenience. Fully fenced in back yard and attached two car garage. Like new home in a great location and within your budget. All measurements and information are deemed reliable but should be verified by the buyer or buyers agent.

Listing Details MLS# 796777

Contract Info

List Price/SqFt: 167.26

Location

Area: 02 – Bay County – Central
Street #: 105
Street Name: Osprey Lake
Street Suffix: Road
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: Bridge Harbor
Community/Resort: None
Waterfront: No
Parcel ID: 07379-875-010
Elementary School: Parker
Middle School: Rutherford Middle
High School: Rutherford
Directions: Go East on Tyndall Parkway and take a left on Boatrace Road. Go straight through round-a-bout and subdivision is on the right side. Take immediate left and home is on the left.
Legal Description: GROVE AT BRIDGE HARBOR LOT 2 ORB 4408 P 1640

General Property Info

Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 1787
SqFt Source: Owner Measured
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 2020
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 50.0 ft x 105.0 ft
Acreage: 0.12
Lot Size (SqFt): 5227
Beach Frontage: 300
Pool: No

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 1060
HOA Frequency: Annually
HOA Annual Amount: 1060
New Buyer Fee: No
Last Taxes: 3592.99
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No

Remarks & Misc

Remarks: One of the lowest priced home near Tyndall A.F.B and Callaway area. Built in 2020, this home is located in the new Bridge Harbor Subdivision.. This Subdivision has an exclusive pool, Outdoor grilling and sidewalks with lighting. Home has 4 bedrooms where one room can be converted to an office. An open floor plan with kitchen overlooking the living room. Stainless steel appliances with breakfast bar and walk-in pantry. Master bedroom features an en-suite bathroom with a soaking tub and separate shower. You have a split bedroom concept for additional privacy. Large laundry room for your convenience. Fully fenced in back yard and attached two car garage. Like new home in a great location and within your budget. All measurements and information are deemed reliable but should be verified by the buyer or buyers agent.

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Plumbed For Ice Maker: Yes
Range – Electric: Yes
Range Hood: Yes
Water Heater – Electric: Yes

More Information

Interior Features

Floor – Vinyl: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Split Bedroom: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes

Exterior

Fenced Back Yard: Yes
Fenced Privacy: Yes
Patio Covered: Yes
Patio Open: Yes

Association Fees Include

Accounting: Yes
Management: Yes
Pool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Parking Features

Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Pavilion/Gazebo: Yes
Picnic Area: Yes
Pool: Yes

Rooms

Bedroom: Yes
Primary Bedroom: Yes

Utilities

Public Sewer – Connected: Yes
Public Water – Connected: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBath Walk-In Closet: Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Microwave; Oven – Electric; Plumbed For Ice Maker; Range – Electric; Range Hood; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Fenced Back Yard; Fenced Privacy; Patio Covered; Patio Open Association Fees Include: Accounting; Management; Pool Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Parking Features: Garage Attached Association Amenities: BBQ Pit/Grill; Pavilion/Gazebo; Picnic Area; Pool Rooms: Bedroom; Primary Bedroom Utilities: Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Bedroom	First	11 x 10.4	11.00	10.40
Bedroom	First	11 x 10.4	11.00	10.40
Primary Bedroom	First	15 x 12	15.00	12.00
Bedroom	First	11.8 x 11	11.80	11.00

Listing Office: Coastal Sun Realty LLC

Last Updated: October – 20 – 2026

Information deemed reliable but not guaranteed.