10519 Front Beach Road 2203C, Panama City Beach, FL 32407 (MLS# 786906)

10519 Front Beach Road 2203C, Panama City Beach, FL 32407

$370,000

Virtual Tour

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Property Type: Residential Bedrooms: 1 Baths: 2 Square Footage: 825 Status: Active

Current Price: $370,000 List Date: 3/17/2026 Last Modified: 7/07/2026

Overview

Description

PENTHOUSE LEVEL. CURVED BALCONY DESIGN. GULF-FRONT VIEWS. Twin Palms 2203 in Panama City Beach, Florida is a top-floor penthouse residence positioned within one of the most recognizable Gulf-front condominium buildings along Front Beach Road. Located on the 22th floor with only a limited number of penthouse residences, this unit offers a more private setting and immediate access from the elevator, reducing hallway traffic and enhancing convenience for owners and guests. A defining feature of this residence is the curved balcony design, where the outward radius extends beyond traditional linear layouts. This architectural detail creates a broader Gulf-facing perspective, allowing for a more expansive view line compared to standard stacked balconies. Twin Palms is a Gulf-front condominium completed in 2004, consisting of approximately 91 units. The building is known for its central beachfront location, short-term rental allowance, and full-service amenity profile, supporting both per … (Read more)

Listing Details MLS# 786906

Contract Info

List Price/SqFt: 448.48

Location

Area: 03 – Bay County – Beach
Street #: 10519
Street Name: Front Beach
Street Suffix: Road
Unit #: 2203C
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Twin Palms Resort
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 34881-488-000
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Twin Palms is the blue building between Long Beach Towers and ocean Ritz
Legal Description: TWIN PALMS RESORT CONDO UNIT 2203 TYPE C ORB 2355 P 1842 PARKING SP#2203 1BR/2BA ORB 4608 P 251 825 SQ.FT.

General Property Info

Sub-Type: Condominium
Floor Number: 22
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 825
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2004
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 0X0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2575
HOA Frequency: Quarterly
HOA Annual Amount: 10300
New Buyer Fee: No
Last Taxes: 4350
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: PENTHOUSE LEVEL. CURVED BALCONY DESIGN. GULF-FRONT VIEWS. Twin Palms 2203 in Panama City Beach, Florida is a top-floor penthouse residence positioned within one of the most recognizable Gulf-front condominium buildings along Front Beach Road. Located on the 22th floor with only a limited number of penthouse residences, this unit offers a more private setting and immediate access from the elevator, reducing hallway traffic and enhancing convenience for owners and guests. A defining feature of this residence is the curved balcony design, where the outward radius extends beyond traditional linear layouts. This architectural detail creates a broader Gulf-facing perspective, allowing for a more expansive view line compared to standard stacked balconies. Twin Palms is a Gulf-front condominium completed in 2004, consisting of approximately 91 units. The building is known for its central beachfront location, short-term rental allowance, and full-service amenity profile, supporting both personal use and rental demand. Amenities include direct Gulf-front beach access, a Gulf-facing outdoor pool and spa, an indoor hot tub, steam room, sauna, fitness center, outdoor grilling area, covered parking, and secured access with coded entry for both vehicle and pedestrian gates. Twin Palms is located along Front Beach Road in Panama City Beach within the central beach corridor, near established destinations including Pineapple Willy's and the Thomas Drive area, providing convenient access to dining, retail, and coastal attractions. Twin Palms 2203 represents a top-floor opportunity within a Gulf-front building that combines location, design, and amenity access in Panama City Beach. The 2026 HOA dues are $2,575.00/quarter. All information is deemed reliable but not guaranteed; buyer to verify if important.

Balcony

First: Yes

More Information

Dining Room

First: Yes

Laundry

First: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Tile: Yes
Window – Treatment All: Yes

Exterior

Balcony: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Gated Community: Yes
Internet-WiFi: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Sauna/Steam Room: Yes
Sewer: Yes
Trash Disposal: Yes
Water: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Parking Features

Electric Gate: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Elevators: Yes
Exercise Room: Yes
Gated Community: Yes
Pool: Yes
Waterfront: Yes
Whirlpool: Yes

Rooms

Balcony: Yes
Dining Room: Yes
Full Bathroom: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Full Bathroom

First: Yes

Waterfront Type

Gulf: Yes

Primary Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Primary Bathroom

First: Yes

Security Features

Building Security: Yes
Gated Community: Yes
Secured Garage/Parking: Yes
Security Fence: Yes
Security Gate: Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Full Bathroom: First Primary Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: BBQ Pit/Grill; Gated Community; Internet-WiFi; Management; Pest Control; Pool; Sauna/Steam Room; Sewer; Trash Disposal; Water Furnished: Furnished Kitchen: First Living Room: First Balcony: First Primary Bathroom: First Dining Room: First Laundry: First Security Features: Building Security; Gated Community; Secured Garage/Parking; Security Fence; Security Gate Parking Features: Electric Gate Association Amenities: BBQ Pit/Grill; Beach; Elevators; Exercise Room; Gated Community; Pool; Whirlpool; Waterfront Rooms: Balcony; Dining Room; Full Bathroom; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom Showing: ShowingTime Utilities: Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterview: Gulf Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Balcony	First	19 x 10.2	19.00	10.20
Dining Room	First	7 x 10	7.00	10.00
Kitchen	First	7.1 x 7.2	7.10	7.20
Living Room	First	11.2 x 11.6	11.20	11.60
Laundry	First	3.1 x 5.2	3.10	5.20
Full Bathroom	First	6.5 x 5.2	6.50	5.20
Primary Bedroom	First	14.8 x 13.6	14.80	13.60
Primary Bathroom	First	7.1 x 5.2	7.10	5.20

Listing Office: Coldwell Banker Realty

Last Updated: July – 07 – 2026

Information deemed reliable but not guaranteed.