10519 Front Beach Road 405A, Panama City Beach, FL 32407 (MLS# 785070)

10519 Front Beach Road 405A, Panama City Beach, FL 32407

$465,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,183 Status: Active

Current Price: $465,000 List Date: 2/11/2026 Last Modified: 6/13/2026

Overview

Description

Welcome to your dream coastal getaway in the heart of Panama City Beach! This stunning 2-bed, 2-bath end unit in the sought-after Twin Palms condo building offers unbeatable views of the Gulf of Mexico from a spacious wrap-around balcony–perfect for watching dolphins play in the surf or catching one of those famous Florida sunsets. Located on the 4th floor with open parking just steps from your front door, this unit combines convenience, comfort, and privacy. Skip the busy elevators–you're only four flights of stairs from the sand and surf! Inside, you'll find a well-maintained, beachy retreat with an owner's closet, ideal for storage or making this your part-time home. The trash chute is located on the opposite end of the hallway, keeping foot traffic minimal and your environment peaceful. This unit is rental-ready, generating $32,000 in gross rental income last year–and that's with the owners enjoying it for monthly stays! Imagine the potential. You'll love the easy walk to nearby … (Read more)

Listing Details MLS# 785070

Contract Info

List Price/SqFt: 393.07

Location

Area: 03 – Bay County – Beach
Street #: 10519
Street Name: Front Beach Road 405A
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Twin Palms Resort
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 34881-405-000
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98 turn south on Richard Jackson Road, then left onto Thomas Drive, then right onto Front Beach Road. Twin Palms is on the left side of Front Beach Road.
Legal Description: TWIN PALMS RESORT CONDO UNIT 405 TYPE A ORB 2355 P 1842 ORB 2431 2BR/2BA P 937-940 1183 SQ.FT

General Property Info

Sub-Type: Condominium
Floor Number: 4
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1183
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2004
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0 X 0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2575
HOA Frequency: Quarterly
HOA Annual Amount: 10300
New Buyer Fee: No
Last Taxes: 5525
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: Welcome to your dream coastal getaway in the heart of Panama City Beach! This stunning 2-bed, 2-bath end unit in the sought-after Twin Palms condo building offers unbeatable views of the Gulf of Mexico from a spacious wrap-around balcony–perfect for watching dolphins play in the surf or catching one of those famous Florida sunsets. Located on the 4th floor with open parking just steps from your front door, this unit combines convenience, comfort, and privacy. Skip the busy elevators–you're only four flights of stairs from the sand and surf! Inside, you'll find a well-maintained, beachy retreat with an owner's closet, ideal for storage or making this your part-time home. The trash chute is located on the opposite end of the hallway, keeping foot traffic minimal and your environment peaceful. This unit is rental-ready, generating $32,000 in gross rental income last year–and that's with the owners enjoying it for monthly stays! Imagine the potential. You'll love the easy walk to nearby restaurants, museums, and entertainment, with Walmart just a minute's drive away. When you're not relaxing on the balcony or on the beach, enjoy the resort-style amenities including a beachfront pool, hot tub, sauna, and more. Whether you're looking for an income-producing investment, a personal beach retreat, or a bit of both, this condo delivers. Come experience why Panama City Beach is home to the world's most beautiful beaches, where turquoise water meets sugar white sand.

Dining Room

First: Yes

More Information

Pool Features

Inground: Yes
Pool/Spa Combo: Yes

Appliances

Dishwasher: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Tile: Yes
Lock Out Closet: Yes

Exterior

Balcony: Yes

Waterfront Feature

Shore – Beach: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Dumpster: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Insurance: Yes
Internet-WiFi: Yes
Management: Yes
Pest Control: Yes
Pool: Yes
Sauna/Steam Room: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Waterfront: Yes

Lot Access

City Street: Yes
Gated Access: Yes

Parking Features

Garage Attached: Yes
Gated: Yes

Present Zoning

Resort: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Elevators: Yes
Exercise Room: Yes
Gated Community: Yes
Pool: Yes
Sauna/Steam Room: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Internet – Broadband Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Security Features

Fire Alarm: Yes
Fire Sprinkler System: Yes
Security Gate: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Range – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Central Air Heating: Central Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; TV Cable; Dumpster; Exercise Room; Gated Community; Insurance; Internet-WiFi; Ground Keeping; Management; Pest Control; Pool; Sauna/Steam Room; Sewer; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Kitchen: First Living Room: First Lot Features: Waterfront Lot Access: City Street; Gated Access Dining Room: First Pool Features: Inground; Pool/Spa Combo Security Features: Fire Alarm; Fire Sprinkler System; Security Gate; Smoke Detector(s) Parking Features: Garage Attached; Gated Association Amenities: BBQ Pit/Grill; Beach; Elevators; Exercise Room; Gated Community; Pool; Sauna/Steam Room Rooms: Bedroom; Dining Room; Kitchen; Living Room; Primary Bedroom Sale Type: As Is Utilities: Electricity – Connected; Garbage; Internet – Broadband Available; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf Present Zoning: Resort

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	First	13 x 10	13.00	10.00
Bedroom	First	13 x 10	13.00	10.00
Living Room	First	13 x 15	13.00	15.00
Dining Room	First	13 x 10	13.00	10.00
Kitchen	First	8 x 8	8.00	8.00

Listing Office: EXP Realty LLC

Last Updated: June – 13 – 2026

Information deemed reliable but not guaranteed.