10519 Front Beach Road 902B, Panama City Beach, FL 32407 (MLS# 795096)

10519 Front Beach Road 902B, Panama City Beach, FL 32407

New Listing

$390,000

Located in the center of everything Panama city Beach has to offer

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,147 Status: Active

Current Price: $390,000 List Date: 9/06/2026 Last Modified: 9/06/2026

Overview

Description

Gulf-front living, incredible views, and rental potential in the heart of Panama City Beach! This centrally located 2-bedroom, 2-bathroom condo at Twin Palms offers the perfect combination of a thoughtful floor plan, resort-style amenities, and a location that puts you right in the middle of everything that makes the beach so much fun! Step inside to an open and inviting living, dining, and kitchen area designed for easy living and entertaining. The spacious layout flows onto an oversized balcony where you can soak up breathtaking Gulf views. The primary suite also opens directly to the balcony, giving you the perfect spot to wake up to turquoise water views or unwind with a sunset. The split-bedroom floor plan provides privacy for everyone, making this condo ideal for family vacations, weekend getaways, or hosting guests. And for buyers looking for an investment opportunity, Twin Palms offers the potential to generate rental income while giving you a place to enjoy for yourself … (Read more) Gulf-front living, incredible views, and rental potential in the heart of Panama City Beach! This centrally located 2-bedroom, 2-bathroom condo at Twin Palms offers the perfect combination of a thoughtful floor plan, resort-style amenities, and a location that puts you right in the middle of everything that makes the beach so much fun! Step inside to an open and inviting living, dining, and kitchen area designed for easy living and entertaining. The spacious layout flows onto an oversized balcony where you can soak up breathtaking Gulf views. The primary suite also opens directly to the balcony, giving you the perfect spot to wake up to turquoise water views or unwind with a sunset. The split-bedroom floor plan provides privacy for everyone, making this condo ideal for family vacations, weekend getaways, or hosting guests. And for buyers looking for an investment opportunity, Twin Palms offers the potential to generate rental income while giving you a place to enjoy for yourself when you’re ready for some beach time. The location is hard to beat! Grocery runs are easy with Walmart just minutes away, while some of the area’s favorite local spots are right around the corner. Grab breakfast or lunch at Sunrise Cafe, tacos at Juan Taco, a meal and daiquiri at Pineapple Willy’s, or satisfy your sweet tooth at Beach Cow Creamery or Parlor Donuts. Whatever you need, you’re never far from several options! Twin Palms sits directly on the Gulf and offers an impressive lineup of amenities, including private beach access, a beachfront pool, indoor and outdoor hot tubs, sauna, steam room, fitness center, and convenient gated parking located directly beneath the complex. If you’re searching for a vacation home, investment property, or a little bit of both, this one checks the boxes! Beautiful Gulf views, resort-style amenities, a prime location, and plenty of nearby restaurants, shopping, and entertainment make this a property worth seeing in person. Come take a look and start imagining your next beach day here!

Listing Details MLS# 795096

Contract Info

List Price/SqFt: 340.02

Location

Area: 03 – Bay County – Beach
Street #: 10519
Street Name: Front Beach
Street Suffix: Road
Unit #: 902B
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Twin Palms Resort
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 34881-427-000
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Travel South on R Jackson Blvd to Front Beach Road. Turn Left at the light, Twin Palms is down on the Right side
Legal Description: TWIN PALMS RESORT CONDO UNIT 902 TYPE B ORB 2355 P 1842 2BR/2BA ORB 4294 P 802 1147 SQ.FT

General Property Info

Sub-Type: Condominium
Floor Number: 9
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1147
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 2004
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2575
HOA Frequency: Quarterly
HOA Annual Amount: 10300
New Buyer Fee: No
Last Taxes: 3859.03
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes

Remarks & Misc

Remarks: Gulf-front living, incredible views, and rental potential in the heart of Panama City Beach! This centrally located 2-bedroom, 2-bathroom condo at Twin Palms offers the perfect combination of a thoughtful floor plan, resort-style amenities, and a location that puts you right in the middle of everything that makes the beach so much fun! Step inside to an open and inviting living, dining, and kitchen area designed for easy living and entertaining. The spacious layout flows onto an oversized balcony where you can soak up breathtaking Gulf views. The primary suite also opens directly to the balcony, giving you the perfect spot to wake up to turquoise water views or unwind with a sunset. The split-bedroom floor plan provides privacy for everyone, making this condo ideal for family vacations, weekend getaways, or hosting guests. And for buyers looking for an investment opportunity, Twin Palms offers the potential to generate rental income while giving you a place to enjoy for yourself when you're ready for some beach time. The location is hard to beat! Grocery runs are easy with Walmart just minutes away, while some of the area's favorite local spots are right around the corner. Grab breakfast or lunch at Sunrise Cafe, tacos at Juan Taco, a meal and daiquiri at Pineapple Willy's, or satisfy your sweet tooth at Beach Cow Creamery or Parlor Donuts. Whatever you need, you're never far from several options! Twin Palms sits directly on the Gulf and offers an impressive lineup of amenities, including private beach access, a beachfront pool, indoor and outdoor hot tubs, sauna, steam room, fitness center, and convenient gated parking located directly beneath the complex. If you're searching for a vacation home, investment property, or a little bit of both, this one checks the boxes! Beautiful Gulf views, resort-style amenities, a prime location, and plenty of nearby restaurants, shopping, and entertainment make this a property worth seeing in person. Come take a look and start imagining your next beach day here!

Pool Features

Gunite Concrete: Yes
Inground: Yes
Spa/ Hot Tub: Yes

More Information

Appliances

Microwave: Yes
Oven – Electric: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Raised: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Construction/Siding

Concrete: Yes
Foundation – On Piling: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes

Waterfront Feature

Shore – Beach: Yes

Association Fees Include

Advertising: Yes
Dumpster: Yes
Exercise Room: Yes
Gated Community: Yes
Ground Keeping: Yes
Pest Control: Yes
Pool: Yes
Repairs/Maintenance: Yes
Sewer: Yes
Trash Disposal: Yes
TV Cable: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Deeded: Yes
Garage Attached: Yes
Gated: Yes

Present Zoning

Resort: Yes

Association Amenities

Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Gated Community: Yes
Pool: Yes
Security-24 hour: Yes
Waterfront: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Public Sewer – Connected: Yes

Waterview

Gulf: Yes

Waterfront Type

Gulf: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBed Balcony: Yes
MBed First Floor: Yes

Security Features

Gated Community: Yes
Secured Garage/Parking: Yes

Property Features

Appliances: Microwave; Oven – Electric; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Advertising; TV Cable; Dumpster; Exercise Room; Gated Community; Ground Keeping; Repairs/Maintenance; Pest Control; Pool; Sewer; Trash Disposal Financing: Cash; Conventional Furnished: Furnished Kitchen: First Living Room: First Lot Features: Waterfront; Within 1/2 Mile to Water Lot Access: Paved Road Pool Features: Gunite Concrete; Inground; Spa/ Hot Tub Security Features: Gated Community; Secured Garage/Parking Parking Features: Deeded; Garage Attached; Gated Association Amenities: Dumpster; Elevators; Exercise Room; Gated Community; Pool; Security-24 hour; Waterfront Rooms: Bedroom; Kitchen; Living Room; Primary Bedroom Utilities: TV Cable; Electricity – Connected; Garbage; Public Sewer – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf Present Zoning: Resort

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	17 x 16	17.00	16.00	gulf views from living room
Kitchen	First	12 x 8	12.00	8.00	kitchen
Primary Bedroom	First	14 x 12	14.00	12.00	gulf front primary bedroom
Bedroom	First	12 x 10	12.00	10.00	nice size guestroom

Listing Office: Beachy Beach Real Estate

Last Updated: September – 06 – 2026

Information deemed reliable but not guaranteed.