10611 Front Beach Road 1303, Panama City Beach, FL 32407 (MLS# 795428)

10611 Front Beach Road 1303, Panama City Beach, FL 32407

New Listing

$999,900

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 1,637 Status: Active

Current Price: $999,900 List Date: 9/15/2026 Last Modified: 9/15/2026

Overview

Description

Thirteen floors above the shoreline, the gulf stretches seemingly without end as waves roll toward the beach below and sunsets fill the western horizon. That extraordinary perspective defines this renovated four-bedroom, four-bath residence at Ocean Ritz, where two gulf-front suites and an expansive 300-sq.-ft. balcony place the water at the center of the experience. Generous interiors, thoughtful updates and an established rental history add substance to the setting, creating a coastal retreat equally suited to personal enjoyment and investment. The open living and dining areas face the water and extend naturally to the oversized gulf-front balcony. With approximately 300 square feet of outdoor living space and seating for eight, the balcony offers ample room for dining, entertaining or simply taking in the shoreline and the sound of the waves below. Its mid-building elevation rises above much of the surrounding street noise while maintaining a close connection to the gulf. Luxu … (Read more) Thirteen floors above the shoreline, the gulf stretches seemingly without end as waves roll toward the beach below and sunsets fill the western horizon. That extraordinary perspective defines this renovated four-bedroom, four-bath residence at Ocean Ritz, where two gulf-front suites and an expansive 300-sq.-ft. balcony place the water at the center of the experience. Generous interiors, thoughtful updates and an established rental history add substance to the setting, creating a coastal retreat equally suited to personal enjoyment and investment. The open living and dining areas face the water and extend naturally to the oversized gulf-front balcony. With approximately 300 square feet of outdoor living space and seating for eight, the balcony offers ample room for dining, entertaining or simply taking in the shoreline and the sound of the waves below. Its mid-building elevation rises above much of the surrounding street noise while maintaining a close connection to the gulf. Luxury vinyl plank flooring runs throughout the residence, creating a cohesive look from room to room. The updated kitchen features quartz countertops, stainless steel appliances, a spacious island with bar seating and an open configuration that keeps the kitchen connected to the main gathering areas. An adjacent dining area comfortably seats eight, providing plenty of space for meals and entertaining. Two gulf-front king suites are among the residence’s most distinctive features, each offering panoramic water views and an ensuite bath. Two additional bedrooms each include a queen bed and twin bunks, creating flexible sleeping arrangements for family and guests. Four full bathrooms further enhance the functionality of the floor plan, while an in-unit washer and dryer add everyday convenience. Offered fully furnished, the residence is well positioned for use as a second home, investment property or a combination of both. Its established short-term rental performance includes more than $112,000 in gross rental revenue in 2025. Year-to-date rental revenue is approximately $100,000, with current projections placing full-year gross revenue at approximately $115,000. Ocean Ritz provides direct beach access, plus a heated community pool, hot tub, sauna, and grilling area. Restaurants and shops are within walking distance, while Shipwreck Island Waterpark, Pier Park and a wide range of Panama City Beach dining, shopping and entertainment are nearby. With four bedrooms, four baths, two gulf-front suites, an exceptionally large balcony and a proven rental history, this updated residence offers a compelling opportunity along the Gulf of Mexico.

Listing Details MLS# 795428

Contract Info

List Price/SqFt: 610.81

Location

Area: 03 – Bay County – Beach
Street #: 10611
Street Name: Front Beach
Street Suffix: Road
Unit #: 1303
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Ocean Ritz
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 40000-250-033
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From the intersection of HWY 98 and Richard Jackson, head south on Richard Jackson. Turn east onto Front Beach Rd. Ocean Ritz is on the right – Located inbetween Ocean Villa and Twin Palms. One designated parking spot on the beach side. Overflow parking across the street.
Legal Description: OCEAN RITZ CONDO UNIT 1303 TYPE C ORB 2855 P 936 ORB 2860 P 1144 4BD/4BR ORB 2870 P 278 1637 SQ.FT.H&C . 493 SQ.FT.BALC

General Property Info

Sub-Type: Condominium
Floor Number: 13
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1637
SqFt Source: Prop App Site
Full Baths: 4
Total Baths: 4
Accessory Dwelling Unit: No
Year Built: 2006
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 0x0
Pool: Yes
Pool Type: Community

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 1175
HOA Frequency: Monthly
HOA Annual Amount: 14100
New Buyer Fee: No
Last Taxes: 8279.41
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: Thirteen floors above the shoreline, the gulf stretches seemingly without end as waves roll toward the beach below and sunsets fill the western horizon. That extraordinary perspective defines this renovated four-bedroom, four-bath residence at Ocean Ritz, where two gulf-front suites and an expansive 300-sq.-ft. balcony place the water at the center of the experience. Generous interiors, thoughtful updates and an established rental history add substance to the setting, creating a coastal retreat equally suited to personal enjoyment and investment. The open living and dining areas face the water and extend naturally to the oversized gulf-front balcony. With approximately 300 square feet of outdoor living space and seating for eight, the balcony offers ample room for dining, entertaining or simply taking in the shoreline and the sound of the waves below. Its mid-building elevation rises above much of the surrounding street noise while maintaining a close connection to the gulf. Luxury vinyl plank flooring runs throughout the residence, creating a cohesive look from room to room. The updated kitchen features quartz countertops, stainless steel appliances, a spacious island with bar seating and an open configuration that keeps the kitchen connected to the main gathering areas. An adjacent dining area comfortably seats eight, providing plenty of space for meals and entertaining. Two gulf-front king suites are among the residence's most distinctive features, each offering panoramic water views and an ensuite bath. Two additional bedrooms each include a queen bed and twin bunks, creating flexible sleeping arrangements for family and guests. Four full bathrooms further enhance the functionality of the floor plan, while an in-unit washer and dryer add everyday convenience. Offered fully furnished, the residence is well positioned for use as a second home, investment property or a combination of both. Its established short-term rental performance includes more than $112,000 in gross rental revenue in 2025. Year-to-date rental revenue is approximately $100,000, with current projections placing full-year gross revenue at approximately $115,000. Ocean Ritz provides direct beach access, plus a heated community pool, hot tub, sauna, and grilling area. Restaurants and shops are within walking distance, while Shipwreck Island Waterpark, Pier Park and a wide range of Panama City Beach dining, shopping and entertainment are nearby. With four bedrooms, four baths, two gulf-front suites, an exceptionally large balcony and a proven rental history, this updated residence offers a compelling opportunity along the Gulf of Mexico.

Balcony

First: Yes

More Information

Dining Room

First: Yes

Pool Features

Inground: Yes
Spa/ Hot Tub: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Floor – Vinyl Plank: Yes

Exterior

Balcony: Yes
Columns: Yes

Waterfront Feature

Shore – Beach: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Beach: Yes
Exercise Room: Yes
Ground Keeping: Yes
Insurance: Yes
Pest Control: Yes
Pool: Yes
Sauna/Steam Room: Yes
Sewer: Yes
Trash Disposal: Yes
Water: Yes
Whirlpool: Yes

Financing

Cash: Yes
Conventional: Yes
Other: Yes

Furnished

Furnished: Yes

Interior

Ceiling – Tray: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Waterfront: Yes

Parking Features

Assigned: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Elevators: Yes
Exercise Room: Yes
Pool: Yes
Sauna/Steam Room: Yes
Waterfront: Yes
Whirlpool: Yes

Rooms

Balcony: Yes
Bedroom: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Waterfront Type

Gulf: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBed Balcony: Yes
MBed Waterfront: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Property Features

Appliances: Dishwasher; Dryer; Microwave; Range – Electric; Refrigerator; Washer; Water Heater – Electric Primary Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Central Exterior: Balcony; Columns Association Fees Include: Accounting; BBQ Pit/Grill; Beach; Exercise Room; Insurance; Ground Keeping; Pest Control; Pool; Sauna/Steam Room; Sewer; Whirlpool; Trash Disposal; Water Financing: Cash; Conventional; Other Furnished: Furnished Interior: Ceiling – Tray Kitchen: First Living Room: First Lot Features: Waterfront Balcony: First Dining Room: First Pool Features: Inground; Spa/ Hot Tub Parking Features: Assigned Association Amenities: BBQ Pit/Grill; Beach; Elevators; Exercise Room; Pool; Sauna/Steam Room; Whirlpool; Waterfront Rooms: Balcony; Bedroom; Dining Room; Kitchen; Living Room; Primary Bedroom Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width
Balcony	First	34.3 x 11.9	34.30	11.90
Living Room	First	14.3 x 17.8	14.30	17.80
Dining Room	First	14.3 x 15.2	14.30	15.20
Kitchen	First	9.6 x 9.3	9.60	9.30
Primary Bedroom	First	12.3 x 14.8	12.30	14.80
Bedroom	First	12.5 x 13.1	12.50	13.10
Bedroom	First	11.8 x 11.9	11.80	11.90
Bedroom	First	11.8 x 16	11.80	16.00

Listing Office: Scenic Sotheby's International Realty

Last Updated: September – 15 – 2026

Information deemed reliable but not guaranteed.