10611 Front Beach Road 503, Panama City Beach, FL 32407

$908,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 1,637 Status: Active
Current Price: $908,000 List Date: 5/23/2026 Last Modified: 6/05/2026

Overview

Description

Ocean Ritz 503 offers the ultimate Gulf-front retreat with 4 bedrooms, 4 full bathrooms, including 2 Gulf-front primary suites, and an expansive 12.5' x 40' balcony designed to maximize the breathtaking Emerald Coast views. The living room and both Gulf-front primary bedrooms open directly to the oversized balcony through stunning floor-to-ceiling sliding glass doors, creating seamless indoor-outdoor living and filling the space with natural light and panoramic Gulf views. This beautifully maintained condo includes a highly desirable assigned covered parking space. Updated in April 2020, the unit features new furniture, décor, and mattresses, creating a fresh coastal ambiance throughout. Major improvements include a complete HVAC system replacement in 2016 with an Airborne virus-killing blue light ionization air purifier, plus a new hot water heater and washer/dryer installed in 2019. Ocean Ritz amenities include a Gulf-front pool, hot tub, fitness center, sauna, and steam room.

Listing Details MLS# 790308

Contract Info

List Price/SqFt
554.67

Location

Area
03 – Bay County – Beach
Street #
10611
Street Name
Front Beach
Street Suffix
Road
Unit #
503
State
FL
Zip Code
32407
County
Bay
Sub Area
0318 – Beach – Central South
Subdivision
Ocean Ritz
Community/Resort
None
Waterfront
Yes
Gulf Access
Yes
Parcel ID
40000-250-009
Elementary School
Hutchison Beach
Middle School
Surfside
High School
Arnold
Directions
East on Panama City Parkway (US 98). Turn right on Robert Jackson Rd. Follow to Front beach Rd. Turn Left. Ocean Ritz will be on the Right.
Legal Description
OCEAN RITZ CONDO UNIT 503 TYPE C ORB 2855 P 936 ORB 2862 P 1137 4BD/4BR ORB 2899 P 1072 1637 SQ.FT.H&C . 493 SQ.FT.BALC

General Property Info

Sub-Type
Condominium
Floor Number
5
Design
High-Rise (8+ floors)
Apx SqFt(Htd/Cooled)
1637
SqFt Source
Prop App Site
Full Baths
4
Total Baths
4
# of Stories in Building
21
# of Units in Bldg
63
Units Above Ground
5
Year Built
2006
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
Yes
Assigned Spaces
Yes
Lot Dimensions
0x0
Pool
Yes
Pool Type
Community

Waterfront Feature

Waterfront Feet
140
Shore – Beach
Yes

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
1175
HOA Frequency
Monthly
HOA Annual Amount
14100
New Buyer Fee
Yes
New Buyer Fee Amt
150
New Buyer Fee Paid
$
Last Taxes
7948.23
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
No
Township
PANAMA CITY BEA
Condo Doc
Yes

Remarks & Misc

Remarks
Ocean Ritz 503 offers the ultimate Gulf-front retreat with 4 bedrooms, 4 full bathrooms, including 2 Gulf-front primary suites, and an expansive 12.5' x 40' balcony designed to maximize the breathtaking Emerald Coast views. The living room and both Gulf-front primary bedrooms open directly to the oversized balcony through stunning floor-to-ceiling sliding glass doors, creating seamless indoor-outdoor living and filling the space with natural light and panoramic Gulf views. This beautifully maintained condo includes a highly desirable assigned covered parking space. Updated in April 2020, the unit features new furniture, décor, and mattresses, creating a fresh coastal ambiance throughout. Major improvements include a complete HVAC system replacement in 2016 with an Airborne virus-killing blue light ionization air purifier, plus a new hot water heater and washer/dryer installed in 2019. Ocean Ritz amenities include a Gulf-front pool, hot tub, fitness center, sauna, and steam room. Conveniently located near Pier Park, Shipwreck Island Waterpark, and St. Andrews State Park, this spacious beachfront condo is ideal as a primary residence, second home, or investment property – offering luxury, comfort, and convenience in the heart of Panama City Beach.

More Information

Balcony

First
Yes

Pool Features

Inground
Yes

Appliances

Cooktop – Electric
Yes
Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Oven – Electric
Yes
Refrigerator
Yes
Washer
Yes
Water Heater – Electric
Yes

Interior Features

Breakfast Bar
Yes
Ceiling – Crwn Molding
Yes
Floor – Hardwood
Yes
Floor – Tile
Yes
Floor – Vinyl Plank
Yes
Split Bedroom
Yes
Window – Treatment All
Yes

Construction/Siding

Block
Yes
Concrete
Yes
Foundation – On Piling
Yes
Roof – Flat
Yes
Siding – Stucco
Yes

Exterior

Balcony
Yes

Association Fees Include

Accounting
Yes
BBQ Pit/Grill
Yes
Community Room
Yes
Exercise Room
Yes
Ground Keeping
Yes
Insurance
Yes
Internet-WiFi
Yes
Management
Yes
Pest Control
Yes
Pool
Yes
Recreational Faclty
Yes
Sewer
Yes
Trash Disposal
Yes
Water
Yes

Financing

Cash
Yes
Conventional
Yes

Furnished

Furnished
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Coastal Construction Control Line
Yes
Covenants & Rescrictions
Yes
Dedicated Beach
Yes
Near Beach Access
Yes
Subdivision – Recorded
Yes
Sidewalk
Yes
Waterfront
Yes
Within 1/2 Mile to Water
Yes

Lot Access

County Road
Yes
Paved Road
Yes

Parking Features

Assigned
Yes

Present Zoning

Resid Multi-Family
Yes

Association Amenities

BBQ Pit/Grill
Yes
Beach
Yes
Elevators
Yes
Exercise Room
Yes
Pool
Yes
Sauna/Steam Room
Yes
Waterfront
Yes
Whirlpool
Yes
Recreation Facilities
Yes

Rooms

Balcony
Yes
Bedroom
Yes
Kitchen
Yes
Living Room
Yes
Primary Bedroom
Yes

Utilities

Cable – Available
Yes
Electricity – Connected
Yes
Internet – Broadband Available
Yes
Phone – Available
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Waterview

Gulf
Yes

Sale Type

As Is
Yes

Waterfront Type

Gulf
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Electric
Yes

Security Features

Fire Alarm
Yes
Fire Sprinkler System
Yes
Smoke Detector(s)
Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Oven – Electric; Refrigerator; Washer; Water Heater – Electric Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Electric Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; Community Room; Exercise Room; Insurance; Internet-WiFi; Ground Keeping; Management; Pest Control; Pool; Recreational Faclty; Sewer; Trash Disposal; Water Financing: Cash; Conventional Furnished: Furnished Kitchen: First Living Room: First Lot Features: Coastal Construction Control Line; Covenants & Rescrictions; Dedicated Beach; Near Beach Access; Sidewalk; Subdivision – Recorded; Waterfront; Within 1/2 Mile to Water Lot Access: County Road; Paved Road Balcony: First Pool Features: Inground Security Features: Fire Alarm; Fire Sprinkler System; Smoke Detector(s) Parking Features: Assigned Association Amenities: BBQ Pit/Grill; Beach; Elevators; Exercise Room; Pool; Recreation Facilities; Sauna/Steam Room; Whirlpool; Waterfront Rooms: Balcony; Bedroom; Kitchen; Living Room; Primary Bedroom Sale Type: As Is Utilities: Cable – Available; Electricity – Connected; Internet – Broadband Available; Phone – Available; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf Present Zoning: Resid Multi-Family

Room Information

Room Name Level Dimensions Length Width Remarks
Living Room First 31 x 14 31.00 14.00
Kitchen First 10 x 10 10.00 10.00
Master Bedroom First 16 x 11 16.00 11.00
Bedroom First 15 x 11.8 15.00 11.80 secondary master
Bedroom First 12 x 11.08 12.00 11.08
Bedroom First 12 x 10.66 12.00 10.66
Balcony First 40 x 12.5 40.00 12.50 One of the largest covered balconies on the beach!
Listing Office: EXP Realty LLC
Last Updated: June – 05 – 2026
Information deemed reliable but not guaranteed.