108 San Vincente Street, Panama City Beach, FL 32413 (MLS# 791501)

108 San Vincente Street, Panama City Beach, FL 32413

New Listing

$1,575,000

A unique privacy divider allows each side of the duplex to enjoy its own outdoor setting when rented independently.

Less than 1 mile to the nearest beach access!

Pergola-covered gathering areas provide dedicated spaces for outdoor dining, entertaining, and relaxation.

Pier Park is the Emerald Coast's premier shopping, dining & entertainment complex and easily within reach - just 1.8 miles away.

Russell Fields Pier sits 1500 feet out into the Gulf. Spectators can walk the pier and you can even secure daily fishing licenses.

Fun attractions like Top Golf are close by.

Over 200 acres of recreation at Frank Brown Park and it's just 1.2 miles away! An incredible lap pool and family pool offer something for everyone to enjoy.

The park includes plentiful ball fields, pickle ball, indoor basketball & gymnasium, festival site and more.

The new McGuire's Irish Pub is less than a mile away and serves up classic Irish fare, in-house brewed beer and live music.

Property Type: Residential Bedrooms: 10 Baths: 8 Square Footage: 4,000 Lot Size (sq. ft.): 6,534 Status: Active

Current Price: $1,575,000 List Date: 6/17/2026 Last Modified: 6/17/2026

Overview

Description

Positioned less than 1 mile from the nearest public beach access and within 2 miles of Pier Park, this exceptional 2024-built luxury duplex presents a rare opportunity to own a fully furnished, turnkey investment property in one of Panama City Beach's most desirable vacation destinations. Designed for short-term rental success, the property features a resort-style heated saltwater pool, two spacious units, and accommodations ideal for large groups and multi-family vacations. Each side offers 5 bedrooms, 3.5 bathrooms, a full kitchen, and expansive living and dining areas, creating an exceptional guest experience while maximizing income potential. The resort-inspired outdoor space is designed to elevate the guest experience. A large heated saltwater pool serves as the centerpiece of the backyard retreat, providing year-round enjoyment and enhanced rental appeal. Two pergola-covered gathering areas offer dedicated spaces for outdoor dining, entertaining, and relaxation, while a unique … (Read more) Positioned less than 1 mile from the nearest public beach access and within 2 miles of Pier Park, this exceptional 2024-built luxury duplex presents a rare opportunity to own a fully furnished, turnkey investment property in one of Panama City Beach’s most desirable vacation destinations. Designed for short-term rental success, the property features a resort-style heated saltwater pool, two spacious units, and accommodations ideal for large groups and multi-family vacations. Each side offers 5 bedrooms, 3.5 bathrooms, a full kitchen, and expansive living and dining areas, creating an exceptional guest experience while maximizing income potential. The resort-inspired outdoor space is designed to elevate the guest experience. A large heated saltwater pool serves as the centerpiece of the backyard retreat, providing year-round enjoyment and enhanced rental appeal. Two pergola-covered gathering areas offer dedicated spaces for outdoor dining, entertaining, and relaxation, while a unique privacy divider allows each side of the duplex to enjoy its own outdoor setting when rented independently, enhancing flexibility and guest satisfaction. Inside, upscale finishes and quality craftsmanship are evident throughout, including 10-foot ceilings, luxury vinyl plank flooring, quartz countertops, designer-tiled showers, modern LED mirrors, and stylish coastal finishes. Private covered balconies extend the living space outdoors, offering the perfect place to enjoy morning coffee or unwind after a day spent at the beach. Built with both owner convenience and guest comfort in mind, the property is equipped with tankless gas water heaters, smart thermostats, and contemporary systems designed for efficiency and low-maintenance ownership. Whether you’re seeking a high-performing short-term rental, a multi-generational family retreat, or an investment property capable of generating income while accommodating large groups, this remarkable duplex offers exceptional versatility. Located just minutes from the Gulf’s sugar-white beaches, Pier Park’s premier shopping, dining, and entertainment, and many of Panama City Beach’s most popular attractions, this is a rare opportunity to acquire a nearly new coastal investment property with outstanding rental potential and broad guest appeal.

Listing Details MLS# 791501

Contract Info

List Price/SqFt: 393.75

Location

Area: 03 – Bay County – Beach
Street #: 108
Street Name: San Vincente
Street Suffix: Street
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0324 – Beach – West Central
Subdivision: El Centro Beach
Community/Resort: None
Waterfront: No
Parcel ID: 33383-030-000
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: Traveling East on Highway 98, turn right onto San Vincente, home will be on the right.
Legal Description: EL CENTRO BEACH MAP-29B3 LOT 34 BLK 1 ORB 4716 P 1978

General Property Info

Sub-Type: Duplex Multi-Units
Design: Duplex
Apx SqFt(Htd/Cooled): 4000
SqFt Source: Prop App Site
Full Baths: 6
Half Baths: 2
Total Baths: 8
# of Stories in Building: 2
# of Units in Bldg: 2
Year Built: 2024
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 60×110
Acreage: 0.15
Lot Size (SqFt): 6534
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
New Buyer Fee: No
Last Taxes: 13379.78
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Positioned less than 1 mile from the nearest public beach access and within 2 miles of Pier Park, this exceptional 2024-built luxury duplex presents a rare opportunity to own a fully furnished, turnkey investment property in one of Panama City Beach's most desirable vacation destinations. Designed for short-term rental success, the property features a resort-style heated saltwater pool, two spacious units, and accommodations ideal for large groups and multi-family vacations. Each side offers 5 bedrooms, 3.5 bathrooms, a full kitchen, and expansive living and dining areas, creating an exceptional guest experience while maximizing income potential. The resort-inspired outdoor space is designed to elevate the guest experience. A large heated saltwater pool serves as the centerpiece of the backyard retreat, providing year-round enjoyment and enhanced rental appeal. Two pergola-covered gathering areas offer dedicated spaces for outdoor dining, entertaining, and relaxation, while a unique privacy divider allows each side of the duplex to enjoy its own outdoor setting when rented independently, enhancing flexibility and guest satisfaction. Inside, upscale finishes and quality craftsmanship are evident throughout, including 10-foot ceilings, luxury vinyl plank flooring, quartz countertops, designer-tiled showers, modern LED mirrors, and stylish coastal finishes. Private covered balconies extend the living space outdoors, offering the perfect place to enjoy morning coffee or unwind after a day spent at the beach. Built with both owner convenience and guest comfort in mind, the property is equipped with tankless gas water heaters, smart thermostats, and contemporary systems designed for efficiency and low-maintenance ownership. Whether you're seeking a high-performing short-term rental, a multi-generational family retreat, or an investment property capable of generating income while accommodating large groups, this remarkable duplex offers exceptional versatility. Located just minutes from the Gulf's sugar-white beaches, Pier Park's premier shopping, dining, and entertainment, and many of Panama City Beach's most popular attractions, this is a rare opportunity to acquire a nearly new coastal investment property with outstanding rental potential and broad guest appeal.

Pool Features

Heated – Gas: Yes
Inground: Yes
Saltwater: Yes

More Information

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Tankless: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Raised: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Lighting – Recessed: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Metal: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes
Fenced Back Yard: Yes
Fenced Privacy: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Interior

Smart Thermostat: Yes

Living Room

First: Yes

Lot Features

Near Beach Access: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes

Present Zoning

Resid Multi-Family: Yes

Rooms

Bedroom: Yes
Living Room: Yes

Utilities

Electricity – Connected: Yes
Natural Gas – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Tankless Bedroom: First; Second Cooling: Central Air; Electric Heating: Central; Electric Exterior: Balcony; Fenced Back Yard; Fenced Privacy Financing: Cash; Conventional Furnished: Furnished Interior: Smart Thermostat Living Room: First Lot Features: Near Beach Access; Within 1/2 Mile to Water Lot Access: Paved Road Pool Features: Heated – Gas; Inground; Saltwater Parking Features: Driveway Rooms: Bedroom; Living Room Sale Type: As Is Utilities: Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	15 x 15	15.00	15.00
Bedroom	First	10 x 12	10.00	12.00
Bedroom	First	12 x 12	12.00	12.00
Bedroom	Second	12 x 12	12.00	12.00
Bedroom	Second	12 x 12	12.00	12.00
Bedroom	Second	12 x 12	12.00	12.00
Living Room	First	15 x 15	15.00	15.00
Bedroom	First	11 x 12	11.00	12.00
Bedroom	First	12 x 12	12.00	12.00
Bedroom	Second	12 x 12	12.00	12.00
Bedroom	Second	12 x 12	12.00	12.00
Bedroom	Second	12 x 12	12.00	12.00

Listing Office: EXP Realty LLC

Last Updated: June – 17 – 2026

Information deemed reliable but not guaranteed.