109 Arlington Drive, Panama City, FL 32404 (MLS# 789521)

109 Arlington Drive, Panama City, FL 32404

$419,000

Sitting area off kitchen or extra dining area

1st Mst Suite Shower Faucet with multiple settings

Back view of the right side of home/gate

Pool storage and supplies also a green house off the back

Walk way down to lower deck on the water

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,072 Lot Size (sq. ft.): 15,300 Status: Active

Current Price: $419,000 List Date: 5/07/2026 Last Modified: 6/10/2026

Overview

Description

Waterfront living meets everyday comfort in this beautifully appointed 4-bedroom, 3-bath home on stunning Lake Martin! Designed for both relaxation and entertaining, this spacious property features two private en suites, including one with direct access to the backyard oasis and sparkling in-ground saltwater pool complete with a diving board. Inside, the home is filled with natural light thanks to an abundance of windows that create a bright, airy atmosphere throughout. The kitchen is both stylish and functional, showcasing granite countertops and a decorative glass tile backsplash that adds the perfect touch of elegance. Step outside and enjoy everything Florida living has to offer — a fully fenced backyard, pool house, storage shed, and stairs leading down to a generous lakeside deck ideal for fishing, boating, sunset views, or simply unwinding by the water. A nearby public boat landing makes getting out on the lake quick and convenient. Additional highlights include hurric … (Read more)

Listing Details MLS# 789521

Contract Info

List Price/SqFt: 202.22

Location

Area: 02 – Bay County – Central
Street #: 109
Street Name: Arlington
Street Suffix: Drive
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: Cherry Hill Unit 2
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 24783-010-000
Elementary School: Parker
Middle School: Rutherford Middle
High School: Rutherford
Directions: 15th St, South on Transmitter, left on Hwy 22, go over Martin Lake, Right on Arlington Dr, home is on the right.
Legal Description: CHERRY HILL UNIT 2 LOT 7 BLK F ORB 4672 P 1798

General Property Info

Sub-Type: Detached Single Family
Design: Ranch
Apx SqFt(Htd/Cooled): 2072
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
# of Stories in Building: Yes
Year Built: 1971
Immediate Occupancy: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 90×170
Acreage: 0.35
Lot Size (SqFt): 15300
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 5939
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Waterfront living meets everyday comfort in this beautifully appointed 4-bedroom, 3-bath home on stunning Lake Martin! Designed for both relaxation and entertaining, this spacious property features two private en suites, including one with direct access to the backyard oasis and sparkling in-ground saltwater pool complete with a diving board. Inside, the home is filled with natural light thanks to an abundance of windows that create a bright, airy atmosphere throughout. The kitchen is both stylish and functional, showcasing granite countertops and a decorative glass tile backsplash that adds the perfect touch of elegance. Step outside and enjoy everything Florida living has to offer — a fully fenced backyard, pool house, storage shed, and stairs leading down to a generous lakeside deck ideal for fishing, boating, sunset views, or simply unwinding by the water. A nearby public boat landing makes getting out on the lake quick and convenient. Additional highlights include hurricane shutters for added peace of mind during storm season and partial solar power to help keep energy costs lower year-round. Conveniently located just minutes from Tyndall Air Force Base, as well as grocery stores, dining, shopping, and everyday conveniences, this property offers the perfect blend of privacy, recreation, and accessibility. Whether you're searching for a full-time residence, vacation retreat, or entertainer's dream home, this lakeside gem delivers the best of Florida waterfront living. All zoning, sizes, and measurements are approx. please verify if important. Also, sellers are very motivated.

Dining Room

First: Yes

More Information

Pool Features

Diving Board: Yes
Inground: Yes
Saltwater: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Fireplace: Yes
Floor – Vinyl Plank: Yes
Lighting – Recessed: Yes

Construction/Siding

Brick: Yes
Roof – Dimensional Shg: Yes

Exterior

Deck Open: Yes
Fenced Back Yard: Yes
Hurricane Shutters: Yes

Waterfront Feature

RiparianRights: Yes

Other Structures

Shed(s): Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Near Public Boat Ramp: Yes
Waterfront: Yes

Lot Access

City Street: Yes

Parking Features

Circular Driveway: Yes
RV Access/Parking: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Full Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Utilities

Cable – Available: Yes
Electricity – Availabile: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Solar: Yes

Waterview

Lake: Yes

Sale Type

As Is: Yes

Full Bathroom

First: Yes

Waterfront Type

Lakefront: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes
Fireplace – Gas: Yes
Solar: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed Fireplace: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Primary Bathroom

First: Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Electric; Refrigerator; Water Heater – Electric Full Bathroom: First Primary Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric; Fireplace – Gas; Solar Exterior: Deck Open; Fenced Back Yard; Hurricane Shutters Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Kitchen: First Living Room: First Lot Features: Near Public Boat Ramp; Waterfront Lot Access: City Street Primary Bathroom: First Dining Room: First Pool Features: Diving Board; Inground; Saltwater Parking Features: Circular Driveway; RV Access/Parking Other Structures: Shed(s) Rooms: Bedroom; Dining Room; Full Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom Sale Type: As Is Utilities: Cable – Available; Electricity – Availabile; Public Sewer – Connected; Public Water – Connected; Solar Waterfront Type: Lakefront Waterfront Feature: RiparianRights Waterview: Lake Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Kitchen	First	13 x 10	13.00	10.00
Living Room	First	20 x 13	20.00	13.00
Master Bedroom	First	15 x 15	15.00	15.00	1st Mst Suite
Master Bathroom	First	13 x 7	13.00	7.00	1st Mst Suite Bath
Master Bedroom	First	11 x 13	11.00	13.00	2nd Mst Suite
Master Bathroom	First	9 x 6	9.00	6.00	2nd Mst Suite
Bedroom	First	10 x 12	10.00	12.00
Bedroom	First	13 x 9	13.00	9.00
Full Bathroom	First	13 x 9	13.00	9.00
Dining Room	First	13 x 9	13.00	9.00

Listing Office: Selina's Southern Realty LLC

Last Updated: June – 10 – 2026

Information deemed reliable but not guaranteed.