109 Granger Lane, Panama City Beach, FL 32413
$899,000
Property Type:
Residential
Bedrooms:
4
Baths:
4
Square Footage:
2,738
Lot Size (sq. ft.):
10,019
Status:
Active
Current Price:
$899,000
List Date:
11/03/2025
Last Modified:
4/15/2026
Listing Details MLS# 781140
Contract Info
- List Price/SqFt
- 328.34
Location
- Area
- 03 – Bay County – Beach
- Street #
- 109
- Street Name
- Granger
- Street Suffix
- Lane
- State
- FL
- Zip Code
- 32413
- County
- Bay
- Sub Area
- 0324 – Beach – West Central
- Subdivision
- Laguna Beach
- Community/Resort
- Laguna Beach
- Waterfront
- Yes
- Gulf Access
- No
- Parcel ID
- 36731-000-000
- Elementary School
- West Bay
- Middle School
- Surfside
- High School
- Arnold
- Directions
- From Hwy 98 turn South on Oleander Drive then follow Oleander all the way to Granger Lane on the right and turn on Granger Lane.
- Legal Description
- LAGUNA BEACH EST 5TH ADD LOT 18 LESS SLY 15' BLK 12 ORB 4601 P 2113
General Property Info
- Sub-Type
- Duplex Multi-Units
- Design
- Duplex
- Apx SqFt(Htd/Cooled)
- 2738
- SqFt Source
- Prop App Site
- Full Baths
- 4
- Total Baths
- 4
- Year Built
- 1983
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- No
- Driveway Spaces
- 8
- Lot Dimensions
- 70 x 145
- Acreage
- 0.23
- Lot Size (SqFt)
- 10019
- Pool
- No
Waterfront Feature
- Waterfront Feet
- 70
Listing Info, Tax and Legal
- HOA Fee
- No
- New Buyer Fee
- No
- Last Taxes
- 7261
- Last Tax Year
- 2024
- Brokerage Interest
- No Interest
Remarks & Misc
- Remarks
- Luxury Beachside Duplex | Laguna Beach | No HOA | High-Yield STR Potential Discover the ultimate ''Laguna Beach Lifestyle'' at 109 Granger Lane. Nestled on a rare 0.25-acre lot just steps from the Gulf of Mexico, this 2,738 sq. ft. duplex offers the perfect blend of coastal charm and massive investment upside. Whether you are looking for a high-performing short-term rental, a multi-generational beach retreat, or a ''live-in-one, rent-the-other'' setup, this turnkey property delivers. The Property Highlights: Prime Location: Situated in the golf-cart-friendly Laguna Beach community, minutes from 30A but without the 30A price tag. Flexible Layout: Currently configured as a spacious duplex (4BR total), the property features rear entries and efficiency kitchens upstairs, offering the rare potential to be converted into a Quadplex. Turnkey Ready: Professionally furnished and decorated–this ''Gem'' is ready to hit the rental market on day one. Outdoor Oasis: The oversized lot provides ample parking for guests and toys, with plenty of room to add a private pool to further boost rental ADR (Average Daily Rate). Unbeatable Views: Rare dual-aspect appeal with Gulf proximity to the south and serene waterfront lake views to the north. Investment Snapshot: Projected Annual Income: Up to $130,000 in gross short-term rental revenue. Land Value: Situated on a premium parcel with land value alone estimated near $700k. No HOA: Total freedom for owners with no restrictive associations or monthly dues. Experience the quiet side of PCB with easy beach access and high-end vibes. 109 Granger Lane isn't just a home; it's a strategic asset in the Florida Panhandle's most sought-after growth corridor.
More Information
Appliances
- Cooktop – Electric
- Yes
- Dryer
- Yes
- Microwave
- Yes
- Oven – Electric
- Yes
- Range – Electric
- Yes
- Refrigerator
- Yes
- Washer
- Yes
- Water Heater – Electric
- Yes
Interior Features
- Floor – Tile
- Yes
- Stairs
- Yes
- Window – Treatment All
- Yes
Construction/Siding
- Roof – Composite Shngl
- Yes
- Siding – Stucco
- Yes
Exterior
- Balcony
- Yes
- Deck Covered
- Yes
- Deck Open
- Yes
- Shower
- Yes
- Patio Covered
- Yes
- Patio Open
- Yes
- Porch Covered
- Yes
- Porch Open
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
Furnished
- Furnished
- Yes
Interior
- Bunk Hallway
- Yes
Living Room
- First
- Yes
Lot Features
- Dead End
- Yes
- Landscaped
- Yes
- Waterfront
- Yes
- Wetlands
- Yes
- Within 1/2 Mile to Water
- Yes
Lot Access
- County Road
- Yes
- Paved Road
- Yes
Parking Features
- Additional Parking
- Yes
- Driveway
- Yes
- Oversized
- Yes
Mstr Bath / Mstr Bdrm
- MBed Balcony
- Yes
- MBed Sitting Area
- Yes
- MBed Waterfront
- Yes
Present Zoning
- Resid Multi-Family
- Yes
Rooms
- Bedroom
- Yes
- Living Room
- Yes
Utilities
- Electricity – Connected
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
Waterview
- Lake
- Yes
Sale Type
- As Is
- Yes
Waterfront Type
- Lakefront
- Yes
Bedroom
- Second
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Mini-Split/Ductless
- Yes
Heating
- Mini-Split/Ductless
- Yes
Property Features
Appliances:
Cooktop – Electric; Dryer; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Electric
Bedroom:
Second
Cooling:
Ceiling Fan(s); Mini-Split/Ductless
Heating:
Mini-Split/Ductless
Exterior:
Balcony; Deck Covered; Deck Open; Shower; Patio Covered; Patio Open; Porch Covered; Porch Open
Financing:
Cash; Conventional
Furnished:
Furnished
Interior:
Bunk Hallway
Living Room:
First
Lot Features:
Dead End; Landscaped; Waterfront; Wetlands; Within 1/2 Mile to Water
Lot Access:
County Road; Paved Road
Parking Features:
Additional Parking; Driveway; Oversized
Rooms:
Bedroom; Living Room
Sale Type:
As Is
Utilities:
Electricity – Connected; Public Sewer – Connected; Public Water – Connected
Waterfront Type:
Lakefront
Waterview:
Lake
Present Zoning:
Resid Multi-Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
|---|---|---|---|---|---|
| Living Room | First | 15 x 20 | 15.00 | 20.00 | Unit 1 |
| Bedroom | Second | 15 x 15 | 15.00 | 15.00 | Unit 1 |
| Living Room | First | 15 x 20 | 15.00 | 20.00 | Unit 2 |
| Bedroom | Second | 15 x 15 | 15.00 | 15.00 | Unit 2 |
Listing Office:
Christies International Real Estate Emerald Coast
Last Updated: April – 15 – 2026
Information deemed reliable but not guaranteed.