109 Moonraker Circle, Panama City Beach, FL 32407
New Listing
$469,900
Property Type:
Residential
Bedrooms:
4
Baths:
2
Square Footage:
1,835
Lot Size (sq. ft.):
5,227
Status:
Active
Current Price:
$469,900
List Date:
7/25/2026
Last Modified:
7/25/2026
Overview
Description
…
(Read more)
Welcome to Moonraker, one of Panama City Beach’s most desirable communities including an HOA with a clubhouse and pool. This home is the Rhett plan and is loaded with high end premium upgrades. It is a 4-bedroom, 2-bath home offers 1,768 sq. ft. of stylish single-level living just minutes from the beach, M.B. Miller Pier, Shipwreck Island, dining, shopping, and entertainment. This home is situated on a neighborhood pond lot with views of a fountain and only a 2 block walk to the Gulf of America.
Amazing price: The house has a 3 percent assumable VA loan! The house has over $35,000 of luxury upgrades to original home.
This beach house features 9′ ceilings, elegant tray ceilings, window coverings, and luxury LVP flooring in every room. The gourmet kitchen showcases granite countertops, stainless steel appliances, white cabinetry, a laundry room with a pantry, and extensive landscaping for an entertainers paradise.
The private primary suite offers a tray ceiling, double vanities, soaking tub, and separate walk-in shower.
This house has a mother-in-law suite where there is a private kitchen and bedroom sectioned off in its own space in the home. The house has a third driveway for that suite.
High End Upgrades Include:
• Luxury LVP flooring throughout the house in every room
• Two kitchens in the house with main kitchen and a Mother-in-law kitchenette suite
• Two laundry rooms
• Upgraded lighting fixtures and door hardware
• Ceiling fans in every bedroom
• Professionally landscaped yard
• Sidewalk surrounding the home for added convenience
• Custom stone paver walkway
• Tray ceilings and premium finishes throughout
* Three car driveway
This beach coastal home has all the modern luxury upgrades at an amazing price with a price you can’t beat – Offering an assumable 3 percent VA rate loan! Save thousands and live close to the beach in this home with all the upgrades!
Listing Details MLS# 793118
Contract Info
- List Price/SqFt
- 256.08
Location
- Area
- 03 – Bay County – Beach
- Street #
- 109
- Street Name
- Moonraker
- Street Suffix
- Circle
- State
- FL
- Zip Code
- 32407
- County
- Bay
- Sub Area
- 0320 – Beach – Middle Central
- Subdivision
- Moonraker
- Community/Resort
- None
- Waterfront
- Yes
- Gulf Access
- No
- Parcel ID
- 34039-850-560
- Elementary School
- Hutchison Beach
- Middle School
- Surfside
- High School
- Arnold
- Directions
- Head East On Back Beach Rd From Pier Park Then Turn Right Onto Alf Coleman. Turn Left Onto Moonraker Cir Just Before The First Traffic Light. Close to Shipwreck Island waterpark Panama City beach off of Richard Jackson and Alf Coleman Road
- Legal Description
- MOONRAKER LOT 56 ORB 4229 P 516
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Craftsman Style
- Apx SqFt(Htd/Cooled)
- 1835
- SqFt Source
- Owner Measured
- Full Baths
- 2
- Total Baths
- 2
- Accessory Dwelling Unit
- No
- Year Built
- 2020
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- Yes
- Garage Spaces
- 2
- Lot Dimensions
- 55×100
- Acreage
- 0.12
- Lot Size (SqFt)
- 5227
- Pool
- No
Listing Info, Tax and Legal
- HOA Fee
- Yes
- HOA Amount
- 1600
- HOA Frequency
- Annually
- HOA Annual Amount
- 1600
- New Buyer Fee
- No
- Brokerage Interest
- No Interest
Remarks & Misc
- Remarks
- Welcome to Moonraker, one of Panama City Beach's most desirable communities including an HOA with a clubhouse and pool. This home is the Rhett plan and is loaded with high end premium upgrades. It is a 4-bedroom, 2-bath home offers 1,768 sq. ft. of stylish single-level living just minutes from the beach, M.B. Miller Pier, Shipwreck Island, dining, shopping, and entertainment. This home is situated on a neighborhood pond lot with views of a fountain and only a 2 block walk to the Gulf of America. Amazing price: The house has a 3 percent assumable VA loan! The house has over $35,000 of luxury upgrades to original home. This beach house features 9' ceilings, elegant tray ceilings, window coverings, and luxury LVP flooring in every room. The gourmet kitchen showcases granite countertops, stainless steel appliances, white cabinetry, a laundry room with a pantry, and extensive landscaping for an entertainers paradise. The private primary suite offers a tray ceiling, double vanities, soaking tub, and separate walk-in shower. This house has a mother-in-law suite where there is a private kitchen and bedroom sectioned off in its own space in the home. The house has a third driveway for that suite. High End Upgrades Include: • Luxury LVP flooring throughout the house in every room • Two kitchens in the house with main kitchen and a Mother-in-law kitchenette suite • Two laundry rooms • Upgraded lighting fixtures and door hardware • Ceiling fans in every bedroom • Professionally landscaped yard • Sidewalk surrounding the home for added convenience • Custom stone paver walkway • Tray ceilings and premium finishes throughout * Three car driveway This beach coastal home has all the modern luxury upgrades at an amazing price with a price you can't beat – Offering an assumable 3 percent VA rate loan! Save thousands and live close to the beach in this home with all the upgrades!
Family Room
- First
- Yes
More Information
Appliances
- Dishwasher
- Yes
- Disposal
- Yes
- Range – Electric
- Yes
- Refrigerator
- Yes
- Water Heater – Electric
- Yes
Interior Features
- Floor – Vinyl Plank
- Yes
- Pantry
- Yes
Construction/Siding
- Roof – Composite Shngl
- Yes
- Siding – Hardie Board
- Yes
- Siding – Vinyl
- Yes
Exterior
- Patio Covered
- Yes
Association Fees Include
- Pool
- Yes
- Trash Disposal
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- VA
- Yes
Furnished
- Unfurnished
- Yes
Kitchen
- First
- Yes
Lot Features
- Waterfront
- Yes
Lot Access
- Paved Road
- Yes
Parking Features
- Driveway
- Yes
- Garage Attached
- Yes
Present Zoning
- Resid Single Family
- Yes
Association Amenities
- BBQ Pit/Grill
- Yes
- Pool
- Yes
Rooms
- Bedroom
- Yes
- Family Room
- Yes
- Kitchen
- Yes
Utilities
- TV Cable
- Yes
- Electricity – Connected
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
Waterview
- Lake
- Yes
Waterfront Type
- Lakefront
- Yes
Bedroom
- First
- Yes
Cooling
- Central Air
- Yes
Heating
- Central
- Yes
Property Features
Appliances:
Dishwasher; Disposal; Range – Electric; Refrigerator; Water Heater – Electric
Bedroom:
First
Cooling:
Central Air
Heating:
Central
Exterior:
Patio Covered
Association Fees Include:
Pool; Trash Disposal
Financing:
Cash; Conventional; FHA; VA
Furnished:
Unfurnished
Kitchen:
First
Lot Features:
Waterfront
Lot Access:
Paved Road
Family Room:
First
Parking Features:
Driveway; Garage Attached
Association Amenities:
BBQ Pit/Grill; Pool
Rooms:
Bedroom; Family Room; Kitchen
Utilities:
TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected
Waterfront Type:
Lakefront
Waterview:
Lake
Present Zoning:
Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Bedroom | First | 14 x 12 | 14.00 | 12.00 |
| Bedroom | First | 13 x 12 | 13.00 | 12.00 |
| Bedroom | First | 11 x 10 | 11.00 | 10.00 |
| Bedroom | First | 10 x 12 | 10.00 | 12.00 |
| Family Room | First | 16 x 15 | 16.00 | 15.00 |
| Kitchen | First | 18 x 10 | 18.00 | 10.00 |
Listing Office:
FLATFEE.COM
Last Updated: July – 25 – 2026
Information deemed reliable but not guaranteed.