109 Turtle Cove, Panama City Beach, FL 32413

$530,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,756 Lot Size (sq. ft.): 5,663 Status: Sold
Current Price: $530,000 List Date: 10/18/2025 Last Modified: 6/09/2026

Overview

Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS⭐ at 109 Turtle Cove in Panama City Beach, FL, where coastal charm meets classic style. This inviting beach retreat is a true gem, ready for you to move in with just your personal belongings. Custom built 1756 square feet designed home features three spacious bedrooms & two bathrooms. The open-concept layout features crown molding and 9 foot ceilings with premium upgrades including high end lighting fixtures, wood tile flooring, & abundant storage solutions. The kitchen is fully equipped to meet the needs of any home chef. It boasts a gas stove & cooktop, a microwave, a large refrigerator all centered around a stainless steel island. The expansive pantry & ample cabinetry make it a hostess' dream for storing entertaining essentials. Enjoy leisurely meals in your cozy dining area or step out onto your private patio to savor breathtaking sunsets. Beyond the home's stunning interiors, the vibrant community offers an arra

Listing Details MLS# 780578

Contract Info

List Price/SqFt
318.91

Location

Area
03 – Bay County – Beach
Street #
109
Street Name
Turtle
Street Suffix
Cove
State
FL
Zip Code
32413
County
Bay
Sub Area
0322 – Beach – North West
Subdivision
Turtle Cove At Lake Powell
Community/Resort
None
Waterfront
No
Parcel ID
36068-160-000
Elementary School
West Bay
Middle School
Surfside
High School
Arnold
Directions
From the intersection of Hwy 79 & Hwy 98 travel west until you reach the entrance of Wild Heron. Turn left onto Wild Heron Way and turn left into Turtle Cove.
Legal Description
TURTLE COVE AT LAKE POWELL LOT 60 ORB 4696 P 1509

General Property Info

Sub-Type
Detached Single Family
Design
Florida Cottage
Apx SqFt(Htd/Cooled)
1756
SqFt Source
Builders Plans
Full Baths
2
Total Baths
2
# of Stories in Building
Yes
Year Built
2018
Immediate Occupancy
Yes
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
Yes
Covered Spaces
Yes
Lot Dimensions
50×100
Acreage
0.13
Lot Size (SqFt)
5663
Pool
Yes
Pool Type
Community

Status Change Info

Under Contract Date
2026-04-14
Sold Date
2026-06-09
Sold Price/SqFt
301.82
Sold Price/Acre
4076923.08

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
767
HOA Frequency
Quarterly
HOA Annual Amount
3068
Is Subject Leased
No
New Buyer Fee
Yes
New Buyer Fee Amt
0.25
New Buyer Fee Paid
%
Last Taxes
5209
Last Tax Year
2024
Brokerage Interest
No Interest
As Is
Yes

Remarks & Misc

Remarks
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS⭐ at 109 Turtle Cove in Panama City Beach, FL, where coastal charm meets classic style. This inviting beach retreat is a true gem, ready for you to move in with just your personal belongings. Custom built 1756 square feet designed home features three spacious bedrooms & two bathrooms. The open-concept layout features crown molding and 9 foot ceilings with premium upgrades including high end lighting fixtures, wood tile flooring, & abundant storage solutions. The kitchen is fully equipped to meet the needs of any home chef. It boasts a gas stove & cooktop, a microwave, a large refrigerator all centered around a stainless steel island. The expansive pantry & ample cabinetry make it a hostess' dream for storing entertaining essentials. Enjoy leisurely meals in your cozy dining area or step out onto your private patio to savor breathtaking sunsets. Beyond the home's stunning interiors, the vibrant community offers an array of amenities. Dive into relaxation with a large pool and hot tub, engage in a game of tennis or pickleball, or maintain your fitness routine at the fitness center. For those with a love for water adventures, a dock provides access to the serene Lake Powell and the majestic Gulf of America. With the convenience of both an attached garage and carport, alongside a spacious laundry room, this home is perfectly set up to be your primary residence or an idyllic second home. Located just 1.1 miles by golf cart or bike from pristine white sandy beaches, you're also a mere 3 miles from the eastern end of the iconic 30A Highway and 6.5 miles from the lively Pier Park shopping and dining district. The location is truly unparalleled, offering the perfect blend of convenience and community spirit, with welcoming neighbors that make Turtle Cove at Lake Powell an exceptional place to call home. Discover the delightful lifestyle awaiting you at the entrance to Wild Heron and Sharkstooth Golf Club.

More Information

Dining Room

First
Yes

Garage

First
Yes

Mud Room

First
Yes

Appliances

Cooktop – Gas
Yes
Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Microwave
Yes
Oven – Gas
Yes
Plumbed For Ice Maker
Yes
Refrigerator
Yes
Washer
Yes
Water Heater – Gas
Yes
Water Heater – Tankless
Yes

Interior Features

Floor – Tile
Yes
Kitchen Island
Yes
Lighting – Recessed
Yes
Window – Treatment All
Yes

Construction/Siding

Foundation – Slab on Grade
Yes
Roof – Composite Shngl
Yes
Siding – Hardie Board
Yes
Trim – Wood
Yes

Exterior

Double Pane Windows
Yes
Patio Covered
Yes
Porch Covered
Yes
Sprinkler System
Yes
Storm Windows
Yes

Association Fees Include

Accounting
Yes
Community Room
Yes
Dock
Yes
Exercise Room
Yes
Legal
Yes
Management
Yes
Pool
Yes
Tennis
Yes
Trash Disposal
Yes

Financing

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes

Furnished

Furnished
Yes

Interior

Ceiling – Tray
Yes

Kitchen

First
Yes

Living Room

First
Yes

Lot Features

Covenants & Rescrictions
Yes
Landscaped
Yes
Subdivision – Recorded
Yes

Lot Access

Paved Road
Yes

Parking Features

Carport Attached
Yes
Garage Attached
Yes
Garage Door Opener
Yes

Association Amenities

Basketball Court
Yes
Dock
Yes
Exercise Room
Yes
Pool
Yes
Tennis
Yes
Pickle Ball
Yes

Rooms

Bedroom
Yes
Dining Room
Yes
Garage
Yes
Kitchen
Yes
Living Room
Yes
Primary Bedroom
Yes
Mud Room
Yes

Utilities

Electricity – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes
Underground Utilities
Yes

Sale Type

As Is
Yes

Bedroom

First
Yes

Cooling

Central Air
Yes

Heating

Central
Yes

Security Features

Smoke Detector(s)
Yes

Property Features

Appliances: Cooktop – Gas; Dishwasher; Disposal; Dryer; Microwave; Oven – Gas; Plumbed For Ice Maker; Refrigerator; Washer; Water Heater – Gas; Water Heater – Tankless Bedroom: First Cooling: Central Air Heating: Central Exterior: Double Pane Windows; Patio Covered; Porch Covered; Sprinkler System; Storm Windows Association Fees Include: Accounting; Community Room; Dock; Exercise Room; Legal; Management; Pool; Tennis; Trash Disposal Financing: Cash; Conventional; FHA; VA Furnished: Furnished Interior: Ceiling – Tray Kitchen: First Living Room: First Lot Features: Covenants & Rescrictions; Landscaped; Subdivision – Recorded Lot Access: Paved Road Dining Room: First Garage: First Mud Room: First Security Features: Smoke Detector(s) Parking Features: Carport Attached; Garage Attached; Garage Door Opener Association Amenities: Basketball Court; Dock; Exercise Room; Pickle Ball; Pool; Tennis Rooms: Bedroom; Dining Room; Garage; Kitchen; Living Room; Primary Bedroom; Mud Room Sale Type: As Is Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities

Room Information

Room Name Level Dimensions Length Width Remarks
Living Room First 16 x 17 16.00 17.00 Furnished
Master Bedroom First 14 x 14 14.00 14.00 Furnished
Dining Room First 12 x 12 12.00 12.00 Furnished
Kitchen First 10 x 12 10.00 12.00
Mud Room First 11 x 8 11.00 8.00
Garage First 26 x 11 26.00 11.00 Oversized with Storage
Bedroom First 11 x 12 11.00 12.00 Furnished
Bedroom First 11 x 11 11.00 11.00 Furnished
Listing Office: Compass Florida, LLC
Last Updated: June – 09 – 2026
Information deemed reliable but not guaranteed.