10999 Front Beach Road 6, Panama City, FL 32407 (MLS# 795051)

10999 Front Beach Road 6, Panama City, FL 32407

New Listing

$1,199,999

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,545 Lot Size (sq. ft.): 2,614 Status: Active

Current Price: $1,199,999 List Date: 9/04/2026 Last Modified: 9/04/2026

Overview

Description

Experience true Gulf-front living with this rare 3-bedroom, 2.5-bath beachfront townhome with Hall bunks located directly on the sand in the heart of Panama City Beach and with NO HOA. Forget elevators, parking garages, and hauling beach gear across a resort. Here, you can simply step off your private back deck and onto the sugar-white sand of the Gulf of Mexico. This property has been used as a second home and has been exceptionally well cared for, offering buyers a move-in-ready coastal retreat with the added potential to become an amazing short-term rental investment. The spacious three-bedroom layout provides plenty of room for family, guests, or vacationers. Enjoy morning coffee with the sound of the waves, spend your afternoons soaking up the Florida sunshine, end the day with sunset walks along the beach or a glass of wine and hot tub time just steps from your door. Centrally located along Front Beach Road, you are convenient to some of Panama City Beach's favorite r … (Read more)

Listing Details MLS# 795051

Contract Info

List Price/SqFt: 776.7

Location

Area: 03 – Bay County – Beach
Street #: 10999
Street Name: Front Beach
Street Suffix: Road
Unit #: 6
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Long Beach
Community/Resort: Long Beach
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 34913-060-000
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: from Hutchinson and Front beach head west as you pass the LIQ town homes are on the left make a U turn after trees. if you get to Edgewater crossing you have got to far.
Legal Description: LONG BEACH COM AT NELY COR OF LOT 33 BLK 1 NWLY ALONG SLY R/W 80' FOR POB TH SELY ALONG R/W 24.15' SWLY 120' TO SLY LINE OF BLK 1 NWLY 25.04' NELY 120' TO POB AKA LOT 6 BEACHSIDE EAST UNREC BLK 1 ORB 4832 P 246

General Property Info

Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 1545
SqFt Source: Owner Measured
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Accessory Dwelling Unit: No
Year Built: 1993
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 25.0 ft x 120.0 ft
Acreage: 0.06
Lot Size (SqFt): 2614
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 9722.87
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: Experience true Gulf-front living with this rare 3-bedroom, 2.5-bath beachfront townhome with Hall bunks located directly on the sand in the heart of Panama City Beach and with NO HOA. Forget elevators, parking garages, and hauling beach gear across a resort. Here, you can simply step off your private back deck and onto the sugar-white sand of the Gulf of Mexico. This property has been used as a second home and has been exceptionally well cared for, offering buyers a move-in-ready coastal retreat with the added potential to become an amazing short-term rental investment. The spacious three-bedroom layout provides plenty of room for family, guests, or vacationers. Enjoy morning coffee with the sound of the waves, spend your afternoons soaking up the Florida sunshine, end the day with sunset walks along the beach or a glass of wine and hot tub time just steps from your door. Centrally located along Front Beach Road, you are convenient to some of Panama City Beach's favorite restaurants, shopping, entertainment, and attractions while still enjoying the privacy and character of a true beachfront home. Whether you are looking for a second home, full-time beach residence, or a property with strong vacation-rental appeal, this one checks some very hard-to-find boxes. Direct Gulf frontage, private beach access, three bedrooms, NO HOA, and the opportunity to create an incredible PCB short-term rental.

Pool Features

Spa/ Hot Tub: Yes

More Information

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

Interior Features

Floor – Tile: Yes
Floor – Vinyl Plank: Yes

Construction/Siding

Roof – Metal: Yes

Exterior

Deck Open: Yes
Fenced Back Yard: Yes

Waterfront Feature

Shore – Beach: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Access

Paved Road: Yes

Rooms

Dining Room: Yes
Kitchen: Yes
Living Room: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Tub – Soaking: Yes

Primary Bath/Primary Bdrm

MBath Shower/Tub Combo: Yes

Security Features

Firewall(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Refrigerator; Water Heater – Electric Cooling: Ceiling Fan(s); Central Air Heating: Central Exterior: Deck Open; Fenced Back Yard Financing: Cash; Conventional Furnished: Furnished Kitchen: First Living Room: First Lot Access: Paved Road Pool Features: Spa/ Hot Tub Security Features: Firewall(s) Rooms: Dining Room; Kitchen; Living Room Sale Type: As Is Utilities: Cable – Available; Electricity – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	16 x 14	16.00	14.00
Kitchen	First	10 x 10	10.00	10.00
Dining Room		14 x 10	14.00	10.00

Listing Office: Dalton Wade Inc

Last Updated: September – 04 – 2026

Information deemed reliable but not guaranteed.