1102 Redfish Circle, Panama City Beach, FL 32408 (MLS# 787995)

1102 Redfish Circle, Panama City Beach, FL 32408

$1,299,999

Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 2,771 Lot Size (sq. ft.): 14,375 Status: Active

Current Price: $1,299,999 List Date: 4/07/2026 Last Modified: 4/13/2026

Overview

Description

Located in the gated community of Bay Point, 1102 Redfish Circle offers an exceptional waterfront lifestyle with 80 feet of deep-water frontage and direct access to St. Andrews Bay, the gulf, and the Intracoastal Waterway. This three-bedroom, three-and-a-half-bath home spans 2,771 square feet and is ideally positioned on a quiet street before the neighborhood bridge, providing convenient boating access and a prime location within the community. Designed for both comfort and entertaining, the home features spacious living areas filled with natural light and beautiful water views throughout. The layout is thoughtfully designed, with a primary suite on the first floor. Upstairs, there are two bedrooms, each with its own bathroom, along with a second-floor living room for additional space for guests or relaxation. Step outside to enjoy your private swimming pool and waterfront setting, perfect for unwinding after a day on the water or hosting family and friends. Boaters will appreciate … (Read more)

Listing Details MLS# 787995

Contract Info

List Price/SqFt: 469.14

Location

Area: 03 – Bay County – Beach
Street #: 1102
Street Name: Redfish
Street Suffix: Circle
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Bay Point Unit 1
Community/Resort: Bay Point Homes/Lots
Waterfront: Yes
Gulf Access: Yes
Parcel ID: 30933-345-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Bay Point Road, turn right at the second Marlin Circle. Take left on Redfish Circle and the house is located on the left side, second from the corner.
Legal Description: BAY POINT UNIT 1 LOT 251 ORB 3495 P 2190

General Property Info

Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 2771
SqFt Source: Prop App Site
Full Baths: 3
Half Baths: Yes
Total Baths: 4
# of Stories in Building: 2
Year Built: 1985
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Lot Dimensions: 103x187x80x136
Acreage: 0.33
Lot Size (SqFt): 14375
Pool: Yes
Pool Type: Private

Waterfront Feature

Waterfront Feet: 80
Dock: Yes
Bulkhead/Seawall: Yes

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 1900
HOA Frequency: Annually
HOA Annual Amount: 1900
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 10812
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Condo Doc: No

Remarks & Misc

Remarks: Located in the gated community of Bay Point, 1102 Redfish Circle offers an exceptional waterfront lifestyle with 80 feet of deep-water frontage and direct access to St. Andrews Bay, the gulf, and the Intracoastal Waterway. This three-bedroom, three-and-a-half-bath home spans 2,771 square feet and is ideally positioned on a quiet street before the neighborhood bridge, providing convenient boating access and a prime location within the community. Designed for both comfort and entertaining, the home features spacious living areas filled with natural light and beautiful water views throughout. The layout is thoughtfully designed, with a primary suite on the first floor. Upstairs, there are two bedrooms, each with its own bathroom, along with a second-floor living room for additional space for guests or relaxation. Step outside to enjoy your private swimming pool and waterfront setting, perfect for unwinding after a day on the water or hosting family and friends. Boaters will appreciate the easy access to open water and the short ride to Shell Island, making this property a true boater's paradise. The home also includes a rare three-car attached garage, offering ample space for vehicles, golf carts, and water toys, along with a large circular driveway for additional parking. Residents of Bay Point enjoy a secure, gated environment with close proximity to Bay Point Golf Club and the popular Bar 72 restaurant. Offered furnished, this home presents an opportunity to step into the waterfront lifestyle from day one.

More Information

Dining Room

First: Yes

Family Room

First: Yes

Great Room

First: Yes

Loft

Second: Yes

Master Bathroom

First: Yes

Pool Features

Heated – Gas: Yes
Inground: Yes
Saltwater: Yes
Spa/ Hot Tub: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Tankless: Yes

Interior Features

Bookcases: Yes
Breakfast Bar: Yes
Ceiling – Vaulted: Yes
Fireplace: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Security System: Yes
Stairs: Yes
Wet Bar: Yes
Window – Treatment All: Yes

Construction/Siding

Roof – Metal: Yes
Siding – Stucco: Yes

Exterior

Fenced Back Yard: Yes
Patio Open: Yes

Association Fees Include

Accounting: Yes
Beach: Yes
Community Room: Yes
Fishing: Yes
Gated Community: Yes
Golf: Yes
Ground Keeping: Yes
Insurance: Yes
Management: Yes
Marina: Yes
Master Association: Yes
Recreational Faclty: Yes
Sauna/Steam Room: Yes
Security: Yes
TV Cable: Yes

Financing

Cash: Yes
Conventional: Yes
VA: Yes

Furnished

Furnished: Yes

Interior

Floor – Carpet: Yes

Kitchen

First: Yes

Lot Features

Covenants & Rescrictions: Yes
Deeded Access Water: Yes
Interior Lot: Yes
Landscaped: Yes
Subdivision – Recorded: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Gated Access: Yes
Paved Road: Yes
Private Road: Yes

Parking Features

Boat: Yes
Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes
Golf Cart Garage: Yes
Paver Block: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed First Floor: Yes
MBed Waterfront: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Beach: Yes
Boat Launch: Yes
Community Room: Yes
Dock: Yes
Fishing: Yes
Gated Community: Yes
Golf: Yes
Marina: Yes
Retail Shops: Yes
Sauna/Steam Room: Yes
Security-24 hour: Yes
Tennis: Yes
Waterfront: Yes
Recreation Facilities: Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Family Room: Yes
Great Room: Yes
Kitchen: Yes
Loft: Yes
Master Bathroom: Yes
Master Bedroom: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Natural Gas – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Canal: Yes

Waterfront Type

Canal w/ Gulf Access: Yes

Master Bedroom

First: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes
Fireplace(s): Yes

Security Features

24 Hour Security: Yes
Gated Community: Yes
Gated with Guard: Yes
Secured Garage/Parking: Yes
Security System: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Range – Electric; Refrigerator; Washer; Water Heater – Tankless Master Bedroom: First Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Fireplace(s) Exterior: Fenced Back Yard; Patio Open Association Fees Include: Accounting; Beach; TV Cable; Community Room; Fishing; Gated Community; Golf; Insurance; Ground Keeping; Management; Marina; Master Association; Recreational Faclty; Sauna/Steam Room; Security Financing: Cash; Conventional; VA Furnished: Furnished Interior: Floor – Carpet Kitchen: First Lot Features: Covenants & Rescrictions; Deeded Access Water; Interior Lot; Landscaped; Subdivision – Recorded; Waterfront; Within 1/2 Mile to Water Lot Access: Gated Access; Paved Road; Private Road Master Bathroom: First Dining Room: First Family Room: First Great Room: First Loft: Second Pool Features: Heated – Gas; Inground; Saltwater; Spa/ Hot Tub Security Features: 24 Hour Security; Gated Community; Gated with Guard; Secured Garage/Parking; Security System; Smoke Detector(s) Parking Features: Boat; Driveway; Garage Attached; Garage Door Opener; Golf Cart Garage; Paver Block Association Amenities: Beach; Boat Launch; Community Room; Dock; Fishing; Gated Community; Golf; Marina; Recreation Facilities; Retail Shops; Sauna/Steam Room; Security-24 hour; Tennis; Waterfront Rooms: Bedroom; Dining Room; Family Room; Great Room; Kitchen; Loft; Master Bathroom; Master Bedroom Utilities: Cable – Available; Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Canal w/ Gulf Access Waterfront Feature: Bulkhead/Seawall; Dock; Bulkhead/Seawall Waterview: Canal Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Great Room	First	22 x 20	22.00	20.00
Dining Room	First	17 x 14	17.00	14.00
Family Room	First	13 x 13	13.00	13.00
Kitchen	First	13 x 12	13.00	12.00
Master Bedroom	First	27 x 13	27.00	13.00
Master Bathroom	First	12 x 7	12.00	7.00
Bedroom	Second	14 x 12	14.00	12.00
Bedroom	Second	13 x 10	13.00	10.00
Loft	Second	17 x 13	17.00	13.00

Listing Office: Scenic Sotheby's International Realty

Last Updated: April – 13 – 2026

Information deemed reliable but not guaranteed.