1108 W Beach Drive, Panama City, FL 32401

$1,099,000
Property Type: Residential Land Lot Size (sq. ft.): 51,357 Status: Active
Current Price: $1,099,000 List Date: 1/21/2026 Last Modified: 1/22/2026

Description

This is your opportunity to own a 1.17-acre, WATERFRONT estate-size homesite on iconic Scenic Beach Drive in Panama City, Florida with NO HOA! Perfectly positioned with stunning Bay views, this exceptional property spans street-to-street and includes two parcels extending down to the Bay, creating a truly unique setting for your future waterfront dream home. This size homesite in this location are not available often offering a unique blend of privacy with the homesite size and desirable location in between Historic St. Andrews and Downtown Panama City. With 132 feet frontage, this homesite provides a generous, buildable footprint ideal for an estate-sized home. Zoned R-1 for single family homes, the property is ready for your vision and allows flexibility in design without HOA restrictions. Deeded waterfront access further enhances the value and lifestyle appeal, making this one of the most desirable opportunities along Scenic Beach Drive. Ideally located between Historic St. Andrews and Downtown Panama City, this homesite places you at the heart of a vibrant coastal community. Enjoy walking or biking to local farmers markets, breweries, boutique shops, marinas, and a variety of dining options. Scenic Beach Drive is known for its bike-friendly streets, community events, parades, and classic waterfront charm. The waterfront lifestyle extends far beyond your backyard. Launch kayaks or paddleboards, anchor your boat for the day, enjoy a refreshing swim, or simply relax and take in the ever-changing Bay views. And when summer arrives, experience one of Scenic Beach Drive’s most beloved traditions, Fourth of July fireworks over the Bay…best enjoyed from the comfort of your own home. With its rare size, premier location, Bay views, and no HOA, this estate-size homesite offers endless possibilities to create a custom waterfront retreat and fully embrace the Florida coastal lifestyle. Survey is available.

More Information MLS# 783976

Contract Info

List Price/Acre: 931355.93 Status: Active List Date: 2026-01-21 List Price: $1,099,000 Current Price: $1,099,000

Location

Sub Area: 0203 – Bay – Central SW Community/Resort: None Waterfront: Yes Elementary School: Patterson Middle School: Jinks High School: Bay Directions: Heading west on Highway 98, turn left onto Frankford Avenue. Follow until it becomes W Beach Drive. Homesite is on your left. Homesite can also be accessed by W 8th Street. Street #: 1108 Street Direction: W Street Name: Beach Street Suffix: Drive Area: 02 – Bay County – Central State: FL Zip Code: 32401 County: Bay Subdivision: Baker Plat Parcel ID: 19040-000-000 Legal Description: BAKER PLAT LOTS 11 & 12 PARCEL I: BEG AT THE SW COR OF LOT 12 BAKER PLAT TH RUN NELY 345.37′ TO N LINE LOT 12 TH SELY 117.03′ ALG N LINES OF LOTS 12 & 11 TO NE COR OF LOT 11 TH S 349.95 ALG E LINE LOT 11 TO SE COR OF LOT 11 TH NWLY 132′ ALG S LINE OF LOTS 11 & 12 TO POB ***AND*** BEG AT SW COR LOT 12 TH SELY 132′ ALG S LINE LOTS 12 & 11 TO SE COR OF LOT 11

General Property Info

Acreage: 1.18 Lot Size (SqFt): 51357 Lot Dimensions: 375’x117’x355’x132′ and 63’x137’x66’x132′ Sub-Type: Vacant Land

Listing Info, Tax & Legal

HOA Fee: No Last Taxes: 10137 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: This is your opportunity to own a 1.17-acre, WATERFRONT estate-size homesite on iconic Scenic Beach Drive in Panama City, Florida with NO HOA! Perfectly positioned with stunning Bay views, this exceptional property spans street-to-street and includes two parcels extending down to the Bay, creating a truly unique setting for your future waterfront dream home. This size homesite in this location are not available often offering a unique blend of privacy with the homesite size and desirable location in between Historic St. Andrews and Downtown Panama City. With 132 feet frontage, this homesite provides a generous, buildable footprint ideal for an estate-sized home. Zoned R-1 for single family homes, the property is ready for your vision and allows flexibility in design without HOA restrictions. Deeded waterfront access further enhances the value and lifestyle appeal, making this one of the most desirable opportunities along Scenic Beach Drive. Ideally located between Historic St. Andrews and Downtown Panama City, this homesite places you at the heart of a vibrant coastal community. Enjoy walking or biking to local farmers markets, breweries, boutique shops, marinas, and a variety of dining options. Scenic Beach Drive is known for its bike-friendly streets, community events, parades, and classic waterfront charm. The waterfront lifestyle extends far beyond your backyard. Launch kayaks or paddleboards, anchor your boat for the day, enjoy a refreshing swim, or simply relax and take in the ever-changing Bay views. And when summer arrives, experience one of Scenic Beach Drive’s most beloved traditions, Fourth of July fireworks over the Bay…best enjoyed from the comfort of your own home. With its rare size, premier location, Bay views, and no HOA, this estate-size homesite offers endless possibilities to create a custom waterfront retreat and fully embrace the Florida coastal lifestyle. Survey is available.

Financing

Cash: 1 Construction Perm: 1 Conventional: 1

Lot Features

Near Public Boat Ramp: 1 Sidewalk: 1 Survey Available: 1 Waterfront: 1 Within 1/2 Mile to Water: 1

Waterfront Feature

Shore – Beach: 1 Waterfront Feet: 137

Lot Access

City Street: 1 Paved Road: 1

Present Zoning

Resid Single Family: 1

Association Amenities

Waterfront: 1

Utilities

Electricity – Connected: 1 Public Sewer – Connected: 1 Water Connected: 1

Waterview

Bay: 1

Sale Type

As Is: 1

Waterfront Type

Bay/Harbor: 1

Property Features

Financing: Cash; Construction Perm; Conventional Lot Access: City Street; Paved Road Lot Features: Near Public Boat Ramp; Sidewalk; Survey Available; Waterfront; Within 1/2 Mile to Water Sale Type: As Is Utilities: Electricity – Connected; Public Sewer – Connected; Water Connected Waterfront Type: Bay/Harbor Waterfront Feature: Shore – Beach Waterview: Bay Present Zoning: Resid Single Family
Listing Office: Corcoran Reverie
Last Updated: January – 22 – 2026
Information deemed reliable but not guaranteed.