1108 W Beach Drive, Panama City, FL 32401 (MLS# 783976)

1108 W Beach Drive, Panama City, FL 32401

$1,099,000

Property Type: Residential Land Lot Size (sq. ft.): 51,357 Status: Active

Current Price: $1,099,000 List Date: 1/21/2026 Last Modified: 1/22/2026

Overview

Description

This is your opportunity to own a 1.17-acre, WATERFRONT estate-size homesite on iconic Scenic Beach Drive in Panama City, Florida with NO HOA! Perfectly positioned with stunning Bay views, this exceptional property spans street-to-street and includes two parcels extending down to the Bay, creating a truly unique setting for your future waterfront dream home. This size homesite in this location are not available often offering a unique blend of privacy with the homesite size and desirable location in between Historic St. Andrews and Downtown Panama City. With 132 feet frontage, this homesite provides a generous, buildable footprint ideal for an estate-sized home. Zoned R-1 for single family homes, the property is ready for your vision and allows flexibility in design without HOA restrictions. Deeded waterfront access further enhances the value and lifestyle appeal, making this one of the most desirable opportunities along Scenic Beach Drive. Ideally located between Historic St … (Read more)

Listing Details MLS# 783976

Contract Info

List Price/Acre: 931355.93

Location

Street #: 1108
Street Direction: W
Street Name: Beach
Street Suffix: Drive
Area: 02 – Bay County – Central
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Baker Plat
Community/Resort: None
Waterfront: Yes
Parcel ID: 19040-000-000
Elementary School: Patterson
Middle School: Jinks
High School: Bay
Directions: Heading west on Highway 98, turn left onto Frankford Avenue. Follow until it becomes W Beach Drive. Homesite is on your left. Homesite can also be accessed by W 8th Street.
Legal Description: BAKER PLAT LOTS 11 & 12 PARCEL I: BEG AT THE SW COR OF LOT 12 BAKER PLAT TH RUN NELY 345.37' TO N LINE LOT 12 TH SELY 117.03' ALG N LINES OF LOTS 12 & 11 TO NE COR OF LOT 11 TH S 349.95 ALG E LINE LOT 11 TO SE COR OF LOT 11 TH NWLY 132' ALG S LINE OF LOTS 11 & 12 TO POB ***AND*** BEG AT SW COR LOT 12 TH SELY 132' ALG S LINE LOTS 12 & 11 TO SE COR OF LOT 11

General Property Info

Sub-Type: Vacant Land
Lot Dimensions: 375'x117'x355'x132' and 63'x137'x66'x132'
Acreage: 1.18
Lot Size (SqFt): 51357

Waterfront Feature

Waterfront Feet: 137
Shore – Beach: Yes

Listing Info, Tax & Legal

HOA Fee: No
Last Taxes: 10137
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: This is your opportunity to own a 1.17-acre, WATERFRONT estate-size homesite on iconic Scenic Beach Drive in Panama City, Florida with NO HOA! Perfectly positioned with stunning Bay views, this exceptional property spans street-to-street and includes two parcels extending down to the Bay, creating a truly unique setting for your future waterfront dream home. This size homesite in this location are not available often offering a unique blend of privacy with the homesite size and desirable location in between Historic St. Andrews and Downtown Panama City. With 132 feet frontage, this homesite provides a generous, buildable footprint ideal for an estate-sized home. Zoned R-1 for single family homes, the property is ready for your vision and allows flexibility in design without HOA restrictions. Deeded waterfront access further enhances the value and lifestyle appeal, making this one of the most desirable opportunities along Scenic Beach Drive. Ideally located between Historic St. Andrews and Downtown Panama City, this homesite places you at the heart of a vibrant coastal community. Enjoy walking or biking to local farmers markets, breweries, boutique shops, marinas, and a variety of dining options. Scenic Beach Drive is known for its bike-friendly streets, community events, parades, and classic waterfront charm. The waterfront lifestyle extends far beyond your backyard. Launch kayaks or paddleboards, anchor your boat for the day, enjoy a refreshing swim, or simply relax and take in the ever-changing Bay views. And when summer arrives, experience one of Scenic Beach Drive's most beloved traditions, Fourth of July fireworks over the Bay…best enjoyed from the comfort of your own home. With its rare size, premier location, Bay views, and no HOA, this estate-size homesite offers endless possibilities to create a custom waterfront retreat and fully embrace the Florida coastal lifestyle. Survey is available.

More Information

Financing

Cash: Yes
Construction Perm: Yes
Conventional: Yes

Lot Features

Near Public Boat Ramp: Yes
Sidewalk: Yes
Survey Available: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes
Paved Road: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Waterfront: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Water Connected: Yes

Waterview

Bay: Yes

Sale Type

As Is: Yes

Waterfront Type

Bay/Harbor: Yes

Property Features

Financing: Cash; Construction Perm; Conventional Lot Access: City Street; Paved Road Lot Features: Near Public Boat Ramp; Sidewalk; Survey Available; Waterfront; Within 1/2 Mile to Water Sale Type: As Is Utilities: Electricity – Connected; Public Sewer – Connected; Water Connected Waterfront Type: Bay/Harbor Waterfront Feature: Shore – Beach Waterview: Bay Present Zoning: Resid Single Family

Listing Office: Corcoran Reverie

Last Updated: January – 22 – 2026

Information deemed reliable but not guaranteed.