111 Lake Merial Boulevard, Panama City, FL 32409 (MLS# 777741)

111 Lake Merial Boulevard, Panama City, FL 32409

$949,000

Virtual Tour

https://www.zillow.com/view-imx/a255f9c1-7427-4813-b11b-cc53c45fa58a?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Front door with dining and sitting room.

Dining room to laundry room and garage door.

Stairs from apartment to the back patio.

Although this may look like a garage, its really a 940 sq ft 2 bedroom, 1 bath in-law suite.

In-law suite in converted garage, living room view with stairs to storage.

In-law suite in converted garage- living room

In-law suite in converted garage living room facing bedrooms

HUGE beach area with freshly poured sand.

Beach area, perfect for all the family outdoor games!

See, X marks the spot. This one is for you!

Plenty of yard, plenty of beach for what feels like your own private escape.

Welcome to countless sunsets on the lake.

Property Type: Residential Bedrooms: 7 Baths: 5 Square Footage: 4,356 Lot Size (sq. ft.): 36,721 Status: Under Contract – Taking Backups

Current Price: $949,000 List Date: 8/17/2025 Last Modified: 3/23/2026

Overview

Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Lakefront Living in the Gated Community of Lake Merial Welcome to 111 Lake Merial Blvd, a spacious lakefront property offering flexibility, privacy, and room for everyone. With 5 bedrooms and 4.5 bathrooms, plus a 940 sq ft detached in-law suite with an ADDITIONAL 2 bedrooms and 1 bath, this property is ideal for multi-generational living, extended guests, or those who simply want space to spread out. Main Home Interior Step inside to freshly painted spaces with new trim, hardwood floors, tray ceilings, and thoughtful upgrades throughout. The living room features an electric fireplace with built-in air purifier, creating a comfortable gathering space for family and friends. The kitchen and dining areas are designed for entertaining or everyday meals together. The primary suite includes a spa-like bathroom and a large walk-in closet, while the upstairs main bedroom is equipped with surround sound, perfect for rela … (Read more) CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Lakefront Living in the Gated Community of Lake Merial Welcome to 111 Lake Merial Blvd, a spacious lakefront property offering flexibility, privacy, and room for everyone. With 5 bedrooms and 4.5 bathrooms, plus a 940 sq ft detached in-law suite with an ADDITIONAL 2 bedrooms and 1 bath, this property is ideal for multi-generational living, extended guests, or those who simply want space to spread out. Main Home Interior Step inside to freshly painted spaces with new trim, hardwood floors, tray ceilings, and thoughtful upgrades throughout. The living room features an electric fireplace with built-in air purifier, creating a comfortable gathering space for family and friends. The kitchen and dining areas are designed for entertaining or everyday meals together. The primary suite includes a spa-like bathroom and a large walk-in closet, while the upstairs main bedroom is equipped with surround sound, perfect for relaxing or creating a true media retreat. Garage & Property Configuration This property offers the best of both worlds with a functional 786 sq ft attached 3-car garage featuring a custom epoxy floor and wiring for a Tesla/EV charger, along with a separate detached 940 sq ft in-law suite that was converted from the original detached garage. Detached In-Law Suite Located just down the stone steps from the main home, the detached suite includes two bedrooms, a fully completed bathroom, living area, kitchenette, and mud room entry. It also features a dedicated 50-gallon hot water heater, ensuring comfortable independent living. A large upstairs storage space provides convenient access for seasonal items and family keepsakes. This flexible space works well as a guest retreat, home office, studio, or multi-generational living quarters. Outdoor Lifestyle Situated on nearly an acre (.843 acres), the outdoor space was designed for both entertaining and relaxation. Enjoy: • A shaded back porch ideal for morning coffee or evening sunsets • A brand-new gazebo with electricity that can serve as an outdoor office or entertaining area • A 6-person hot tub positioned perfectly for stargazing • A freshly sanded private beach area along the lake for gatherings or peaceful evenings by the water • Mature landscaping highlighted by a 20-year-old palm tree The oversized driveway easily accommodates 20+ vehicles, making it ideal for hosting family events, parties, or simply giving kids plenty of room for bikes, basketball, and outdoor play. Utilities & Efficiency This property is designed with efficiency and practicality in mind. • Paid-off solar panels help reduce energy costs • Two separate 50-gallon hot water heaters (one for the main home and one for the in-law suite) • Two wells with an irrigation system for maintaining the landscaping • Whole-house hurricane shutters for added peace of mind • Lakefront property that is NOT located in a flood zone Community Lifestyle Lake Merial offers a unique lifestyle with two private lakes for fishing, kayaking, and boating, along with a central park featuring a book exchange, gathering space, and community activities. Sidewalks and walking trails run throughout the neighborhood, including a trail that connects directly to Deane Bozeman School, making daily routines easy and convenient. Behind the gates you’ll find peace, privacy, and nature, while still being just minutes from Lynn Haven, Panama City, and the Gulf Coast beaches. This property combines space, flexibility, and lakefront living in one of the area’s most desirable communities. Schedule your private showing today and experience everything this unique Lake Merial property has to offer.

Listing Details MLS# 777741

Contract Info

List Price/SqFt: 217.86

Location

Area: 04 – Bay County – North
Street #: 111
Street Name: Lake Merial
Street Suffix: Boulevard
State: FL
Zip Code: 32409
County: Bay
Sub Area: 0413 – Bay North – Youngstown Area
Subdivision: Lake Merial Phase One
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 07504-103-000
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: North on hwy 77 turn into the Lake Merial subdivision. First house on the left. You'll need to make a U turn.
Legal Description: LAKE MERIAL PHASE ONE LOT 3 ORB 4686 P 222

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 4356
SqFt Source: Owner Measured
Full Baths: 4
Half Baths: Yes
Total Baths: 5
# of Stories in Building: 2
Year Built: 2014
Immediate Occupancy: No
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Driveway Spaces: 20
Lot Dimensions: 310 X 111X 342
Acreage: 0.84
Lot Size (SqFt): 36721
Pool: No

Status Change Info

Under Contract Date: 2026-03-22

Waterfront Feature

Waterfront Feet: 110
Boat Launch: Yes
Shore – Beach: Yes

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 353
HOA Frequency: Quarterly
HOA Annual Amount: 1412
New Buyer Fee: No
Brokerage Interest: No Interest
As Is: Yes
Section: 19
Township: 1S
Range: 14W

More Information

Remarks & Misc

Remarks: CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Lakefront Living in the Gated Community of Lake Merial Welcome to 111 Lake Merial Blvd, a spacious lakefront property offering flexibility, privacy, and room for everyone. With 5 bedrooms and 4.5 bathrooms, plus a 940 sq ft detached in-law suite with an ADDITIONAL 2 bedrooms and 1 bath, this property is ideal for multi-generational living, extended guests, or those who simply want space to spread out. Main Home Interior Step inside to freshly painted spaces with new trim, hardwood floors, tray ceilings, and thoughtful upgrades throughout. The living room features an electric fireplace with built-in air purifier, creating a comfortable gathering space for family and friends. The kitchen and dining areas are designed for entertaining or everyday meals together. The primary suite includes a spa-like bathroom and a large walk-in closet, while the upstairs main bedroom is equipped with surround sound, perfect for relaxing or creating a true media retreat. Garage & Property Configuration This property offers the best of both worlds with a functional 786 sq ft attached 3-car garage featuring a custom epoxy floor and wiring for a Tesla/EV charger, along with a separate detached 940 sq ft in-law suite that was converted from the original detached garage. Detached In-Law Suite Located just down the stone steps from the main home, the detached suite includes two bedrooms, a fully completed bathroom, living area, kitchenette, and mud room entry. It also features a dedicated 50-gallon hot water heater, ensuring comfortable independent living. A large upstairs storage space provides convenient access for seasonal items and family keepsakes. This flexible space works well as a guest retreat, home office, studio, or multi-generational living quarters. Outdoor Lifestyle Situated on nearly an acre (.843 acres), the outdoor space was designed for both entertaining and relaxation. Enjoy: • A shaded back porch ideal for morning coffee or evening sunsets • A brand-new gazebo with electricity that can serve as an outdoor office or entertaining area • A 6-person hot tub positioned perfectly for stargazing • A freshly sanded private beach area along the lake for gatherings or peaceful evenings by the water • Mature landscaping highlighted by a 20-year-old palm tree The oversized driveway easily accommodates 20+ vehicles, making it ideal for hosting family events, parties, or simply giving kids plenty of room for bikes, basketball, and outdoor play. Utilities & Efficiency This property is designed with efficiency and practicality in mind. • Paid-off solar panels help reduce energy costs • Two separate 50-gallon hot water heaters (one for the main home and one for the in-law suite) • Two wells with an irrigation system for maintaining the landscaping • Whole-house hurricane shutters for added peace of mind • Lakefront property that is NOT located in a flood zone Community Lifestyle Lake Merial offers a unique lifestyle with two private lakes for fishing, kayaking, and boating, along with a central park featuring a book exchange, gathering space, and community activities. Sidewalks and walking trails run throughout the neighborhood, including a trail that connects directly to Deane Bozeman School, making daily routines easy and convenient. Behind the gates you'll find peace, privacy, and nature, while still being just minutes from Lynn Haven, Panama City, and the Gulf Coast beaches. This property combines space, flexibility, and lakefront living in one of the area's most desirable communities. Schedule your private showing today and experience everything this unique Lake Merial property has to offer.

Dining Room

First: Yes

Foyer

First: Yes

Master Bathroom

First: Yes

Sitting Room

First: Yes

Utility Room

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Electric: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Hardwood: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Guest Quarters: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Stairs: Yes

Construction/Siding

Brick: Yes
Foundation – Off Grade: Yes
Roof – Dimensional Shg: Yes
Roof – Solar Panel: Yes

Exterior

Hurricane Shutters: Yes
Patio Covered: Yes
Sprinkler System: Yes

Other Structures

Gazebo: Yes
Guest House: Yes

Association Fees Include

Accounting: Yes
Fishing: Yes
Gated Community: Yes
Ground Keeping: Yes
Legal: Yes
Management: Yes
Picnic Area: Yes
Irrigation: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
USDA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes
Ceiling – Tray: Yes
Floor – Carpet: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Landscaped: Yes
Subdivision – Recorded: Yes
Sidewalk: Yes
Sloping: Yes
Survey Available: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

City Street: Yes
Gated Access: Yes
State Highway: Yes
Paved Road: Yes

Parking Features

Additional Parking: Yes
Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes
Oversized: Yes
RV Access/Parking: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBath Walk-In Closet: Yes
MBed First Floor: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Gated Community: Yes
Picnic Area: Yes
Waterfront: Yes
Sidewalks: Yes
Trail(s): Yes

Rooms

Bedroom: Yes
Dining Room: Yes
Foyer: Yes
Full Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Master Bathroom: Yes
Sitting Room: Yes
Utility Room: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Solar: Yes
Underground Utilities: Yes

Waterview

Lake: Yes

Accessibility Features

Grip-Accessible Features: Yes

Sale Type

As Is: Yes

Full Bathroom

First: Yes

Waterfront Type

Lakefront: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes
Fireplace – Electric: Yes

Security Features

Fire Alarm: Yes
Gated Community: Yes
Security System: Yes

Property Features

Accessibility Features: Grip-Accessible Features Appliances: Dishwasher; Disposal; Microwave; Oven – Electric; Water Heater – Electric Full Bathroom: First Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air Heating: Central; Fireplace – Electric Exterior: Hurricane Shutters; Patio Covered; Sprinkler System Association Fees Include: Accounting; Fishing; Gated Community; Irrigation; Legal; Ground Keeping; Management; Picnic Area Financing: Cash; Conventional; FHA; USDA; VA Furnished: Unfurnished Interior: Bonus Room; Ceiling – Tray; Floor – Carpet Kitchen: First Living Room: First Lot Features: Landscaped; Sidewalk; Sloping; Subdivision – Recorded; Survey Available; Waterfront; Within 1/2 Mile to Water Lot Access: City Street; Gated Access; State Highway; Paved Road Master Bathroom: First Dining Room: First Foyer: First Security Features: Fire Alarm; Gated Community; Security System Sitting Room: First Utility Room: First Parking Features: Additional Parking; Driveway; Garage Attached; Garage Door Opener; Oversized; RV Access/Parking Other Structures: Gazebo; Guest House Association Amenities: Gated Community; Picnic Area; Sidewalks; Trail(s); Waterfront Rooms: Bedroom; Dining Room; Foyer; Full Bathroom; Kitchen; Living Room; Master Bathroom; Sitting Room; Utility Room Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Garbage; Solar; Underground Utilities Waterfront Type: Lakefront Waterfront Feature: Boat Launch; Shore – Beach Waterview: Lake Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Bedroom	First	14.75 x 14.92	14.75	14.92	Buyer to verify
Dining Room	First	10.66 x 12.5	10.66	12.50	Buyer to verify
Foyer	First	5.83 x 10.5	5.83	10.50	Buyer to verify
Sitting Room	First	10.25 x 10.5	10.25	10.50	Buyer to verify
Bedroom	First	13.08 x 11.42	13.08	11.42	Buyer to verify
Utility Room	First	13.08 x 6.17	13.08	6.17	Buyer to verify
Bedroom	First	13.08 x 12.17	13.08	12.17	Buyer to verify
Full Bathroom	First	5.08 x 9.25	5.08	9.25	Buyer to verify
Kitchen	First	18.08 x 12.17	18.08	12.17	Buyer to verify
Living Room	First	19.08 x 17.58	19.08	17.58	Buyer to verify
Master Bathroom	First	10.92 x 8.67	10.92	8.67	Buyer to verify
Bedroom	Second	13.25 x 48.33	13.25	48.33	Buyer to verify
Bedroom	Second	16.33 x 12.5	16.33	12.50	Buyer to verify
Living Room	First	18.42 x 10.74	18.42	10.74	Buyer to verify
Bedroom	First	15.75 x 11.92	15.75	11.92	Buyer to verify
Bedroom	First	16.17 x 11.92	16.17	11.92	Buyer to verify
Full Bathroom	First	11.67 x 7.33	11.67	7.33	Buyer to verify

Listing Office: Epique Realty Inc

Last Updated: March – 23 – 2026

Information deemed reliable but not guaranteed.