111 N Gayle Avenue, Panama City, FL 32401

$309,900
Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,744 Lot Size (sq. ft.): 10,500 Status: Under Contract – Taking Backups
Current Price: $309,900 List Date: 2/21/2026 Last Modified: 4/15/2026

Overview

Description

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Located in The Cove on a quiet street, this 4-bedroom home includes alley access, and natural gas. Welcome to 111 N Gayle Ave in The Cove–one of Panama City's most loved and established in-town neighborhoods–known for its charming streets, mature oak canopy, and timeless character. Tucked away on a quiet street, this 4-bedroom, 2-bath home offers 1,744 sq ft with a comfortable, flexible layout ideal for everyday living, guests, or a home office setup. Alley access and a single-car garage add convenience and functionality rarely found in this area. You'll appreciate the efficiency and comfort of natural gas, including heat, stove, and a tankless water heater for on-demand hot water. Perfectly positioned near the heart of town, the home is just minutes from downtown Panama City's dining, marina, and waterfront attractions. Its close proximity to Ascension Sacred Heart Hospital makes this location especially appealing

Listing Details MLS# 785597

Contract Info

List Price/SqFt
177.69

Location

Area
02 – Bay County – Central
Street #
111
Street Direction
N
Street Name
Gayle
Street Suffix
Avenue
State
FL
Zip Code
32401
County
Bay
Sub Area
0203 – Bay – Central SW
Subdivision
Cove Terrace
Community/Resort
Bunkers Cove
Waterfront
No
Parcel ID
21790-000-000
Elementary School
Cherry Street
Middle School
Jinks
High School
Bay
Directions
Heading east on Hwy 98, turn right onto N Cove Road, then turn left onto cherry street. Take another left onto Gayle Avenue and the home will be down on the Left
Legal Description
COVE TERRACE 1ST ADD LOT 10 BLK 69 ORB 4727 P 1849

General Property Info

Sub-Type
Detached Single Family
Design
Ranch
Apx SqFt(Htd/Cooled)
1744
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
Year Built
1958
Immediate Occupancy
Yes
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
Yes
Driveway Spaces
2
Lot Dimensions
75×140
Acreage
0.24
Lot Size (SqFt)
10500
Pool
No

Status Change Info

Under Contract Date
2026-04-14

Listing Info, Tax and Legal

HOA Fee
No
New Buyer Fee
No
Brokerage Interest
No Interest
As Is
Yes

Remarks & Misc

Remarks
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Located in The Cove on a quiet street, this 4-bedroom home includes alley access, and natural gas. Welcome to 111 N Gayle Ave in The Cove–one of Panama City's most loved and established in-town neighborhoods–known for its charming streets, mature oak canopy, and timeless character. Tucked away on a quiet street, this 4-bedroom, 2-bath home offers 1,744 sq ft with a comfortable, flexible layout ideal for everyday living, guests, or a home office setup. Alley access and a single-car garage add convenience and functionality rarely found in this area. You'll appreciate the efficiency and comfort of natural gas, including heat, stove, and a tankless water heater for on-demand hot water. Perfectly positioned near the heart of town, the home is just minutes from downtown Panama City's dining, marina, and waterfront attractions. Its close proximity to Ascension Sacred Heart Hospital makes this location especially appealing for medical professionals or those seeking potential rental flexibility. Centrally located, the property offers easy access to Tyndall Air Force Base to the east, the Navy Base to the west, and is close enough to Panama City Beach for a day trip to the Gulf. Set within a golf-cart-friendly community, residents enjoy convenient rides to downtown restaurants, local shops, marina areas, and nearby waterfront amenities. Don't miss your opportunity–schedule your showing today with your favorite Realtor!

More Information

Den

First
Yes

Laundry

First
Yes

Master Bathroom

First
Yes

Appliances

Dishwasher
Yes
Microwave
Yes
Range – Electric
Yes
Water Heater – Tankless
Yes

Interior Features

Ceiling – Cathedral
Yes
Floor – Laminate
Yes
Lighting – Recessed
Yes
Split Bedroom
Yes
Window – Treatment None
Yes

Construction/Siding

Wood/Frame
Yes
Roof – Dimensional Shg
Yes
Siding – Stone
Yes
Siding – Stucco
Yes

Exterior

Fenced Chain Link
Yes
Porch Covered
Yes

Financing

Cash
Yes
Conventional
Yes

Furnished

Unfurnished
Yes

Kitchen

First
Yes

Lot Access

Alley
Yes
City Street
Yes

Parking Features

Alley Access
Yes
Carport Attached
Yes
Garage Attached
Yes

Mstr Bath / Mstr Bdrm

MBath Shower Only
Yes
MBed Walk-in Closet
Yes

Rooms

Bedroom
Yes
Den
Yes
Kitchen
Yes
Laundry
Yes
Master Bathroom
Yes
Master Bedroom
Yes

Utilities

Electricity – Connected
Yes
Garbage
Yes
Public Water – Connected
Yes

Sale Type

As Is
Yes

Master Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes
Mini-Split/Ductless
Yes

Heating

Central
Yes
Mini-Split/Ductless
Yes
Natural Gas
Yes

Security Features

Smoke Detector(s)
Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Electric; Water Heater – Tankless Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric; Mini-Split/Ductless Heating: Central; Mini-Split/Ductless; Natural Gas Exterior: Fenced Chain Link; Porch Covered Financing: Cash; Conventional Furnished: Unfurnished Kitchen: First Lot Access: Alley; City Street Master Bathroom: First Den: First Laundry: First Security Features: Smoke Detector(s) Parking Features: Alley Access; Carport Attached; Garage Attached Rooms: Bedroom; Den; Kitchen; Laundry; Master Bathroom; Master Bedroom Sale Type: As Is Utilities: Electricity – Connected; Garbage; Public Water – Connected

Room Information

Room Name Level Dimensions Length Width Remarks
Bedroom First 10 x 15 10.00 15.00
Bedroom First 10 x 14.5 10.00 14.50
Bedroom First 12 x 11 12.00 11.00
Kitchen First 29 x 11 29.00 11.00 Kitchen/Dining Room
Den First 12 x 30 12.00 30.00
Laundry First 10 x 7 10.00 7.00
Master Bedroom First 17 x 14 17.00 14.00
Master Bathroom First 8 x 5 8.00 5.00
Listing Office: Keller Williams Realty Emerald
Last Updated: April – 15 – 2026
Information deemed reliable but not guaranteed.