112 N Gayle Avenue, Panama City, FL 32401 (MLS# 794455)

112 N Gayle Avenue, Panama City, FL 32401

New Listing

$425,000

Privacy fenced backyard with a double gate to access the alley.

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,990 Lot Size (sq. ft.): 10,454 Status: Active

Current Price: $425,000 List Date: 8/23/2026 Last Modified: 8/23/2026

Overview

Description

Beautifully remodeled home in Panama City's highly sought-after Cove neighborhood! From the moment you enter, you will appreciate the spacious open floor plan, vaulted ceiling, recessed lighting, and luxury vinyl plank flooring throughout. The modern kitchen is designed for everyday living and entertaining, featuring an impressive 9-foot island, pantry, refrigerator with water and ice dispenser, and a self-cleaning glass-top range that even has a bread-proofing feature. The island has a hidden power bank. Both bathrooms feature double vanities and attractive tilework. The hallway bath has a tub/shower and the master ensuite has a tiled stand up shower. The owner has added a large back deck, creating a wonderful space for morning coffee, evening relaxation, and entertaining. A backyard shed provides additional storage, and the home also features a concrete driveway. The backyard is now completely privacy fenced with a double gate to allow alley access. Located just half a block f … (Read more)

Listing Details MLS# 794455

Contract Info

List Price/SqFt: 213.57

Location

Area: 02 – Bay County – Central
Street #: 112
Street Direction: N
Street Name: Gayle
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Cove Terrace
Community/Resort: Bunkers Cove
Waterfront: No
Parcel ID: 21848-000-000
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: From Cherry Street and Cove Blvd, go east on Cherry Street. After you pass Cherry Street Elementary, look for N Gayle on the left. The home will be on the right.
Legal Description: COVE TERRACE 1ST ADD. LOT 21 BLK 94 ORB 4655 P 953

General Property Info

Sub-Type: Detached Single Family
Design: Other
Apx SqFt(Htd/Cooled): 1990
SqFt Source: Prop App Site
Balcony SqFt: 2750
Full Baths: 2
Total Baths: 2
# of Stories in Building: Yes
Accessory Dwelling Unit: No
Year Built: 1950
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Driveway Spaces: 2
Lot Dimensions: 75.0 ft x 140.0 ft
Acreage: 0.24
Lot Size (SqFt): 10454
Beach Frontage: 200
Pool: No

Listing Info, Tax and Legal

Homestead: No
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 5001
Last Tax Year: 2026
Lot: 21
Block: 94
Brokerage Interest: No Interest
Section: 9
Township: 4S
Range: 14W

Remarks & Misc

Remarks: Beautifully remodeled home in Panama City's highly sought-after Cove neighborhood! From the moment you enter, you will appreciate the spacious open floor plan, vaulted ceiling, recessed lighting, and luxury vinyl plank flooring throughout. The modern kitchen is designed for everyday living and entertaining, featuring an impressive 9-foot island, pantry, refrigerator with water and ice dispenser, and a self-cleaning glass-top range that even has a bread-proofing feature. The island has a hidden power bank. Both bathrooms feature double vanities and attractive tilework. The hallway bath has a tub/shower and the master ensuite has a tiled stand up shower. The owner has added a large back deck, creating a wonderful space for morning coffee, evening relaxation, and entertaining. A backyard shed provides additional storage, and the home also features a concrete driveway. The backyard is now completely privacy fenced with a double gate to allow alley access. Located just half a block from Sudduth Park, residents can easily enjoy the baseball diamond and playground. Cherry Street Elementary is within walking distance, and downtown Panama City is accessible by bicycle or golf cart for the Saturday farmers market, festivals, shops, live music, dining, and community events. Along the way, enjoy the scenic Beach Drive area, where the Cove Events Committee hosts its Fourth of July celebration. The neighborhood also embraces its golf-cart lifestyle with festive parades for Christmas, Halloween, and the Fourth of July. This updated Cove home offers a wonderful combination of modern comfort, outdoor living, and a convenient neighborhood location! Information is deemed reliable but not guaranteed. All measurements and property details are approximate and should be verified by buyer.

Appliances

Dishwasher: Yes
Disposal: Yes
Ice Maker: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes

More Information

Interior Features

Breakfast Bar: Yes
Ceiling – Vaulted: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Security System: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Construction/Siding

Roof – Metal: Yes
Siding – Hardie Board: Yes

Exterior

Deck Open: Yes
Fenced Back Yard: Yes
Fenced Privacy: Yes
Porch Covered: Yes

Other Structures

Shed(s): Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Smart Home: Yes
Smart Thermostat: Yes

Living Room

First: Yes

Lot Features

Near Public Boat Ramp: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Alley: Yes
City Street: Yes
Paved Road: Yes

Parking Features

Alley Access: Yes
Driveway: Yes
No Garage: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Garbage: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Security Features

Security System Owned: Yes

Property Features

Appliances: Dishwasher; Disposal; Ice Maker; Microwave; Range – Electric; Refrigerator; Water Heater – Electric Cooling: Central Air; Electric Heating: Central; Electric Exterior: Deck Open; Fenced Back Yard; Fenced Privacy; Porch Covered Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Smart Home; Smart Thermostat Living Room: First Lot Features: Near Public Boat Ramp; Within 1/2 Mile to Water Lot Access: Alley; City Street; Paved Road Security Features: Security System Owned Parking Features: Alley Access; Driveway; No Garage Other Structures: Shed(s) Rooms: Bedroom; Kitchen; Living Room; Primary Bedroom Showing: ShowingTime Utilities: Electricity – Connected; Garbage; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions
Living Room	First	0 x 0
Primary Bedroom		0 x 0
Bedroom		0 x 0
Kitchen		0 x 0

Listing Office: Foundation Real Estate Agency LLC

Last Updated: August – 23 – 2026

Information deemed reliable but not guaranteed.