11214 Stone Road, Panama City, FL 32404 (MLS# 793070)

11214 Stone Road, Panama City, FL 32404

$250,000

Welcome to your next Homestead located in Panama City, Florida!

20+ Acres, 1 Pole Barn 30x70 posts are 8X8 with 14ft eve, 4 Structures (house included), 1 Connex Shipping Container with power and water running to it.

11214 Stone Road Panama City, FL 32404 | 3 Ponds and natural distributary (small branch of water running from Bear Creek).

Waterfront & Nature: Enhanced by three private ponds and a natural Bear Creek-fed distributary winding through the acreage.

Pole Barn built 2019, 30 x 70, posts are 8 x 8 and 14ft Eve.

Ai removed people from image. NEW PHOTOS COMING SOON!

Farm living in Panama City, Florida! NEW PHOTOS COMING SOON!

ENTRANCE to your next 20+ acre homestead!

20+ Acres, 1 Pole Barn 30x70, 4 Structures (house included), 1 Connex Shipping Container, 2 power poles and newer well.

7 acres cleared out of 20.64 total acres.

This is 1 of 3 ponds on the property that feed naturally from Bear Creek.

January 2025 Snow! This is 1 of 3 ponds on the property that feed naturally from Bear Creek.

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,604 Lot Size (sq. ft.): 899,078 Status: Under Contract – Taking Backups

Current Price: $250,000 List Date: 8/07/2026 Last Modified: 9/22/2026

Overview

Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS OWNER CONSIDERING SELLER FINANCING! WELCOME to the ultimate 20+ acre natural oasis and homestead located at 11214 Stone Road in Panama City, Florida. Featuring roughly seven cleared acres and multiple acres of planted pines surrounding, two working power poles, and a 2019 pole barn. RV and inventory are negotiable. This property offers a rare setup to live off the land or build your dream home while you live on-site. EXPERIENCE true self-sustainability and privacy in a very rural setting surrounded by 3,000 acres of timber on three sides, featuring exceptional access from either road with double access points on the backside of the property plus a reliable road easement in place, and conveniently positioned roughly 18 miles from Panama City, about 25 miles from Panama City Beach, roughly 20 miles from Tyndall Air Force Base, and about 25 miles from the NSA Navy base, making it an ideal commute for military families l … (Read more) CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS OWNER CONSIDERING SELLER FINANCING! WELCOME to the ultimate 20+ acre natural oasis and homestead located at 11214 Stone Road in Panama City, Florida. Featuring roughly seven cleared acres and multiple acres of planted pines surrounding, two working power poles, and a 2019 pole barn. RV and inventory are negotiable. This property offers a rare setup to live off the land or build your dream home while you live on-site. EXPERIENCE true self-sustainability and privacy in a very rural setting surrounded by 3,000 acres of timber on three sides, featuring exceptional access from either road with double access points on the backside of the property plus a reliable road easement in place, and conveniently positioned roughly 18 miles from Panama City, about 25 miles from Panama City Beach, roughly 20 miles from Tyndall Air Force Base, and about 25 miles from the NSA Navy base, making it an ideal commute for military families looking for space. INDULGE in the breathtaking beauty of three natural ponds fed directly from Bear Creek, fully stocked with bass, brim, catfish, crawfish, and American eels–where you can most certainly paddle board right on the ponds, or clear the Distributary which is a natural channel that takes water out of a main creek and distributes it across the surrounding terrain, to open up your own private kayaking route, while the water also serves as a regular drinking spot for majestic split-tailed kites that nest in the trees every year. DISCOVER unmatched utility independence featuring completely free well water from a deep private well, an extra-large septic tank with 50-foot drain fields, high-speed (Starlink not included) Wi-Fi, a heavy-duty pole barn and workshop with electricity plus storage buildings, and a durable shell driveway built from Stone Road using authentic shells sourced from the 2022 St. Andrew’s shipping dredge. ENJOY magnificent, crystal-clear starry nights stretching across the night sky because this property sits far enough north inland to completely escape the city lights. EXPLORE incredible agricultural and lifestyle potential with flourishing peach trees, fig trees, loquat, wild blackberries, blueberries, and grapes, alongside selective livestock available including ducks, and chickens like Silkies and Frizzles. This can be your Equestrian & Livestock Haven! Bring your horses and cows! The land is primed for pastures, custom-fenced paddocks, and riding trails right out your back door. Timber & Land Potential: Zoned AG-2 (Agriculture/Timberland), offering incredible scale, natural beauty, and endless room to roam! This is an investor’s dream, and the owners welcome New Developers with strategic financing options! Call your favorite realtor for more information today! Buyer to verify all information deemed important.

Listing Details MLS# 793070

Contract Info

List Price/SqFt: 155.86

Location

Area: 05 – Bay County – East
Street #: 11214
Street Name: Stone
Street Suffix: Road
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0515 – Bay East – Bayou George
Subdivision: No Named Subdivision
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 03853-010-000
Elementary School: Waller
Middle School: Merritt Brown
High School: Rutherford
Directions: Heading North on 231, turn Right onto N Bear Creek, go .8 miles, turn right onto Edlee Rd, go 1.6 miles, then turn right onto Stone Rd.
Legal Description: 27 2S 12W -4.1- 202A S1/2 OF SW1/4 OF NW1/4 ORB 3961 P 216

General Property Info

Sub-Type: Mobile/Manufactured
Design: Mobile Home
Apx SqFt(Htd/Cooled): 1604
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 1980
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 20 acres
Acreage: 20.64
Lot Size (SqFt): 899078
Pool: Yes
Pool Type: Private

Status Change Info

Under Contract Date: 2026-08-13

Waterfront Feature

Waterfront Feet: 680

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest
Township: Panama City

More Information

Remarks & Misc

Remarks: CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS OWNER CONSIDERING SELLER FINANCING! WELCOME to the ultimate 20+ acre natural oasis and homestead located at 11214 Stone Road in Panama City, Florida. Featuring roughly seven cleared acres and multiple acres of planted pines surrounding, two working power poles, and a 2019 pole barn. RV and inventory are negotiable. This property offers a rare setup to live off the land or build your dream home while you live on-site. EXPERIENCE true self-sustainability and privacy in a very rural setting surrounded by 3,000 acres of timber on three sides, featuring exceptional access from either road with double access points on the backside of the property plus a reliable road easement in place, and conveniently positioned roughly 18 miles from Panama City, about 25 miles from Panama City Beach, roughly 20 miles from Tyndall Air Force Base, and about 25 miles from the NSA Navy base, making it an ideal commute for military families looking for space. INDULGE in the breathtaking beauty of three natural ponds fed directly from Bear Creek, fully stocked with bass, brim, catfish, crawfish, and American eels–where you can most certainly paddle board right on the ponds, or clear the Distributary which is a natural channel that takes water out of a main creek and distributes it across the surrounding terrain, to open up your own private kayaking route, while the water also serves as a regular drinking spot for majestic split-tailed kites that nest in the trees every year. DISCOVER unmatched utility independence featuring completely free well water from a deep private well, an extra-large septic tank with 50-foot drain fields, high-speed (Starlink not included) Wi-Fi, a heavy-duty pole barn and workshop with electricity plus storage buildings, and a durable shell driveway built from Stone Road using authentic shells sourced from the 2022 St. Andrew's shipping dredge. ENJOY magnificent, crystal-clear starry nights stretching across the night sky because this property sits far enough north inland to completely escape the city lights. EXPLORE incredible agricultural and lifestyle potential with flourishing peach trees, fig trees, loquat, wild blackberries, blueberries, and grapes, alongside selective livestock available including ducks, and chickens like Silkies and Frizzles. This can be your Equestrian & Livestock Haven! Bring your horses and cows! The land is primed for pastures, custom-fenced paddocks, and riding trails right out your back door. Timber & Land Potential: Zoned AG-2 (Agriculture/Timberland), offering incredible scale, natural beauty, and endless room to roam! This is an investor's dream, and the owners welcome New Developers with strategic financing options! Call your favorite realtor for more information today! Buyer to verify all information deemed important.

Other

First: Yes

Pool Features

Above Ground: Yes

Exterior

Deck Open: Yes
Fenced Back Yard: Yes
Fenced Chain Link: Yes
Fenced Lot-Part: Yes
Fire Pit: Yes
Fireplace: Yes
Patio Covered: Yes
Porch Covered: Yes

Farm Info

Additional House(s): Yes
Barn – Other: Yes
Pond: Yes
Timber: Yes
Wooded: Yes

Other Structures

Barn(s): Yes
Greenhouse: Yes
Kennel/Dog Run: Yes
Pole Barn: Yes
RV/Boat Storage: Yes
Shed(s): Yes
Workshop: Yes

Financing

Cash: Yes
Seller Financing: Yes
Other: Yes

Furnished

Negotiable: Yes

Lot Features

Agricultural: Yes
Build To Suit: Yes
Cul-De-Sac: Yes
Dead End: Yes
Deeded Access Water: Yes
Easements: Yes
UnRec Subdiv: Yes
Water Rights: Yes
Waterfront: Yes
Wetlands: Yes
Wooded: Yes

Lot Access

Gated Access: Yes
Dirt/Clay Road: Yes
Gravel/Oyster Shell: Yes

Parking Features

Additional Parking: Yes
Detached: Yes
Gated: Yes
Other – See Remarks: Yes
Oversized: Yes
Parking Lot: Yes
RV Access/Parking: Yes
RV – Carport: Yes
Unpaved: Yes

Present Zoning

Agriculture: Yes
Horses Allowed: Yes
Other – See Remarks: Yes

Rooms

Other: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Private Well: Yes
Septic Tank: Yes
Other – See Remarks: Yes

Waterview

Other – See Remarks: Yes

Sale Type

As Is: Yes
Other – See Remarks: Yes

Waterfront Type

Other: Yes
See Remarks: Yes

Cooling

Wall Unit(s): Yes

Property Features

Cooling: Wall Unit(s) Exterior: Deck Open; Fenced Back Yard; Fenced Chain Link; Fenced Lot-Part; Fire Pit; Fireplace; Patio Covered; Porch Covered Farm Info: Additional House(s); Barn – Other; Pond; Timber; Wooded Financing: Cash; Seller Financing; Other Furnished: Negotiable Lot Features: Agricultural; Build To Suit; Cul-De-Sac; Dead End; Deeded Access Water; Easements; UnRec Subdiv; Water Rights; Waterfront; Wetlands; Wooded Lot Access: Dirt/Clay Road; Gated Access; Gravel/Oyster Shell Other: First Pool Features: Above Ground Parking Features: Additional Parking; Detached; Gated; Other – See Remarks; Oversized; Parking Lot; RV Access/Parking; RV – Carport; Unpaved Other Structures: Barn(s); Greenhouse; Kennel/Dog Run; Pole Barn; RV/Boat Storage; Shed(s); Workshop Rooms: Other Sale Type: As Is; Other – See Remarks Showing: ShowingTime Utilities: Electricity – Connected; Private Well; Septic Tank; Other – See Remarks Waterfront Type: Other; See Remarks Waterview: Other – See Remarks Present Zoning: Agriculture; Horses Allowed; Other – See Remarks

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Other	First	24 x 18	24.00	18.00	APROXIMATE – BAYPA.NET
Other	First	23 x 18	23.00	18.00	APROXIMATE – BAYPA.NET
Other	First	10 x 56	10.00	56.00	APROXIMATE – BAYPA.NET

Listing Office: CENTURY 21 Ryan Realty Inc

Last Updated: September – 22 – 2026

Information deemed reliable but not guaranteed.