116 Smugglers Cove Court, Panama City Beach, FL 32413
$949,000
Property Type:
Residential
Bedrooms:
5
Baths:
4
Square Footage:
2,822
Lot Size (sq. ft.):
37,462
Status:
Active
Current Price:
$949,000
List Date:
2/17/2026
Last Modified:
2/17/2026
Description
Significant Price Improvement. Experience coastal living at exceptional value. This is a great opportunity!
Your One-of-a-Kind Beach Retreat-Steps from the Gulf.
Welcome to this stunning, fully furnished beach house just few steps from the Gulf of America. Designed with comfort, elegance and durability in mind, this home offers a rare combination of coastal charm and high end features. Relax on any of the multiple balconies where you can feel the ocean breeze and soak in views of the Gulf and nearby lake. The third floor balcony offers the best of both worlds-gorgeous water views in every direction. Inside, the owner’s impeccable taste is evident in every detail. Hurricane proof windows rated to withstand up to 155 mph provide peace of mind, while front-facing windows and transoms are tinted for added privacy and comfort. A private elevator accommodates up to 4 people (1000 lbs), making every level of the home easily accessible.
The open-concept living areas feature crown molding thoughout, rich bamboo wood floors, and tile in the kitchen and bathrooms. The gourmet kitchen boasts granite countertops, abundant cabinetry, and stainless steel appliances, while each bathroom also features elegant granite finishes. Special touches include a central vacuum system for convenience, a tankless water heater for energy savings, and a split garage with ample space for tools and storage. The inviting living room offers an electric fireplace-perfect for cozy nights in.
The first floor bedroom serves beautifully as a private mother-in-law suite, providing flexibility for guests or extended family.
This home is a perfect blend of style, comfort and strength, a true coastal gem ready for its next chapter.
Please schedule your private showing on this one of a kind property now!
More Information MLS# 777615
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 400
HOA Frequency: Annually
HOA Annual Amount: 400
New Buyer Fee: No
Last Taxes: 4245
Last Tax Year: 2024
Brokerage Interest: No Interest
Section: 13
Township: 3S
Range: 17W
Condo Doc: No
Contract Info
List Price/SqFt: 336.29
Status: Active
List Date: 2025-08-14
List Price: $949,000
Current Price: $949,000
Location
Sub Area: 0324 – Beach – West Central
Community/Resort: None
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Front Beach Rd E to N Carribean Way, pass Mcguires Restaurant, right and left onto Smugglers Cove Ct. House is on the right near the cul de sac.
Area: 03 – Bay County – Beach
Street #: 116
Street Name: Smugglers Cove
Street Suffix: Court
State: FL
Zip Code: 32413
County: Bay
Subdivision: Lakes At Summer Breeze
Parcel ID: 38333-050-554
Legal Description: LAKES AT SUMMER BREEZE 21A1 LOT 4 BLK E ORB 4423 P 620
General Property Info
Acreage: 0.86
Design: Beach House
Lot Size (SqFt): 37462
Apx SqFt(Htd/Cooled): 2822
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: An Appraiser
# of Stories in Building: 3
Lot Dimensions: 60×63
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 5
Full Baths: 4
Total Baths: 4
Year Built: 2004
Remarks & Misc
Remarks: Significant Price Improvement. Experience coastal living at exceptional value. This is a great opportunity!
Your One-of-a-Kind Beach Retreat-Steps from the Gulf.
Welcome to this stunning, fully furnished beach house just few steps from the Gulf of America. Designed with comfort, elegance and durability in mind, this home offers a rare combination of coastal charm and high end features. Relax on any of the multiple balconies where you can feel the ocean breeze and soak in views of the Gulf and nearby lake. The third floor balcony offers the best of both worlds-gorgeous water views in every direction. Inside, the owner’s impeccable taste is evident in every detail. Hurricane proof windows rated to withstand up to 155 mph provide peace of mind, while front-facing windows and transoms are tinted for added privacy and comfort. A private elevator accommodates up to 4 people (1000 lbs), making every level of the home easily accessible.
The open-concept living areas feature crown molding thoughout, rich bamboo wood floors, and tile in the kitchen and bathrooms. The gourmet kitchen boasts granite countertops, abundant cabinetry, and stainless steel appliances, while each bathroom also features elegant granite finishes. Special touches include a central vacuum system for convenience, a tankless water heater for energy savings, and a split garage with ample space for tools and storage. The inviting living room offers an electric fireplace-perfect for cozy nights in.
The first floor bedroom serves beautifully as a private mother-in-law suite, providing flexibility for guests or extended family.
This home is a perfect blend of style, comfort and strength, a true coastal gem ready for its next chapter.
Please schedule your private showing on this one of a kind property now!
Appliances
Cooktop – Electric: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven – Electric: 1
Range – Electric: 1
Range Hood: 1
Refrigerator: 1
Washer: 1
Water Heater – Electric: 1
Water Heater – Tankless: 1
Wine Refrigerator: 1
Interior Features
Ceiling – Crwn Molding: 1
Ceiling – Vaulted: 1
Central Vacuum: 1
Elevator: 1
Fireplace: 1
Floor – Hardwood: 1
Floor – Tile: 1
Pantry: 1
Security System: 1
Stairs: 1
Window – Treatment All: 1
Construction/Siding
Foundation – Slab on Grade: 1
Wood/Frame: 1
Roof – Metal: 1
Siding – Hardie Board: 1
Exterior
Balcony: 1
Fenced Lot-Part: 1
Fireplace: 1
Tinted Windows: 1
Association Fees Include
Accounting: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Furnished: 1
Lot Features
Cul-De-Sac: 1
Near Beach Access: 1
Within 1/2 Mile to Water: 1
Lot Access
Paved Road: 1
Parking Features
Garage Attached: 1
Garage Door Opener: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed Sitting Area: 1
MBed Waterfront: 1
See Remarks: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Other – See Remarks: 1
Rooms
Bedroom: 1
Master Bedroom: 1
Utilities
TV Cable: 1
Electricity – Connected: 1
Garbage: 1
Natural Gas – Connected: 1
Internet – Broadband Available: 1
Public Sewer – Connected: 1
Public Water – Connected: 1
Waterview
Gulf: 1
Lake: 1
Sale Type
As Is: 1
Master Bedroom
Third: 1
Bedroom
First: 1
Second: 1
Third: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Electric: 1
Fireplace – Electric: 1
Property Features
Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Range – Electric; Range Hood; Refrigerator; Washer; Water Heater – Electric; Water Heater – Tankless; Wine Refrigerator
Master Bedroom: Third
Bedroom: First; Second; Third
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Electric; Fireplace – Electric
Exterior: Balcony; Fenced Lot-Part; Fireplace; Tinted Windows
Association Fees Include: Accounting
Financing: Cash; Conventional; FHA; VA
Furnished: Furnished
Lot Features: Cul-De-Sac; Near Beach Access; Within 1/2 Mile to Water
Lot Access: Paved Road
Parking Features: Garage Attached; Garage Door Opener
Association Amenities: Other – See Remarks
Rooms: Bedroom; Master Bedroom
Sale Type: As Is
Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected
Waterview: Gulf; Lake
Present Zoning: Resid Single Family
Room Information
Master Bedroom
Level: Third
Dimensions: 12 x 12
Length: 12.00
Width: 12.00
Dimensions: 12 x 12
Remarks: Spacious Master Bedroom with its own balcony over looking the gulf and the lakes.
Bedroom
Level: Third
Dimensions: 11 x 12
Length: 11.00
Width: 12.00
Dimensions: 11 x 12
Bedroom
Level: Third
Dimensions: 11 x 12
Length: 11.00
Width: 12.00
Dimensions: 11 x 12
Bedroom
Level: First
Dimensions: 11 x 10
Length: 11.00
Width: 10.00
Dimensions: 11 x 10
Remarks: Ground Floor bedroom that can be used as a mother in law room.
Bedroom
Level: Second
Dimensions: 11 x 10
Length: 11.00
Width: 10.00
Dimensions: 11 x 10
Listing Office:
Better Homes and Gardens Coast Properties
Last Updated: February – 17 – 2026
Information deemed reliable but not guaranteed.