117 Cindy Lane, Panama City Beach, FL 32407

$244,900
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 972 Status: Active
Current Price: $244,900 List Date: 3/10/2026 Last Modified: 7/08/2026

Overview

Description

HUGE PRICE DROP. Beach Life, Rental Income & Incredible Value — All in One! Fully furnished and truly rental-ready, this beautifully maintained unit is just a 5-minute walk to the beach, offering the perfect blend of comfort, convenience, and coastal charm. With two assigned parking spaces right at your door, everyday convenience comes easy. Major updates include a tankless water heater and a new HVAC system installed at the end of 2024, providing peace of mind and long-term value. Exceptionally cared for, this property presents a rare opportunity to own a move-in-ready beach retreat in one of Panama City Beach’s most sought-after communities. Low HOA fees include an impressive array of amenities: 11 pools (5 heated), pickleball courts, shuffleboard, tennis courts, mini golf, fitness center, playground, waterfront restaurant and pool, Wi-Fi, pest control, termite bond, trash service, grounds maintenance, property patrol, gated entry, and more.

Listing Details MLS# 786590

Contract Info

List Price/SqFt
251.95

Location

Area
03 – Bay County – Beach
Street #
117
Street Name
Cindy
Street Suffix
Lane
State
FL
Zip Code
32407
County
Bay
Sub Area
0320 – Beach – Middle Central
Subdivision
Gulf Highlands Beach Resort
Community/Resort
Gulf Highlands Beach Resort/Condos
Waterfront
No
Parcel ID
34797-101-008
Elementary School
Hutchison Beach
Middle School
Surfside
High School
Arnold
Directions
Go through gate and turn right to Cindy Ln.
Legal Description
GULF HIGHLANDS BEACH RESORT UNRECORDED LOT 30 BLK D ORB 4394 P 862

General Property Info

Sub-Type
Attached Single Unit
Design
Townhome
Apx SqFt(Htd/Cooled)
972
SqFt Source
Prop App Site
Full Baths
Yes
Half Baths
Yes
Total Baths
2
Year Built
1985
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Lot Dimensions
18×82
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
1122.14
HOA Frequency
Quarterly
HOA Annual Amount
4488.56
New Buyer Fee
Yes
New Buyer Fee Amt
150
New Buyer Fee Paid
$
Brokerage Interest
No Interest
As Is
Yes

Remarks & Misc

Remarks
HUGE PRICE DROP. Beach Life, Rental Income & Incredible Value — All in One! Fully furnished and truly rental-ready, this beautifully maintained unit is just a 5-minute walk to the beach, offering the perfect blend of comfort, convenience, and coastal charm. With two assigned parking spaces right at your door, everyday convenience comes easy. Major updates include a tankless water heater and a new HVAC system installed at the end of 2024, providing peace of mind and long-term value. Exceptionally cared for, this property presents a rare opportunity to own a move-in-ready beach retreat in one of Panama City Beach's most sought-after communities. Low HOA fees include an impressive array of amenities: 11 pools (5 heated), pickleball courts, shuffleboard, tennis courts, mini golf, fitness center, playground, waterfront restaurant and pool, Wi-Fi, pest control, termite bond, trash service, grounds maintenance, property patrol, gated entry, and more.

Association Fees Include

Gated Community
Yes
Pool
Yes
Security
Yes

More Information

Furnished

Furnished
Yes

Rooms

Bedroom
Yes
Primary Bedroom
Yes

Utilities

Electricity – Connected
Yes
Public Water – Connected
Yes

Primary Bedroom

Second
Yes

Bedroom

Second
Yes

Property Features

Primary Bedroom: Second Bedroom: Second Association Fees Include: Gated Community; Pool; Security Furnished: Furnished Rooms: Bedroom; Primary Bedroom Utilities: Electricity – Connected; Public Water – Connected

Room Information

Room Name Level Dimensions Length Width
Primary Bedroom Second 13 x 12 13.00 12.00
Bedroom Second 12 x 11 12.00 11.00
Listing Office: Beachy Beach Real Estate
Last Updated: July – 08 – 2026
Information deemed reliable but not guaranteed.