117 Fossil Falls, Panama City Beach, FL 32407 (MLS# 796025)

117 Fossil Falls, Panama City Beach, FL 32407

New Listing

$350,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,093 Lot Size (sq. ft.): 4,356 Status: Active

Current Price: $350,000 List Date: 9/30/2026 Last Modified: 9/30/2026

Overview

Description

Best lot in the community of Waterfall, where comfort meets coastal charm! Sitting on the banks of a sweet community lake, you'll love this location — close to the beach, eateries, shopping, and great schools — and right next to a natural conservation area. This thoughtfully designed two-story townhome offers over 2,000sf of livable space with 3 bedrooms and 2.5 baths. The desirable end unit position gives extra windows and light on that entire side of the house. An open concept main level connects the living, dining and kitchen areas with surprising spaciousness enhanced by high ceilings. French doors lead to an open-air patio, fenced backyard, serene community lake, and sunsets over the tranquil nature preserve. You will find the full kitchen has a breakfast bar, lots of cabinets, walk-in pantry, and dining area. A half bath on the main level adds everyday convenience. The oversized 1-car garage has shelving for storage and an extra side-by-side refrigerator so your kitchen one rem … (Read more) Best lot in the community of Waterfall, where comfort meets coastal charm! Sitting on the banks of a sweet community lake, you’ll love this location — close to the beach, eateries, shopping, and great schools — and right next to a natural conservation area. This thoughtfully designed two-story townhome offers over 2,000sf of livable space with 3 bedrooms and 2.5 baths. The desirable end unit position gives extra windows and light on that entire side of the house. An open concept main level connects the living, dining and kitchen areas with surprising spaciousness enhanced by high ceilings. French doors lead to an open-air patio, fenced backyard, serene community lake, and sunsets over the tranquil nature preserve. You will find the full kitchen has a breakfast bar, lots of cabinets, walk-in pantry, and dining area. A half bath on the main level adds everyday convenience. The oversized 1-car garage has shelving for storage and an extra side-by-side refrigerator so your kitchen one remains easily organized. Moving to the second level you will find a split bedroom floor plan with two of them showing off incredible views over the adjacent forested lands. The large owner’s suite overlooks the small lake, has its own bathroom and generous walk-in closet. The two additional bedrooms share a full bathroom with a shower/tub combo and one has a walk-in closet. For added convenience, the laundry room is upstairs by the bedrooms and comes complete with a full-size washer and dryer. The stacked stone accents and covered front entry make for nice curb appeal. Waterfall has a beautiful neighborhood pool in the midst of the woods, underground utilities, and sidewalks so pet friendly. Panama City Beach is a lifestyle that blends relaxation with adventure — where every day feels a little like vacation with a sense of community. Whether you’re looking for a primary residence, second-home getaway, or a long-term rental investment opportunity, this property is what you are looking for. Call today for your private tour!

Listing Details MLS# 796025

Contract Info

List Price/SqFt: 167.22

Location

Area: 03 – Bay County – Beach
Street #: 117
Street Name: Fossil
Street Suffix: Falls
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0321 – Beach – North Central
Subdivision: Waterfall Phase I
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 34025-136-000
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Just north of PCB Pkwy at Alf Coleman across from Arnold High School. After roundabout at pool, take 2nd left, 1st right. 117 on left at end of road next to conservation area. Park in driveway or in one of the two guest spots.
Legal Description: WATERFALL PHASE I LOT 36 ORB 4217 P 2260

General Property Info

Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 2093
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 2
Accessory Dwelling Unit: No
Year Built: 2018
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: Yes
Driveway Spaces: 2
Lot Dimensions: 42.0 ft x 107.0 ft
Acreage: 0.1
Lot Size (SqFt): 4356
Pool: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 285
HOA Frequency: Monthly
HOA Annual Amount: 3420
New Buyer Fee: Yes
New Buyer Fee Amt: 855
New Buyer Fee Paid: $
Last Taxes: 3109
Last Tax Year: 2026
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Best lot in the community of Waterfall, where comfort meets coastal charm! Sitting on the banks of a sweet community lake, you'll love this location — close to the beach, eateries, shopping, and great schools — and right next to a natural conservation area. This thoughtfully designed two-story townhome offers over 2,000sf of livable space with 3 bedrooms and 2.5 baths. The desirable end unit position gives extra windows and light on that entire side of the house. An open concept main level connects the living, dining and kitchen areas with surprising spaciousness enhanced by high ceilings. French doors lead to an open-air patio, fenced backyard, serene community lake, and sunsets over the tranquil nature preserve. You will find the full kitchen has a breakfast bar, lots of cabinets, walk-in pantry, and dining area. A half bath on the main level adds everyday convenience. The oversized 1-car garage has shelving for storage and an extra side-by-side refrigerator so your kitchen one remains easily organized. Moving to the second level you will find a split bedroom floor plan with two of them showing off incredible views over the adjacent forested lands. The large owner's suite overlooks the small lake, has its own bathroom and generous walk-in closet. The two additional bedrooms share a full bathroom with a shower/tub combo and one has a walk-in closet. For added convenience, the laundry room is upstairs by the bedrooms and comes complete with a full-size washer and dryer. The stacked stone accents and covered front entry make for nice curb appeal. Waterfall has a beautiful neighborhood pool in the midst of the woods, underground utilities, and sidewalks so pet friendly. Panama City Beach is a lifestyle that blends relaxation with adventure — where every day feels a little like vacation with a sense of community. Whether you're looking for a primary residence, second-home getaway, or a long-term rental investment opportunity, this property is what you are looking for. Call today for your private tour!

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes

More Information

Interior Features

Breakfast Bar: Yes
Floor – Vinyl Plank: Yes
Lighting – Recessed: Yes
Pantry: Yes
Split Bedroom: Yes
Stairs: Yes
Window – Treatment Some: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Dimensional Shg: Yes
Siding – Hardie Board: Yes
Trim – Hardie Board: Yes

Exterior

Fenced Back Yard: Yes
Patio Open: Yes
Storm Doors: Yes
Storm Windows: Yes
Tinted Windows: Yes

Association Fees Include

Ground Keeping: Yes
Pool: Yes
Sewer: Yes
Trash Disposal: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Covenants & Rescrictions: Yes
Dead End: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes
Wooded: Yes

Present Zoning

Resid Multi-Family: Yes

Association Amenities

Fishing: Yes
Pool: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Full Bathroom: Yes
Kitchen: Yes
Living Room: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Waterview

Lake: Yes

Sale Type

As Is: Yes

Full Bathroom

Second: Yes

Waterfront Type

Lakefront: Yes

Primary Bedroom

Second: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Electric: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBed Walk-in Closet: Yes
MBed Waterfront: Yes

Primary Bathroom

Second: Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Range – Electric; Refrigerator; Washer; Water Heater – Electric Full Bathroom: Second Primary Bedroom: Second Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Electric Exterior: Fenced Back Yard; Patio Open; Storm Doors; Storm Windows; Tinted Windows Association Fees Include: Ground Keeping; Pool; Sewer; Trash Disposal; Water Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Floor – Carpet Kitchen: First Living Room: First Lot Features: Covenants & Rescrictions; Dead End; Waterfront; Within 1/2 Mile to Water; Wooded Primary Bathroom: Second Association Amenities: Fishing; Pool; Sidewalks Rooms: Bedroom; Full Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected; Underground Utilities Waterfront Type: Lakefront Waterview: Lake Present Zoning: Resid Multi-Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	20 x 17	20.00	17.00	Living+Dining
Kitchen	First	11 x 8	11.00	8.00	Breakfast Bar
Primary Bedroom	Second	14 x 18	14.00	18.00	Pond View, Walk-in Closet
Primary Bathroom	Second	20 x 12	20.00	12.00	Toity room, Separate Shower
Bedroom	Second	11 x 12	11.00	12.00	Conservation View
Bedroom	Second	10 x 12	10.00	12.00	Walk in Closet
Full Bathroom	Second	11 x 10	11.00	10.00

Listing Office: Counts Real Estate Group Inc

Last Updated: September – 30 – 2026

Information deemed reliable but not guaranteed.