118 Gardenia Street, Panama City Beach, FL 32407 (MLS# 793885)

118 Gardenia Street, Panama City Beach, FL 32407

New Listing

$378,800

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,368 Lot Size (sq. ft.): 3,920 Status: Active

Current Price: $378,800 List Date: 8/12/2026 Last Modified: 8/12/2026

Overview

Description

Just half a mile from public beach access and the white-sand beaches, this 3-bedroom, 2-bath home puts the best of the beach lifestyle just around the corner! Start the morning walking, biking, or golf-carting to a local coffee shop and a walk along the beach, and come home to a comfortable, spacious layout designed for everyday living. Inside, 9-foot ceilings, crown molding throughout, abundant natural light and decorative wainscoting add character from the moment you walk in. The open living area offers plenty of room to gather, with space for an additional dining area, while the charming breakfast nook creates its own sunny spot for morning coffee or casual meals. The kitchen opens to the main living space and features generous cabinetry, ample counter space and stainless steel appliances. The home's coastal-inspired color palette gives it plenty of personality, while also offering an easy opportunity for a new owner to make the space completely their own with simple cosmetic … (Read more)

Listing Details MLS# 793885

Contract Info

List Price/SqFt: 276.9

Location

Area: 03 – Bay County – Beach
Street #: 118
Street Name: Gardenia
Street Suffix: Street
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Gardenia Beach
Community/Resort: None
Waterfront: No
Parcel ID: 34479-600-019
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From Hathaway Bridge, travel west on Hwy 98/Panama City Beach Parkway. Turn left onto Gardenia Street. Continue south on Gardenia Street; 118 Gardenia St will be on the right.
Legal Description: GARDENIA BEACH LOT 19 ORB 4749 P 501

General Property Info

Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 1368
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 2008
Immediate Occupancy: No
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 40 x 100
Acreage: 0.09
Lot Size (SqFt): 3920
Pool: No

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: No
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 2303.43
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: No

Remarks & Misc

Remarks: Just half a mile from public beach access and the white-sand beaches, this 3-bedroom, 2-bath home puts the best of the beach lifestyle just around the corner! Start the morning walking, biking, or golf-carting to a local coffee shop and a walk along the beach, and come home to a comfortable, spacious layout designed for everyday living. Inside, 9-foot ceilings, crown molding throughout, abundant natural light and decorative wainscoting add character from the moment you walk in. The open living area offers plenty of room to gather, with space for an additional dining area, while the charming breakfast nook creates its own sunny spot for morning coffee or casual meals. The kitchen opens to the main living space and features generous cabinetry, ample counter space and stainless steel appliances. The home's coastal-inspired color palette gives it plenty of personality, while also offering an easy opportunity for a new owner to make the space completely their own with simple cosmetic updates and finishes that fit their style. The primary suite includes a bathroom with separate soaking tub and shower, and two additional bedrooms provide flexibility for guests, family, a home office, or hobby space. Outside, enjoy a quiet, fenced backyard with a covered porch for relaxing, grilling, or entertaining, and an irrigation system to help maintain the yard. A whole-house water filtration system adds even more benefit! Residents also have access to a shared residential space, offering a convenient area commonly used for overflow parking and recreational vehicles*. Conveniently located near Hutchison Beach Elementary, Surfside Middle School, and Arnold High School, the home is also just minutes from Pier Park shopping, dining, and entertainment. 118 Gardenia makes it easy to enjoy the best of Panama City Beach while still having the space and comfort of a full-time home! *Buyer to verify permitted uses.

Breakfast Room

First: Yes

More Information

Dining Room

First: Yes

Great Room

First: Yes

Laundry

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Water Heater – Electric: Yes
Water Purifier – Owned: Yes
Water Softener – Owned: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Lighting – Recessed: Yes
Split Bedroom: Yes
Window – Treatment None: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Siding – Stucco: Yes

Exterior

Fenced Back Yard: Yes
Fenced Privacy: Yes
Porch Covered: Yes
Sprinkler System: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Ceiling – Tray: Yes

Kitchen

First: Yes

Lot Features

Cleared: Yes
Covenants & Rescrictions: Yes
Easements: Yes
Interior Lot: Yes
Near Beach Access: Yes
Subdivision – Recorded: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Present Zoning

Resid Single Family: Yes

Rooms

Bedroom: Yes
Breakfast Room: Yes
Dining Room: Yes
Full Bathroom: Yes
Great Room: Yes
Kitchen: Yes
Laundry: Yes
Primary Bathroom: Yes
Primary Bedroom: Yes

Utilities

Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Full Bathroom

First: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes
Electric: Yes

Primary Bdrm/Primary Bath

MBath Separate Shwr: Yes
MBath Tub – Soaking: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes

Primary Bathroom

First: Yes

Security Features

Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Range – Electric; Refrigerator; Water Heater – Electric; Water Purifier – Owned; Water Softener – Owned Full Bathroom: First Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central; Electric Exterior: Fenced Back Yard; Fenced Privacy; Porch Covered; Sprinkler System Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Ceiling – Tray Kitchen: First Lot Features: Cleared; Covenants & Rescrictions; Easements; Interior Lot; Near Beach Access; Subdivision – Recorded; Within 1/2 Mile to Water Lot Access: Paved Road Breakfast Room: First Primary Bathroom: First Dining Room: First Great Room: First Laundry: First Security Features: Smoke Detector(s) Parking Features: Driveway; Garage Attached Rooms: Bedroom; Breakfast Room; Dining Room; Full Bathroom; Great Room; Kitchen; Laundry; Primary Bathroom; Primary Bedroom Sale Type: As Is Utilities: Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Kitchen	First	11 x 9	11.00	9.00
Breakfast Room	First	9 x 8	9.00	8.00
Dining Room	First	7 x 13	7.00	13.00
Great Room	First	19 x 13	19.00	13.00
Primary Bedroom	First	14 x 12	14.00	12.00
Bedroom	First	10 x 10	10.00	10.00
Bedroom	First	10 x 10	10.00	10.00
Primary Bathroom	First	11 x 8	11.00	8.00
Full Bathroom	First	8 x 6	8.00	6.00
Laundry	First	6 x 6	6.00	6.00

Listing Office: eXp Realty LLC

Last Updated: August – 12 – 2026

Information deemed reliable but not guaranteed.