118 N Gayle Avenue, Panama City, FL 32401 (MLS# 796271)

118 N Gayle Avenue, Panama City, FL 32401

New Listing

$324,900

all_floors_118_north_gayle_avenue_panama

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,546 Lot Size (sq. ft.): 10,454 Status: Active

Current Price: $324,900 List Date: 10/05/2026 Last Modified: 10/05/2026

Overview

Description

Welcome to this beautifully remodeled 3 bedroom, 2 bath home in the highly desirable Cove neighborhood of Panama City, Florida. Originally built in 1950, this charming home beautifully blends timeless character with thoughtful modern updates. Inside, you'll find original hardwood floors, beautiful architectural details, and charm, paired with a fresh, fully remodeled interior. The brand new primary bathroom offers a beautiful modern retreat, while the spacious layout provides plenty of room for everyday living and entertaining. Step outside and you'll fall in love with the huge backyard, framed by beautiful mature trees that provide shade, privacy, and a picturesque setting. There's plenty of space to create your own outdoor oasis, garden, entertain, or simply enjoy the peaceful surroundings. Located in The Cove, this home offers convenient access to downtown Panama City, local restaurants, shopping, parks, and the waterfront. If you're looking for a home with history, character, mod … (Read more)

Listing Details MLS# 796271

Contract Info

List Price/SqFt: 210.16

Location

Area: 02 – Bay County – Central
Street #: 118
Street Direction: N
Street Name: Gayle
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Cove Terrace
Community/Resort: Bunkers Cove
Waterfront: No
Parcel ID: 21851-000-000
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: Heading south on Hwy 77 into the cove turn left on to Cherry St. continue 3 roads past Merriam Cherry St. Elementary School taking a left on to Gayle Ave. N. House is on the right.
Legal Description: COVE TERRACE 1ST ADD. LOT 24 BLK 94 ORB 4389 P 883

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 1546
SqFt Source: An Appraiser
Full Baths: 2
Total Baths: 2
Accessory Dwelling Unit: No
Year Built: 1950
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 75.0 ft x 140.0 ft
Acreage: 0.24
Lot Size (SqFt): 10454
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Taxes: 2063.42
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Welcome to this beautifully remodeled 3 bedroom, 2 bath home in the highly desirable Cove neighborhood of Panama City, Florida. Originally built in 1950, this charming home beautifully blends timeless character with thoughtful modern updates. Inside, you'll find original hardwood floors, beautiful architectural details, and charm, paired with a fresh, fully remodeled interior. The brand new primary bathroom offers a beautiful modern retreat, while the spacious layout provides plenty of room for everyday living and entertaining. Step outside and you'll fall in love with the huge backyard, framed by beautiful mature trees that provide shade, privacy, and a picturesque setting. There's plenty of space to create your own outdoor oasis, garden, entertain, or simply enjoy the peaceful surroundings. Located in The Cove, this home offers convenient access to downtown Panama City, local restaurants, shopping, parks, and the waterfront. If you're looking for a home with history, character, modern updates, and an incredible location, this one is truly special.

Appliances

Cooktop – Electric: Yes
Oven – Electric: Yes
Refrigerator: Yes

More Information

Interior Features

Bookcases: Yes
Floor – Hardwood: Yes
Lighting – Recessed: Yes
Window – Treatment All: Yes

Construction/Siding

Roof – Metal: Yes
Siding – Hardie Board: Yes

Exterior

Deck Open: Yes
Fenced Back Yard: Yes
Fenced Privacy: Yes

Other Structures

Shed(s): Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Lot Features

Near Public Boat Ramp: Yes

Lot Access

Alley: Yes
City Street: Yes

Parking Features

Driveway: Yes

Rooms

Bedroom: Yes
Primary Bedroom: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes

Primary Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes

Property Features

Appliances: Cooktop – Electric; Oven – Electric; Refrigerator Primary Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air Heating: Central Exterior: Deck Open; Fenced Back Yard; Fenced Privacy Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Lot Features: Near Public Boat Ramp Lot Access: Alley; City Street Parking Features: Driveway Other Structures: Shed(s) Rooms: Bedroom; Primary Bedroom Utilities: Electricity – Connected; Public Sewer – Connected

Room Information

Room Name	Level	Dimensions	Length	Width
Primary Bedroom	First	20 x 11	20.00	11.00
Bedroom	First	17 x 13	17.00	13.00
Bedroom	First	11 x 9	11.00	9.00

Listing Office: CENTURY 21 Commander Realty

Last Updated: October – 05 – 2026

Information deemed reliable but not guaranteed.