120 Covington Street, Panama City Beach, FL 32413
$674,800
Property Type:
Residential
Bedrooms:
3
Baths:
2
Square Footage:
2,002
Lot Size (sq. ft.):
13,700
Status:
Active
Current Price:
$674,800
List Date:
4/14/2026
Last Modified:
7/06/2026
Listing Details MLS# 788323
Contract Info
- List Price/SqFt
- 337.06
Location
- Area
- 03 – Bay County – Beach
- Street #
- 120
- Street Name
- Covington
- Street Suffix
- Street
- State
- FL
- Zip Code
- 32413
- County
- Bay
- Sub Area
- 0321 – Beach – North Central
- Subdivision
- Palmetto Trace Phase 1
- Community/Resort
- None
- Waterfront
- No
- Parcel ID
- 32738-520-000
- Elementary School
- Hutchison Beach
- Middle School
- Surfside
- High School
- Arnold
- Directions
- Heading east, pass Pier Park and turn north on Cambridge Blvd. Take 2nd right onto Covington St. Home is on the left.
- Legal Description
- PALMETTO TRACE PH 1 37C LOT 20 ORB 4613 P 1260
General Property Info
- Sub-Type
- Detached Single Family
- Design
- Patio Home
- Apx SqFt(Htd/Cooled)
- 2002
- SqFt Source
- Prop App Site
- Full Baths
- 2
- Total Baths
- 2
- Year Built
- 2002
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- Yes
- Garage Spaces
- 2
- Lot Dimensions
- 112x134x60x125
- Acreage
- 0.31
- Lot Size (SqFt)
- 13700
- Pool
- Yes
- Pool Type
- Private
Listing Info, Tax and Legal
- Homestead
- Yes
- HOA Fee
- Yes
- HOA Amount
- 249
- HOA Frequency
- Quarterly
- HOA Annual Amount
- 996
- New Buyer Fee
- Yes
- New Buyer Fee Amt
- 0.5
- Last Taxes
- 3231
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
- As Is
- No
Remarks & Misc
- Remarks
- This impeccably maintained residence in Panama City Beach offers a rare opportunity to secure a quiet, residential lifestyle in an established, non-short-term rental community. Situated less than one mile from the Gulf of America and directly across from the premier dining and entertainment of Pier Park, this home combines convenience with luxury. The interior has undergone a comprehensive refresh, featuring crown molding, neutral paint, and a blend of high-quality vinyl plank flooring and premium carpeting installed in 2022. The chef-inspired kitchen is equipped with a 2023 appliance suite, while the primary bath, updated in 2023, features modern vanities, custom lighting, and a skylight. Outdoor living is elevated by a resort-style, heated and cooled gunite saltwater pool with a waterfall, complemented by professional landscaping and new fencing. Enhanced by a 2021 roof, spray foam insulation, and fabric hurricane shutters, this turnkey property offers exceptional utility efficiency and peace of mind.
Office
- First
- Yes
More Information
Pool Features
- Gunite Concrete
- Yes
- Heated – Electric
- Yes
- Inground
- Yes
- Saltwater
- Yes
- Waterfall
- Yes
Appliances
- Cooktop – Electric
- Yes
- Disposal
- Yes
- Oven – Electric
- Yes
- Range – Electric
- Yes
- Range Hood
- Yes
- Refrigerator
- Yes
- Washer
- Yes
- Water Heater – Electric
- Yes
Interior Features
- Breakfast Bar
- Yes
- Ceiling – Crwn Molding
- Yes
- Floor – Vinyl Plank
- Yes
- Pantry
- Yes
- Window – Treatment Some
- Yes
Construction/Siding
- Foundation – Slab on Grade
- Yes
- Roof – Composite Shngl
- Yes
- Siding – Stucco
- Yes
Exterior
- Fenced Back Yard
- Yes
- Fenced Lot-Part
- Yes
- Hurricane Fabric
- Yes
- Shower
- Yes
- Porch Open
- Yes
Association Fees Include
- Accounting
- Yes
- Management
- Yes
- Master Association
- Yes
- Pool
- Yes
Financing
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- VA
- Yes
Furnished
- Negotiable
- Yes
Interior
- Bonus Room
- Yes
- Ceiling – Tray
- Yes
- Floor – Carpet
- Yes
Lot Features
- Covenants & Rescrictions
- Yes
- Landscaped
- Yes
- Survey Available
- Yes
Lot Access
- Private Road
- Yes
Parking Features
- Driveway
- Yes
- Garage Attached
- Yes
- Garage Door Opener
- Yes
Present Zoning
- Resid Single Family
- Yes
Association Amenities
- Pool
- Yes
Rooms
- Bedroom
- Yes
- Primary Bedroom
- Yes
- Office
- Yes
Utilities
- TV Cable
- Yes
- Electricity – Connected
- Yes
- Internet – Broadband Available
- Yes
- Phone – Available
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
- Underground Utilities
- Yes
Primary Bedroom
- First
- Yes
Bedroom
- First
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Central Air
- Yes
- Electric
- Yes
Heating
- Central
- Yes
- Electric
- Yes
Primary Bdrm/Primary Bath
- MBath Double Vanity
- Yes
- MBath Separate Shwr
- Yes
- MBath Tub – Soaking
- Yes
Property Features
Appliances:
Cooktop – Electric; Disposal; Oven – Electric; Range – Electric; Range Hood; Refrigerator; Washer; Water Heater – Electric
Primary Bedroom:
First
Bedroom:
First
Cooling:
Ceiling Fan(s); Central Air; Electric
Heating:
Central; Electric
Exterior:
Fenced Back Yard; Fenced Lot-Part; Hurricane Fabric; Shower; Porch Open
Association Fees Include:
Accounting; Management; Master Association; Pool
Financing:
Cash; Conventional; FHA; VA
Furnished:
Negotiable
Interior:
Bonus Room; Ceiling – Tray; Floor – Carpet
Lot Features:
Covenants & Rescrictions; Landscaped; Survey Available
Lot Access:
Private Road
Office:
First
Pool Features:
Gunite Concrete; Heated – Electric; Inground; Saltwater; Waterfall
Parking Features:
Driveway; Garage Attached; Garage Door Opener
Association Amenities:
Pool
Rooms:
Bedroom; Primary Bedroom; Office
Utilities:
TV Cable; Electricity – Connected; Internet – Broadband Available; Phone – Available; Public Sewer – Connected; Public Water – Connected; Underground Utilities
Present Zoning:
Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Primary Bedroom | First | 19 x 12 | 19.00 | 12.00 |
| Bedroom | First | 11 x 10 | 11.00 | 10.00 |
| Bedroom | First | 10 x 10 | 10.00 | 10.00 |
| Office | First | 12 x 10 | 12.00 | 10.00 |
Listing Office:
Berkshire Hathaway HomeServices PenFed
Last Updated: July – 06 – 2026
Information deemed reliable but not guaranteed.