120 Dragon Circle, Panama City Beach, FL 32408
$925,000
Property Type:
Residential
Bedrooms:
4
Baths:
4
Square Footage:
3,640
Lot Size (sq. ft.):
17,250
Status:
Pending
Current Price:
$925,000
List Date:
1/14/2026
Last Modified:
2/25/2026
Description
Refined Living on the Nicklaus Course in Bay Point Legend!
Discover timeless elegance and relaxed coastal living in one of Bay Point’s most sought-after gated communities. Situated within the prestigious Bay Point Legend, this beautifully appointed 3,640 square foot traditional home offers four bedrooms and three-and-a-half baths, thoughtfully designed to balance comfort, sophistication, and scenic beauty.
From the moment you enter, the airy open-concept layout invites effortless living and entertaining. The living, dining, and kitchen spaces flow seamlessly together, enhanced by rich hardwood floors that add warmth and character throughout the home. The chef’s kitchen is a true centerpiece, featuring high-end appliances, a gas cooktop, double ovens, and generous workspace that connects naturally to the main living areas.
The spacious bedrooms provide flexibility for family and guests, including a custom built-in bunk that adds charm and functionality. Everyday conveniences such as insta-hot water elevate the home’s livability, while abundant storage and a climate-controlled two-car garage ensure everything has its place.
Outdoor living is equally impressive. Step onto the covered porch overlooking a full-sized pool and fully fenced backyard, all framed by serene views of the 11th hole of the renowned Nicklaus Golf Course. The carefully curated outdoor spaces create a private retreat ideal for relaxation, recreation, and entertaining under the Florida sun.
Residents of Bay Point Legend enjoy 24-hour security, tennis courts, a community playground just moments away, and proximity to the crystal waters of St. Andrews Bay and the world-class Bay Point Marina. This exceptional home offers not just a residence, but a lifestyle defined by comfort, beauty, and coastal luxury.
More Information MLS# 783693
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 3170
HOA Frequency: Annually
HOA Annual Amount: 3170
New Buyer Fee: No
Last Taxes: 4155
Last Tax Year: 2025
Brokerage Interest: No Interest
Contract Info
List Price/SqFt: 254.12
Status: Pending
List Date: 2026-01-14
List Price: $925,000
Current Price: $925,000
Location
Sub Area: 0319 – Beach – East
Community/Resort: Bay Point Homes/Lots
Waterfront: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Magnolia Beach Rd., continue down Delwood Beach Rd., turn right on Jan Cooley Dr., turn left into gate on Dragon Ridge, then second left on Dragon Circle, go around circle and house is on the left.
Area: 03 – Bay County – Beach
Street #: 120
Street Name: Dragon
Street Suffix: Circle
State: FL
Zip Code: 32408
County: Bay
Subdivision: Dragon’s Ridge Corrctd
Parcel ID: 31402-600-000
Legal Description: DRAGON’S RIDGE CORRECTED LOT 20 ORB 3700 P 422
General Property Info
Acreage: 0.4
Design: Traditional
Lot Size (SqFt): 17250
Apx SqFt(Htd/Cooled): 3640
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: 101×171
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 4
Year Built: 1995
Remarks & Misc
Remarks: Refined Living on the Nicklaus Course in Bay Point Legend!
Discover timeless elegance and relaxed coastal living in one of Bay Point’s most sought-after gated communities. Situated within the prestigious Bay Point Legend, this beautifully appointed 3,640 square foot traditional home offers four bedrooms and three-and-a-half baths, thoughtfully designed to balance comfort, sophistication, and scenic beauty.
From the moment you enter, the airy open-concept layout invites effortless living and entertaining. The living, dining, and kitchen spaces flow seamlessly together, enhanced by rich hardwood floors that add warmth and character throughout the home. The chef’s kitchen is a true centerpiece, featuring high-end appliances, a gas cooktop, double ovens, and generous workspace that connects naturally to the main living areas.
The spacious bedrooms provide flexibility for family and guests, including a custom built-in bunk that adds charm and functionality. Everyday conveniences such as insta-hot water elevate the home’s livability, while abundant storage and a climate-controlled two-car garage ensure everything has its place.
Outdoor living is equally impressive. Step onto the covered porch overlooking a full-sized pool and fully fenced backyard, all framed by serene views of the 11th hole of the renowned Nicklaus Golf Course. The carefully curated outdoor spaces create a private retreat ideal for relaxation, recreation, and entertaining under the Florida sun.
Residents of Bay Point Legend enjoy 24-hour security, tennis courts, a community playground just moments away, and proximity to the crystal waters of St. Andrews Bay and the world-class Bay Point Marina. This exceptional home offers not just a residence, but a lifestyle defined by comfort, beauty, and coastal luxury.
Pool Features
Fenced: 1
Inground: 1
Appliances
Cooktop – Gas: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Instant Hot Water: 1
Microwave: 1
Oven – Electric: 1
Refrigerator: 1
Washer: 1
Water Heater – Electric: 1
Interior Features
Bookcases: 1
Ceiling – Crwn Molding: 1
Fireplace: 1
Floor – Hardwood: 1
Kitchen Island: 1
Pantry: 1
Security System: 1
Construction/Siding
Block: 1
Foundation – Slab on Grade: 1
Roof – Asphalt: 1
Exterior
Fenced Back Yard: 1
Porch Covered: 1
Association Fees Include
Accounting: 1
Ground Keeping: 1
Master Association: 1
Security: 1
Trash Disposal: 1
Financing
Cash: 1
Conventional: 1
Furnished
Unfurnished: 1
Interior
Bunk Room: 1
Lot Features
Covenants & Rescrictions: 1
Cul-De-Sac: 1
Landscaped: 1
On Golf Course: 1
Storm Sewer: 1
Within 1/2 Mile to Water: 1
Lot Access
Gated Access: 1
Paved Road: 1
Private Road: 1
Parking Features
Driveway: 1
Circular Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Oversized: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
Association Amenities
Gated Community: 1
Golf: 1
Marina: 1
Waterfront: 1
Sidewalks: 1
Rooms
Bedroom: 1
Master Bedroom: 1
Utilities
TV Cable: 1
Electricity – Connected: 1
Garbage: 1
Natural Gas – Connected: 1
Internet – Broadband Available: 1
Private Well: 1
Public Sewer – Connected: 1
Underground Utilities: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Fireplace – Electric: 1
Security Features
24 Hour Security: 1
Gated Community: 1
Gated with Guard: 1
Security Gate: 1
Security Guard: 1
Security System: 1
Status Change Info
Under Contract Date: 2026-02-24
Property Features
Appliances: Cooktop – Gas; Dishwasher; Disposal; Dryer; Instant Hot Water; Microwave; Oven – Electric; Refrigerator; Washer; Water Heater – Electric
Master Bedroom: First
Bedroom: First
Cooling: Central Air; Electric
Heating: Central; Electric; Fireplace – Electric
Exterior: Fenced Back Yard; Porch Covered
Association Fees Include: Accounting; Ground Keeping; Master Association; Security; Trash Disposal
Financing: Cash; Conventional
Furnished: Unfurnished
Interior: Bunk Room
Lot Features: Covenants & Rescrictions; Cul-De-Sac; Landscaped; On Golf Course; Storm Sewer; Within 1/2 Mile to Water
Lot Access: Gated Access; Paved Road; Private Road
Pool Features: Fenced; Inground
Security Features: 24 Hour Security; Gated Community; Gated with Guard; Security Gate; Security Guard; Security System
Parking Features: Driveway; Circular Driveway; Garage Attached; Garage Door Opener; Oversized
Association Amenities: Gated Community; Golf; Marina; Sidewalks; Waterfront
Rooms: Bedroom; Master Bedroom
Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Natural Gas – Connected; Private Well; Public Sewer – Connected; Underground Utilities
Room Information
Master Bedroom
Level: First
Dimensions: 16 x 15
Length: 16.00
Width: 15.00
Dimensions: 16 x 15
Bedroom
Level: First
Dimensions: 10 x 10
Length: 10.00
Width: 10.00
Dimensions: 10 x 10
Bedroom
Level: First
Dimensions: 14 x 12
Length: 14.00
Width: 12.00
Dimensions: 14 x 12
Bedroom
Level: First
Dimensions: 10 x 10
Length: 10.00
Width: 10.00
Dimensions: 10 x 10
Listing Office:
Holiday Beach Real Estate Inc
Last Updated: February – 25 – 2026
Information deemed reliable but not guaranteed.