120 Dragon Circle, Panama City Beach, FL 32408

$925,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,640 Lot Size (sq. ft.): 17,250 Status: Pending
Current Price: $925,000 List Date: 1/14/2026 Last Modified: 2/25/2026

Description

Refined Living on the Nicklaus Course in Bay Point Legend! Discover timeless elegance and relaxed coastal living in one of Bay Point’s most sought-after gated communities. Situated within the prestigious Bay Point Legend, this beautifully appointed 3,640 square foot traditional home offers four bedrooms and three-and-a-half baths, thoughtfully designed to balance comfort, sophistication, and scenic beauty. From the moment you enter, the airy open-concept layout invites effortless living and entertaining. The living, dining, and kitchen spaces flow seamlessly together, enhanced by rich hardwood floors that add warmth and character throughout the home. The chef’s kitchen is a true centerpiece, featuring high-end appliances, a gas cooktop, double ovens, and generous workspace that connects naturally to the main living areas. The spacious bedrooms provide flexibility for family and guests, including a custom built-in bunk that adds charm and functionality. Everyday conveniences such as insta-hot water elevate the home’s livability, while abundant storage and a climate-controlled two-car garage ensure everything has its place. Outdoor living is equally impressive. Step onto the covered porch overlooking a full-sized pool and fully fenced backyard, all framed by serene views of the 11th hole of the renowned Nicklaus Golf Course. The carefully curated outdoor spaces create a private retreat ideal for relaxation, recreation, and entertaining under the Florida sun. Residents of Bay Point Legend enjoy 24-hour security, tennis courts, a community playground just moments away, and proximity to the crystal waters of St. Andrews Bay and the world-class Bay Point Marina. This exceptional home offers not just a residence, but a lifestyle defined by comfort, beauty, and coastal luxury.

More Information MLS# 783693

Listing Info, Tax and Legal

HOA Fee: Yes HOA Amount: 3170 HOA Frequency: Annually HOA Annual Amount: 3170 New Buyer Fee: No Last Taxes: 4155 Last Tax Year: 2025 Brokerage Interest: No Interest

Contract Info

List Price/SqFt: 254.12 Status: Pending List Date: 2026-01-14 List Price: $925,000 Current Price: $925,000

Location

Sub Area: 0319 – Beach – East Community/Resort: Bay Point Homes/Lots Waterfront: No Elementary School: Patronis Middle School: Surfside High School: Arnold Directions: From Magnolia Beach Rd., continue down Delwood Beach Rd., turn right on Jan Cooley Dr., turn left into gate on Dragon Ridge, then second left on Dragon Circle, go around circle and house is on the left. Area: 03 – Bay County – Beach Street #: 120 Street Name: Dragon Street Suffix: Circle State: FL Zip Code: 32408 County: Bay Subdivision: Dragon’s Ridge Corrctd Parcel ID: 31402-600-000 Legal Description: DRAGON’S RIDGE CORRECTED LOT 20 ORB 3700 P 422

General Property Info

Acreage: 0.4 Design: Traditional Lot Size (SqFt): 17250 Apx SqFt(Htd/Cooled): 3640 Construction Status: Construction Complete SqFt Source: Prop App Site Half Baths: 1 Lot Dimensions: 101×171 New Construction: No Garage Y/N: Yes Garage Spaces: 2 Pool: Yes Pool Type: Private Sub-Type: Detached Single Family Bedrooms: 4 Full Baths: 3 Total Baths: 4 Year Built: 1995

Remarks & Misc

Remarks: Refined Living on the Nicklaus Course in Bay Point Legend! Discover timeless elegance and relaxed coastal living in one of Bay Point’s most sought-after gated communities. Situated within the prestigious Bay Point Legend, this beautifully appointed 3,640 square foot traditional home offers four bedrooms and three-and-a-half baths, thoughtfully designed to balance comfort, sophistication, and scenic beauty. From the moment you enter, the airy open-concept layout invites effortless living and entertaining. The living, dining, and kitchen spaces flow seamlessly together, enhanced by rich hardwood floors that add warmth and character throughout the home. The chef’s kitchen is a true centerpiece, featuring high-end appliances, a gas cooktop, double ovens, and generous workspace that connects naturally to the main living areas. The spacious bedrooms provide flexibility for family and guests, including a custom built-in bunk that adds charm and functionality. Everyday conveniences such as insta-hot water elevate the home’s livability, while abundant storage and a climate-controlled two-car garage ensure everything has its place. Outdoor living is equally impressive. Step onto the covered porch overlooking a full-sized pool and fully fenced backyard, all framed by serene views of the 11th hole of the renowned Nicklaus Golf Course. The carefully curated outdoor spaces create a private retreat ideal for relaxation, recreation, and entertaining under the Florida sun. Residents of Bay Point Legend enjoy 24-hour security, tennis courts, a community playground just moments away, and proximity to the crystal waters of St. Andrews Bay and the world-class Bay Point Marina. This exceptional home offers not just a residence, but a lifestyle defined by comfort, beauty, and coastal luxury.

Pool Features

Fenced: 1 Inground: 1

Appliances

Cooktop – Gas: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Instant Hot Water: 1 Microwave: 1 Oven – Electric: 1 Refrigerator: 1 Washer: 1 Water Heater – Electric: 1

Interior Features

Bookcases: 1 Ceiling – Crwn Molding: 1 Fireplace: 1 Floor – Hardwood: 1 Kitchen Island: 1 Pantry: 1 Security System: 1

Construction/Siding

Block: 1 Foundation – Slab on Grade: 1 Roof – Asphalt: 1

Exterior

Fenced Back Yard: 1 Porch Covered: 1

Association Fees Include

Accounting: 1 Ground Keeping: 1 Master Association: 1 Security: 1 Trash Disposal: 1

Financing

Cash: 1 Conventional: 1

Furnished

Unfurnished: 1

Interior

Bunk Room: 1

Lot Features

Covenants & Rescrictions: 1 Cul-De-Sac: 1 Landscaped: 1 On Golf Course: 1 Storm Sewer: 1 Within 1/2 Mile to Water: 1

Lot Access

Gated Access: 1 Paved Road: 1 Private Road: 1

Parking Features

Driveway: 1 Circular Driveway: 1 Garage Attached: 1 Garage Door Opener: 1 Oversized: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBed First Floor: 1 MBed Walk-in Closet: 1

Association Amenities

Gated Community: 1 Golf: 1 Marina: 1 Waterfront: 1 Sidewalks: 1

Rooms

Bedroom: 1 Master Bedroom: 1

Utilities

TV Cable: 1 Electricity – Connected: 1 Garbage: 1 Natural Gas – Connected: 1 Internet – Broadband Available: 1 Private Well: 1 Public Sewer – Connected: 1 Underground Utilities: 1

Master Bedroom

First: 1

Bedroom

First: 1

Cooling

Central Air: 1 Electric: 1

Heating

Central: 1 Electric: 1 Fireplace – Electric: 1

Security Features

24 Hour Security: 1 Gated Community: 1 Gated with Guard: 1 Security Gate: 1 Security Guard: 1 Security System: 1

Status Change Info

Under Contract Date: 2026-02-24

Property Features

Appliances: Cooktop – Gas; Dishwasher; Disposal; Dryer; Instant Hot Water; Microwave; Oven – Electric; Refrigerator; Washer; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric; Fireplace – Electric Exterior: Fenced Back Yard; Porch Covered Association Fees Include: Accounting; Ground Keeping; Master Association; Security; Trash Disposal Financing: Cash; Conventional Furnished: Unfurnished Interior: Bunk Room Lot Features: Covenants & Rescrictions; Cul-De-Sac; Landscaped; On Golf Course; Storm Sewer; Within 1/2 Mile to Water Lot Access: Gated Access; Paved Road; Private Road Pool Features: Fenced; Inground Security Features: 24 Hour Security; Gated Community; Gated with Guard; Security Gate; Security Guard; Security System Parking Features: Driveway; Circular Driveway; Garage Attached; Garage Door Opener; Oversized Association Amenities: Gated Community; Golf; Marina; Sidewalks; Waterfront Rooms: Bedroom; Master Bedroom Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Natural Gas – Connected; Private Well; Public Sewer – Connected; Underground Utilities

Room Information

Master Bedroom Level: First Dimensions: 16 x 15 Length: 16.00 Width: 15.00 Dimensions: 16 x 15 Bedroom Level: First Dimensions: 10 x 10 Length: 10.00 Width: 10.00 Dimensions: 10 x 10 Bedroom Level: First Dimensions: 14 x 12 Length: 14.00 Width: 12.00 Dimensions: 14 x 12 Bedroom Level: First Dimensions: 10 x 10 Length: 10.00 Width: 10.00 Dimensions: 10 x 10
Listing Office: Holiday Beach Real Estate Inc
Last Updated: February – 25 – 2026
Information deemed reliable but not guaranteed.