120 Ryder Lane, Panama City, FL 32404 (MLS# 792802)

120 Ryder Lane, Panama City, FL 32404

New Listing

$395,000

FULL IRRIGATION SYSYTEM. FENCED IN BACK YARD

1st floor bonus room- study, living space , office, kids play area.

VIRTUALLY FURNISHED-1st floor bonus room- study, living space , office, kids play area.

1ST FLOOR SECONDARY BEDROOM OR BONUS SPACE

VIRTUALLY STAGED. SPACIOUS MASTER 20X13 2ND FLOOR

MASTER BATH 2 VANTIES LOTS OF COUNTER SPACE

CONVENIENT 2ND FLOOR LAUNDRY-W/D INCLUDED

VIRTUALLY STAGED. LARGE OPEN LOFT BONUS ROOM WITH CLOSET

3RD FULL BATH WITH SEPERATE SHOWER AREA & 2 VANITIES,

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,556 Lot Size (sq. ft.): 7,623 Status: Coming Soon – No Showings

Current Price: $395,000 List Date: 7/17/2026 Last Modified: 7/17/2026

Overview

Description

COMING SOON LISTING, NO SHOWINGS Available to view Aug 1st. Spacious 5-bedroom, 3 full bath, 2 car garage home located on a cul-de-sac street. This spacious home backs up to a pond with plenty of outdoor space to stretch out. The 1st floor of this home offers a flex space perfect for a study, spacious family room, kitchen, breakfast area, 1 bedroom and a full bath. Upstairs is a large master bedroom with adjoining master bath. Master includes TWO walk in closets. 3 additional bedrooms, large hall bath & BONUS room. ALL bedrooms and family room have ceiling fans with light kits. Covered back porch with a large FENCED in 80-foot-long yard & Sprinkler System. SPRINKLER SYSTEM ON A SEPERATE METER to save on the homes waster bill. Home comes with refrigerator, washer & dryer and blinds. Whole home REME Air purification system, SMART Home features keyless entry & ability to manage AC & Garage Door Opener. Located approximately 5 minutes to Tyndall Air Force Base and close to numerous shopp … (Read more)

Listing Details MLS# 792802

Contract Info

List Price/SqFt: 154.54

Location

Area: 02 – Bay County – Central
Street #: 120
Street Name: Ryder
Street Suffix: Lane
State: FL
Zip Code: 32404
County: Bay
Sub Area: 0202 – Bay – Central SE
Subdivision: Bridge Harbor
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 07379-925-305
Elementary School: Parker
Middle School: Rutherford Middle
High School: Rutherford
Directions: From Hwy 98 going East, continue down N Tyndall Pkwy then turn left onto Boat Race Rd followed by a right onto Bridge Harbor Dr. Left on Allie Way and then right onto Ryder Lane. Home on the right.
Legal Description: DUNES AT BRIDGE HARBOR LOT 61 ORB 4716 P 2271

General Property Info

Sub-Type: Detached Single Family
Design: Craftsman Style
Apx SqFt(Htd/Cooled): 2556
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
# of Stories in Building: 2
Year Built: 2023
Immediate Occupancy: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Lot Dimensions: 50×150
Acreage: 0.17
Lot Size (SqFt): 7623
Pool: Yes
Pool Type: Community

Waterfront Feature

Waterfront Feet: 50

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 284.5
HOA Frequency: Quarterly
HOA Annual Amount: 1138
New Buyer Fee: No
Brokerage Interest: Equitable Interest – Listing Broker/Salesperson has equitable interest in the property.

Remarks & Misc

Remarks: COMING SOON LISTING, NO SHOWINGS Available to view Aug 1st. Spacious 5-bedroom, 3 full bath, 2 car garage home located on a cul-de-sac street. This spacious home backs up to a pond with plenty of outdoor space to stretch out. The 1st floor of this home offers a flex space perfect for a study, spacious family room, kitchen, breakfast area, 1 bedroom and a full bath. Upstairs is a large master bedroom with adjoining master bath. Master includes TWO walk in closets. 3 additional bedrooms, large hall bath & BONUS room. ALL bedrooms and family room have ceiling fans with light kits. Covered back porch with a large FENCED in 80-foot-long yard & Sprinkler System. SPRINKLER SYSTEM ON A SEPERATE METER to save on the homes waster bill. Home comes with refrigerator, washer & dryer and blinds. Whole home REME Air purification system, SMART Home features keyless entry & ability to manage AC & Garage Door Opener. Located approximately 5 minutes to Tyndall Air Force Base and close to numerous shopping and dining establishments. Community Pool & additional amenities.

More Information

Bonus Room

Second: Yes

Covered Porch

First: Yes

Family Room

First: Yes

Office

First: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Range – Electric: Yes
Refrigerator: Yes
Washer: Yes

Interior Features

Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Stairs: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Wood/Frame: Yes
Roof – Dimensional Shg: Yes
Siding – Vinyl: Yes

Exterior

Fenced Back Yard: Yes
Porch Covered: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Master Association: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes

Financing

Cash: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Bonus Room: Yes
Floor – Carpet: Yes
Smart Home: Yes
Smart Thermostat: Yes

Lot Features

Cul-De-Sac: Yes
Sidewalk: Yes
Waterfront: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Association Amenities

BBQ Pit/Grill: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Covered Porch: Yes
Family Room: Yes
Primary Bedroom: Yes
Office: Yes

Showing

ShowingTime: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterfront Type

Other: Yes
See Remarks: Yes

Primary Bedroom

Second: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Air Purification System – Ionizer: Yes
Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes

Primary Bdrm/Primary Bath

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBath Walk-In Closet: Yes

Property Features

Appliances: Dishwasher; Disposal; Dryer; Microwave; Range – Electric; Refrigerator; Washer Primary Bedroom: Second Bedroom: First; Second Cooling: Air Purification System – Ionizer; Ceiling Fan(s); Central Air Heating: Central Exterior: Fenced Back Yard; Porch Covered; Sprinkler System Association Fees Include: Accounting; BBQ Pit/Grill; Master Association; Picnic Area; Playground; Pool Financing: Cash; FHA; VA Furnished: Unfurnished Interior: Bonus Room; Floor – Carpet; Smart Home; Smart Thermostat Lot Features: Cul-De-Sac; Sidewalk; Waterfront Bonus Room: Second Covered Porch: First Family Room: First Office: First Parking Features: Driveway; Garage Attached Association Amenities: BBQ Pit/Grill; Picnic Area; Playground; Pool Rooms: Bedroom; Bonus Room; Covered Porch; Family Room; Primary Bedroom; Office Showing: ShowingTime Utilities: Cable – Available; Electricity – Connected; Phone – Available; Public Sewer – Connected; Public Water – Connected Waterfront Type: Other; See Remarks

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Bedroom	First	12 x 11	12.00	11.00	Bedroom On First Floor with Adjacent Full Bath
Primary Bedroom	Second	20 x 13	20.00	13.00
Bedroom	Second	12 x 12	12.00	12.00
Bedroom	Second	13 x 12	13.00	12.00
Bedroom	Second	11 x 12	11.00	12.00
Family Room	First	15 x 15	15.00	15.00
Covered Porch	First	10 x 8	10.00	8.00
Bonus Room	Second
Office	First				office, 2nd living, dinning

Listing Office: Coldwell Banker Realty

Last Updated: July – 17 – 2026

Information deemed reliable but not guaranteed.