12011 Front Beach Road 1707A, Panama City Beach, FL 32407

$785,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,604 Status: Sold
Current Price: $785,000 List Date: 5/05/2025 Last Modified: 11/20/2025

Overview

Description

Welcome to Sterling Reef, a premier condominium complex in the heart of Panama City Beach, FL! This incredible 3 bedroom, 3 bathroom unit. Owner netted $83K in 2024, rental history is available upon request. It is rental machine, boasting a and 1 bedroom lockout with its own private balcony, plus an extra large balcony perfect for family dinners and entertaining. With low association dues, Sterling Reef offers an affordable and desirable lifestyle. Inside, you'll find spacious 2 primary suites with king beds, a 3rd bedroom with 2 full beds and an adjoining bathroom, and sleek upgrades throughout. Recent updates include new water heaters in 2021, a new AC in the studio in 2020, and remodeled wood look ceramic tile throughout in 2018. Additional features include new appliances in 2018, a new washer and dryer in 2021, and fresh furniture. But it's not just about the unit – Sterling Reef itself offers a range of amenities to enhance your lifestyle. Enjoy stunning Gulf views, pristine bea

Listing Details MLS# 773008

Contract Info

List Price/SqFt
495.64

Location

Area
03 – Bay County – Beach
Street #
12011
Street Name
Front Beach
Street Suffix
Road
Unit #
1707A
State
FL
Zip Code
32407
County
Bay
Sub Area
0318 – Beach – Central South
Subdivision
Sterling Reef
Community/Resort
None
Waterfront
Yes
Gulf Access
Yes
Parcel ID
34809-610-112
Elementary School
Hutchison Beach
Middle School
Surfside
High School
Arnold
Directions
Corner of Alf Coleman & Front Beach road
Legal Description
STERLING REEF UNIT 1707 TYPE AORB 2582 P 2359 ORB 3233 P1935''SUNSET'' 3BD/3BTH. 1604 SQ.FT.=H&C. 242 SQ.FT.=BALC

General Property Info

Sub-Type
Condominium
Floor Number
17
Design
High-Rise (8+ floors)
Apx SqFt(Htd/Cooled)
1604
SqFt Source
Prop App Site
Full Baths
3
Total Baths
3
Year Built
2005
Immediate Occupancy
Yes
Construction Status
Construction Complete
New Construction
No
Garage Y/N
Yes
Garage Spaces
2
Pool
Yes
Pool Type
Community
Lot Dimensions
No

Status Change Info

Under Contract Date
2025-10-17
Sold Date
2025-11-19
Sold Price/SqFt
489.4

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
977
HOA Frequency
Monthly
HOA Annual Amount
11724
Senior Community
No
New Buyer Fee
No
Brokerage Interest
No Interest
Condo Doc
Yes

Remarks & Misc

Remarks
Welcome to Sterling Reef, a premier condominium complex in the heart of Panama City Beach, FL! This incredible 3 bedroom, 3 bathroom unit. Owner netted $83K in 2024, rental history is available upon request. It is rental machine, boasting a and 1 bedroom lockout with its own private balcony, plus an extra large balcony perfect for family dinners and entertaining. With low association dues, Sterling Reef offers an affordable and desirable lifestyle. Inside, you'll find spacious 2 primary suites with king beds, a 3rd bedroom with 2 full beds and an adjoining bathroom, and sleek upgrades throughout. Recent updates include new water heaters in 2021, a new AC in the studio in 2020, and remodeled wood look ceramic tile throughout in 2018. Additional features include new appliances in 2018, a new washer and dryer in 2021, and fresh furniture. But it's not just about the unit – Sterling Reef itself offers a range of amenities to enhance your lifestyle. Enjoy stunning Gulf views, pristine beaches, and a relaxing atmosphere that's perfect for vacationers and full-time residents alike. The surrounding area is packed with activities, from water sports and fishing to shopping, dining, and entertainment. And for families, one of the best perks is that Shipwreck Island Waterpark is within walking distance, offering a fun-filled day of splashing and adventure for kids of all ages. Panama City Beach is a vibrant and growing community, with a strong rental market and endless opportunities for fun in the sun. Whether you're looking for a turn-key investment property or a beautiful beach home to call your own, this unit at Sterling Reef is the perfect choice. Contact me today to learn more and schedule a showing!

More Information

Pool Features

Heated – Electric
Yes
Inground
Yes

Appliances

Cooktop – Electric
Yes
Dishwasher
Yes
Microwave
Yes
Oven – Electric
Yes
Range Hood
Yes
Refrigerator
Yes
Washer/Dryer Stacked
Yes
Water Heater – Electric
Yes

Interior Features

Breakfast Bar
Yes
Floor – Tile
Yes
Lock Out Closet
Yes
Lock Out Unit
Yes

Construction/Siding

Concrete
Yes

Exterior

Balcony
Yes

Association Fees Include

Accounting
Yes
BBQ Pit/Grill
Yes
Beach
Yes
Community Room
Yes
Dumpster
Yes
Insurance
Yes
Management
Yes
Pest Control
Yes
Picnic Area
Yes
Pool
Yes
Security
Yes
TV Cable
Yes

Furnished

Furnished
Yes

Association Amenities

BBQ Pit/Grill
Yes
Beach
Yes
Conference Center
Yes
Dumpster
Yes
Elevators
Yes
Picnic Area
Yes
Pool
Yes
Security-24 hour
Yes
Waterfront
Yes

Rooms

Bedroom
Yes
Master Bedroom
Yes

Utilities

TV Cable
Yes
Electricity – Connected
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Waterview

Gulf
Yes

Sale Type

As Is
Yes

Waterfront Type

Gulf
Yes

Master Bedroom

First
Yes

Bedroom

First
Yes

Cooling

Central Air
Yes
Electric
Yes

Heating

Central
Yes
Electric
Yes

Security Features

Carbon Monoxide Detector
Yes
Secured Garage/Parking
Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Microwave; Oven – Electric; Range Hood; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Community Room; Dumpster; Insurance; Management; Pest Control; Picnic Area; Pool; Security Furnished: Furnished Pool Features: Heated – Electric; Inground Security Features: Carbon Monoxide Detector; Secured Garage/Parking Association Amenities: BBQ Pit/Grill; Beach; Dumpster; Elevators; Conference Center; Picnic Area; Pool; Security-24 hour; Waterfront Rooms: Bedroom; Master Bedroom Sale Type: As Is Utilities: TV Cable; Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterview: Gulf

Room Information

Room Name Level Dimensions Length Width
Master Bedroom First 21 x 12 21.00 12.00
Bedroom First 14 x 10 14.00 10.00
Bedroom First 12 x 12 12.00 12.00
Listing Office: Counts Real Estate Group Inc
Last Updated: November – 20 – 2025
Information deemed reliable but not guaranteed.