12011 Front Beach Road 1906B, Panama City Beach, FL 32407
$525,000
Property Type:
Residential
Bedrooms:
2
Baths:
2
Square Footage:
1,076
Status:
Active
Current Price:
$525,000
List Date:
5/30/2026
Last Modified:
6/01/2026
Overview
Description
…
(Read more)
Penthouse-level 2BR/2BA Gulf-front condo at Sterling Reef with unobstructed west-facing views of the Gulf of Mexico, County Pier, and unforgettable Panama City Beach sunsets. Sold fully furnished and rental ready, this updated condo offers a turnkey opportunity for a second home, investment property, or full-time beach residence.
The spacious layout begins with a large foyer and opens into a bright kitchen featuring granite countertops, all-tile flooring, and a comfortable living area framed by floor-to-ceiling glass overlooking the Gulf. Step out onto the expansive 7′ x 26.6′ balcony and enjoy panoramic views of the beach, pier, and emerald water. The Gulf-front primary suite includes balcony access and an upgraded en-suite bath with an oversized tiled walk-in shower. The second bedroom is located near the front of the unit with a full guest bath and convenient laundry area nearby.
Sterling Reef offers excellent resort amenities, including a seasonally heated 5,000 sq. ft. bi-level pool with waterfall, Gulf-view fitness center, owner’s club/activity room, Sky BBQ Terrace, covered dining area, under-building parking, two new elevators, and a freshly repainted exterior in 2022. Located beside Shipwreck Island Waterpark, approximately 3.5 miles to Pier Park, and about 17 miles to Northwest Florida Beaches International Airport, this penthouse-level condo combines views, location, updates, and convenience in one strong Gulf-front package.
Listing Details MLS# 790590
Contract Info
- List Price/SqFt
- 487.92
Location
- Area
- 03 – Bay County – Beach
- Street #
- 12011
- Street Name
- Front Beach
- Street Suffix
- Road
- Unit #
- 1906B
- State
- FL
- Zip Code
- 32407
- County
- Bay
- Sub Area
- 0318 – Beach – Central South
- Subdivision
- Sterling Reef
- Community/Resort
- None
- Waterfront
- Yes
- Gulf Access
- Yes
- Parcel ID
- 34809-610-125
- Elementary School
- Hutchison Beach
- Middle School
- Surfside
- High School
- Arnold
- Directions
- From Hwy 98 / Panama City Beach Parkway, turn south onto Alf Coleman Road. Continue straight toward the beach. Turn left onto Front Beach Road. Sterling Reef will be on your right, directly on the Gulf side near M.B. Miller County Pier
- Legal Description
- STERLING REEF UNIT 1906 TYPE B ORB 2578 P 120 ''ARUBA'' 2BD/2BTH ORB 3988 P 857 1076 SQ.FT.=H&C . 184 SQ.FT.=BALC
General Property Info
- Sub-Type
- Condominium
- Floor Number
- 19
- Design
- High-Rise (8+ floors)
- Apx SqFt(Htd/Cooled)
- 1076
- SqFt Source
- Prop App Site
- Full Baths
- 2
- Total Baths
- 2
- Year Built
- 2005
- Immediate Occupancy
- Yes
- Pre-Const Flip
- No
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- No
- Lot Dimensions
- zero lot line
- Beach Frontage
- 100
- Pool
- Yes
- Pool Type
- Community
Listing Info, Tax and Legal
- Homestead
- No
- HOA Fee
- Yes
- HOA Amount
- 977
- HOA Frequency
- Monthly
- HOA Annual Amount
- 11724
- New Buyer Fee
- No
- Last Taxes
- 5454
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
- As Is
- No
- Condo Doc
- Yes
Remarks & Misc
- Remarks
- Penthouse-level 2BR/2BA Gulf-front condo at Sterling Reef with unobstructed west-facing views of the Gulf of Mexico, County Pier, and unforgettable Panama City Beach sunsets. Sold fully furnished and rental ready, this updated condo offers a turnkey opportunity for a second home, investment property, or full-time beach residence. The spacious layout begins with a large foyer and opens into a bright kitchen featuring granite countertops, all-tile flooring, and a comfortable living area framed by floor-to-ceiling glass overlooking the Gulf. Step out onto the expansive 7' x 26.6' balcony and enjoy panoramic views of the beach, pier, and emerald water. The Gulf-front primary suite includes balcony access and an upgraded en-suite bath with an oversized tiled walk-in shower. The second bedroom is located near the front of the unit with a full guest bath and convenient laundry area nearby. Sterling Reef offers excellent resort amenities, including a seasonally heated 5,000 sq. ft. bi-level pool with waterfall, Gulf-view fitness center, owner's club/activity room, Sky BBQ Terrace, covered dining area, under-building parking, two new elevators, and a freshly repainted exterior in 2022. Located beside Shipwreck Island Waterpark, approximately 3.5 miles to Pier Park, and about 17 miles to Northwest Florida Beaches International Airport, this penthouse-level condo combines views, location, updates, and convenience in one strong Gulf-front package.
Appliances
- Cooktop – Electric
- Yes
- Dishwasher
- Yes
- Dryer
- Yes
- Microwave
- Yes
- Oven – Electric
- Yes
- Range – Electric
- Yes
- Refrigerator
- Yes
- Water Heater – Electric
- Yes
More Information
Exterior
- Deck Covered
- Yes
Association Fees Include
- Accounting
- Yes
- Advertising
- Yes
- Insurance
- Yes
- Internet-WiFi
- Yes
- Pest Control
- Yes
- Pool
- Yes
- Sewer
- Yes
- Trash Disposal
- Yes
- Water
- Yes
Furnished
- Furnished
- Yes
Rooms
- Bedroom
- Yes
- Master Bedroom
- Yes
Utilities
- Electricity – Availabile
- Yes
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
Waterfront Type
- Gulf
- Yes
Cooling
- Electric
- Yes
Heating
- Electric
- Yes
Property Features
Appliances:
Cooktop – Electric; Dishwasher; Dryer; Microwave; Oven – Electric; Range – Electric; Refrigerator; Water Heater – Electric
Cooling:
Electric
Heating:
Electric
Exterior:
Deck Covered
Association Fees Include:
Accounting; Advertising; Insurance; Internet-WiFi; Pest Control; Pool; Sewer; Trash Disposal; Water
Furnished:
Furnished
Rooms:
Bedroom; Master Bedroom
Utilities:
Electricity – Availabile; Public Sewer – Connected; Public Water – Connected
Waterfront Type:
Gulf
Room Information
| Room Name | Dimensions | Length | Width |
|---|---|---|---|
| Master Bedroom | 17 x 11 | 17.00 | 11.00 |
| Bedroom | 10 x 10 | 10.00 | 10.00 |
Listing Office:
Allison James Estates & Homes
Last Updated: June – 01 – 2026
Information deemed reliable but not guaranteed.