12011 Front Beach Road 1906B, Panama City Beach, FL 32407

$525,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,076 Status: Active
Current Price: $525,000 List Date: 5/30/2026 Last Modified: 6/01/2026

Overview

Description

Penthouse-level 2BR/2BA Gulf-front condo at Sterling Reef with unobstructed west-facing views of the Gulf of Mexico, County Pier, and unforgettable Panama City Beach sunsets. Sold fully furnished and rental ready, this updated condo offers a turnkey opportunity for a second home, investment property, or full-time beach residence. The spacious layout begins with a large foyer and opens into a bright kitchen featuring granite countertops, all-tile flooring, and a comfortable living area framed by floor-to-ceiling glass overlooking the Gulf. Step out onto the expansive 7' x 26.6' balcony and enjoy panoramic views of the beach, pier, and emerald water. The Gulf-front primary suite includes balcony access and an upgraded en-suite bath with an oversized tiled walk-in shower. The second bedroom is located near the front of the unit with a full guest bath and convenient laundry area nearby. Sterling Reef offers excellent resort amenities, including a seasonally heated 5,000 sq. ft. bi-le

Listing Details MLS# 790590

Contract Info

List Price/SqFt
487.92

Location

Area
03 – Bay County – Beach
Street #
12011
Street Name
Front Beach
Street Suffix
Road
Unit #
1906B
State
FL
Zip Code
32407
County
Bay
Sub Area
0318 – Beach – Central South
Subdivision
Sterling Reef
Community/Resort
None
Waterfront
Yes
Gulf Access
Yes
Parcel ID
34809-610-125
Elementary School
Hutchison Beach
Middle School
Surfside
High School
Arnold
Directions
From Hwy 98 / Panama City Beach Parkway, turn south onto Alf Coleman Road. Continue straight toward the beach. Turn left onto Front Beach Road. Sterling Reef will be on your right, directly on the Gulf side near M.B. Miller County Pier
Legal Description
STERLING REEF UNIT 1906 TYPE B ORB 2578 P 120 ''ARUBA'' 2BD/2BTH ORB 3988 P 857 1076 SQ.FT.=H&C . 184 SQ.FT.=BALC

General Property Info

Sub-Type
Condominium
Floor Number
19
Design
High-Rise (8+ floors)
Apx SqFt(Htd/Cooled)
1076
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
Year Built
2005
Immediate Occupancy
Yes
Pre-Const Flip
No
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Lot Dimensions
zero lot line
Beach Frontage
100
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

Homestead
No
HOA Fee
Yes
HOA Amount
977
HOA Frequency
Monthly
HOA Annual Amount
11724
New Buyer Fee
No
Last Taxes
5454
Last Tax Year
2025
Brokerage Interest
No Interest
As Is
No
Condo Doc
Yes

Remarks & Misc

Remarks
Penthouse-level 2BR/2BA Gulf-front condo at Sterling Reef with unobstructed west-facing views of the Gulf of Mexico, County Pier, and unforgettable Panama City Beach sunsets. Sold fully furnished and rental ready, this updated condo offers a turnkey opportunity for a second home, investment property, or full-time beach residence. The spacious layout begins with a large foyer and opens into a bright kitchen featuring granite countertops, all-tile flooring, and a comfortable living area framed by floor-to-ceiling glass overlooking the Gulf. Step out onto the expansive 7' x 26.6' balcony and enjoy panoramic views of the beach, pier, and emerald water. The Gulf-front primary suite includes balcony access and an upgraded en-suite bath with an oversized tiled walk-in shower. The second bedroom is located near the front of the unit with a full guest bath and convenient laundry area nearby. Sterling Reef offers excellent resort amenities, including a seasonally heated 5,000 sq. ft. bi-level pool with waterfall, Gulf-view fitness center, owner's club/activity room, Sky BBQ Terrace, covered dining area, under-building parking, two new elevators, and a freshly repainted exterior in 2022. Located beside Shipwreck Island Waterpark, approximately 3.5 miles to Pier Park, and about 17 miles to Northwest Florida Beaches International Airport, this penthouse-level condo combines views, location, updates, and convenience in one strong Gulf-front package.

Appliances

Cooktop – Electric
Yes
Dishwasher
Yes
Dryer
Yes
Microwave
Yes
Oven – Electric
Yes
Range – Electric
Yes
Refrigerator
Yes
Water Heater – Electric
Yes

More Information

Exterior

Deck Covered
Yes

Association Fees Include

Accounting
Yes
Advertising
Yes
Insurance
Yes
Internet-WiFi
Yes
Pest Control
Yes
Pool
Yes
Sewer
Yes
Trash Disposal
Yes
Water
Yes

Furnished

Furnished
Yes

Rooms

Bedroom
Yes
Master Bedroom
Yes

Utilities

Electricity – Availabile
Yes
Public Sewer – Connected
Yes
Public Water – Connected
Yes

Waterfront Type

Gulf
Yes

Cooling

Electric
Yes

Heating

Electric
Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Dryer; Microwave; Oven – Electric; Range – Electric; Refrigerator; Water Heater – Electric Cooling: Electric Heating: Electric Exterior: Deck Covered Association Fees Include: Accounting; Advertising; Insurance; Internet-WiFi; Pest Control; Pool; Sewer; Trash Disposal; Water Furnished: Furnished Rooms: Bedroom; Master Bedroom Utilities: Electricity – Availabile; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf

Room Information

Room Name Dimensions Length Width
Master Bedroom 17 x 11 17.00 11.00
Bedroom 10 x 10 10.00 10.00
Listing Office: Allison James Estates & Homes
Last Updated: June – 01 – 2026
Information deemed reliable but not guaranteed.