12011 Front Beach Road 201C, Panama City Beach, FL 32407

$658,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,588 Status: Active
Current Price: $658,000 List Date: 6/13/2026 Last Modified: 7/03/2026

Overview

Description

Wake up to breathtaking, unobstructed views of the sparkling emerald waters and sugar-white sands of Panama City Beach from this beautiful view positioned 3-bedroom, 2-bath condominium at Sterling Reef. Located on the highly desirable east side of the building, this second-floor unit offers a unique vantage point where it feels as though your balcony extends directly into the Gulf of America. Unlike many units in the area, this condo has never been used as a rental and has been privately owned, offering exceptional care and pride of ownership throughout. While short-term rentals are allowed, this property presents a rare opportunity to own a pristine, never-rented by current owners and a perfect beachfront retreat or establish a premium vacation rental investment. Perfectly situated next to MB Miller County Pier, you'll enjoy front-row seats to spectacular fireworks displays right from your private balcony. The second-floor location provides the ideal elevation for enjoying panoramic

Listing Details MLS# 791304

Contract Info

List Price/SqFt
414.36

Location

Area
03 – Bay County – Beach
Street #
12011
Street Name
Front Beach
Street Suffix
Road
Unit #
201C
State
FL
Zip Code
32407
County
Bay
Sub Area
0318 – Beach – Central South
Subdivision
Sterling Reef
Community/Resort
None
Waterfront
Yes
Gulf Access
Yes
Parcel ID
34809-610-008
Elementary School
Hutchison Beach
Middle School
Surfside
High School
Arnold
Directions
Go south toward the beach from Panama City Beach Parkway. Sterling Reef is located on the east side of M.B. Miller County Pier. Parking is inside the parking deck. Be sure to check-in with security staff at entrance.
Legal Description
STERLING REEF UNIT 201 TYPE C ORB 2578 P 120

General Property Info

Sub-Type
Condominium
Floor Number
2
Design
High-Rise (8+ floors)
Apx SqFt(Htd/Cooled)
1588
SqFt Source
Prop App Site
Full Baths
2
Total Baths
2
# of Stories in Building
19
Year Built
2005
Construction Status
Construction Complete
New Construction
No
Garage Y/N
No
Lot Dimensions
0x0
Pool
Yes
Pool Type
Community

Listing Info, Tax and Legal

HOA Fee
Yes
HOA Amount
977
HOA Frequency
Monthly
HOA Annual Amount
11724
New Buyer Fee
No
Last Tax Year
2025
Brokerage Interest
No Interest
Condo Doc
Yes

Remarks & Misc

Remarks
Wake up to breathtaking, unobstructed views of the sparkling emerald waters and sugar-white sands of Panama City Beach from this beautiful view positioned 3-bedroom, 2-bath condominium at Sterling Reef. Located on the highly desirable east side of the building, this second-floor unit offers a unique vantage point where it feels as though your balcony extends directly into the Gulf of America. Unlike many units in the area, this condo has never been used as a rental and has been privately owned, offering exceptional care and pride of ownership throughout. While short-term rentals are allowed, this property presents a rare opportunity to own a pristine, never-rented by current owners and a perfect beachfront retreat or establish a premium vacation rental investment. Perfectly situated next to MB Miller County Pier, you'll enjoy front-row seats to spectacular fireworks displays right from your private balcony. The second-floor location provides the ideal elevation for enjoying panoramic Gulf views while maintaining a close connection to the beach and water below. Sterling Reef offers outstanding amenities, including a Gulf-front pool, fitness center, activity room, grilling areas, and direct beach access. Conveniently located near dining, shopping, entertainment, and local attractions, this condo combines an unbeatable location with stunning views and exceptional ownership history. Opportunities like this don't come along often–don't let this one slip away!

Appliances

Dishwasher
Yes
Microwave
Yes
Range – Electric
Yes
Refrigerator
Yes
Washer/Dryer Stacked
Yes

More Information

Interior Features

Kitchen Island
Yes

Exterior

Balcony
Yes

Waterfront Feature

Shore – Beach
Yes

Association Fees Include

Accounting
Yes
BBQ Pit/Grill
Yes
Beach
Yes
Exercise Room
Yes
Internet-WiFi
Yes
Management
Yes
Master Association
Yes
Pest Control
Yes
Picnic Area
Yes
Recreational Faclty
Yes
Security
Yes
Sewer
Yes
Trash Disposal
Yes
TV Cable
Yes
Water
Yes

Furnished

Furnished
Yes

Parking Features

Parking Garage
Yes

Rooms

Bedroom
Yes
Primary Bathroom
Yes

Showing

ShowingTime
Yes

Utilities

Public Sewer – Connected
Yes
Public Water – Connected
Yes

Waterview

Gulf
Yes

Sale Type

As Is
Yes

Waterfront Type

Gulf
Yes

Bedroom

First
Yes

Cooling

Ceiling Fan(s)
Yes
Electric
Yes

Heating

Electric
Yes

Primary Bathroom

First
Yes

Property Features

Appliances: Dishwasher; Microwave; Range – Electric; Refrigerator; Washer/Dryer Stacked Bedroom: First Cooling: Ceiling Fan(s); Electric Heating: Electric Exterior: Balcony Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Exercise Room; Internet-WiFi; Management; Master Association; Pest Control; Picnic Area; Recreational Faclty; Security; Sewer; Trash Disposal; Water Furnished: Furnished Primary Bathroom: First Parking Features: Parking Garage Rooms: Bedroom; Primary Bathroom Sale Type: As Is Showing: ShowingTime Utilities: Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf

Room Information

Room Name Level Dimensions Length Width
Primary Bathroom First 19 x 11 19.00 11.00
Bedroom First 14 x 11 14.00 11.00
Bedroom First 12 x 10 12.00 10.00
Listing Office: Beach Haven Realty
Last Updated: July – 03 – 2026
Information deemed reliable but not guaranteed.