12011 Front Beach Road 201C, Panama City Beach, FL 32407
$658,000
Property Type:
Residential
Bedrooms:
3
Baths:
2
Square Footage:
1,588
Status:
Active
Current Price:
$658,000
List Date:
6/13/2026
Last Modified:
7/03/2026
Overview
Description
…
(Read more)
Wake up to breathtaking, unobstructed views of the sparkling emerald waters and sugar-white sands of Panama City Beach from this beautiful view positioned 3-bedroom, 2-bath condominium at Sterling Reef. Located on the highly desirable east side of the building, this second-floor unit offers a unique vantage point where it feels as though your balcony extends directly into the Gulf of America.
Unlike many units in the area, this condo has never been used as a rental and has been privately owned, offering exceptional care and pride of ownership throughout. While short-term rentals are allowed, this property presents a rare opportunity to own a pristine, never-rented by current owners and a perfect beachfront retreat or establish a premium vacation rental investment.
Perfectly situated next to MB Miller County Pier, you’ll enjoy front-row seats to spectacular fireworks displays right from your private balcony. The second-floor location provides the ideal elevation for enjoying panoramic Gulf views while maintaining a close connection to the beach and water below.
Sterling Reef offers outstanding amenities, including a Gulf-front pool, fitness center, activity room, grilling areas, and direct beach access. Conveniently located near dining, shopping, entertainment, and local attractions, this condo combines an unbeatable location with stunning views and exceptional ownership history.
Opportunities like this don’t come along often–don’t let this one slip away!
Listing Details MLS# 791304
Contract Info
- List Price/SqFt
- 414.36
Location
- Area
- 03 – Bay County – Beach
- Street #
- 12011
- Street Name
- Front Beach
- Street Suffix
- Road
- Unit #
- 201C
- State
- FL
- Zip Code
- 32407
- County
- Bay
- Sub Area
- 0318 – Beach – Central South
- Subdivision
- Sterling Reef
- Community/Resort
- None
- Waterfront
- Yes
- Gulf Access
- Yes
- Parcel ID
- 34809-610-008
- Elementary School
- Hutchison Beach
- Middle School
- Surfside
- High School
- Arnold
- Directions
- Go south toward the beach from Panama City Beach Parkway. Sterling Reef is located on the east side of M.B. Miller County Pier. Parking is inside the parking deck. Be sure to check-in with security staff at entrance.
- Legal Description
- STERLING REEF UNIT 201 TYPE C ORB 2578 P 120
General Property Info
- Sub-Type
- Condominium
- Floor Number
- 2
- Design
- High-Rise (8+ floors)
- Apx SqFt(Htd/Cooled)
- 1588
- SqFt Source
- Prop App Site
- Full Baths
- 2
- Total Baths
- 2
- # of Stories in Building
- 19
- Year Built
- 2005
- Construction Status
- Construction Complete
- New Construction
- No
- Garage Y/N
- No
- Lot Dimensions
- 0x0
- Pool
- Yes
- Pool Type
- Community
Listing Info, Tax and Legal
- HOA Fee
- Yes
- HOA Amount
- 977
- HOA Frequency
- Monthly
- HOA Annual Amount
- 11724
- New Buyer Fee
- No
- Last Tax Year
- 2025
- Brokerage Interest
- No Interest
- Condo Doc
- Yes
Remarks & Misc
- Remarks
- Wake up to breathtaking, unobstructed views of the sparkling emerald waters and sugar-white sands of Panama City Beach from this beautiful view positioned 3-bedroom, 2-bath condominium at Sterling Reef. Located on the highly desirable east side of the building, this second-floor unit offers a unique vantage point where it feels as though your balcony extends directly into the Gulf of America. Unlike many units in the area, this condo has never been used as a rental and has been privately owned, offering exceptional care and pride of ownership throughout. While short-term rentals are allowed, this property presents a rare opportunity to own a pristine, never-rented by current owners and a perfect beachfront retreat or establish a premium vacation rental investment. Perfectly situated next to MB Miller County Pier, you'll enjoy front-row seats to spectacular fireworks displays right from your private balcony. The second-floor location provides the ideal elevation for enjoying panoramic Gulf views while maintaining a close connection to the beach and water below. Sterling Reef offers outstanding amenities, including a Gulf-front pool, fitness center, activity room, grilling areas, and direct beach access. Conveniently located near dining, shopping, entertainment, and local attractions, this condo combines an unbeatable location with stunning views and exceptional ownership history. Opportunities like this don't come along often–don't let this one slip away!
Appliances
- Dishwasher
- Yes
- Microwave
- Yes
- Range – Electric
- Yes
- Refrigerator
- Yes
- Washer/Dryer Stacked
- Yes
More Information
Interior Features
- Kitchen Island
- Yes
Exterior
- Balcony
- Yes
Waterfront Feature
- Shore – Beach
- Yes
Association Fees Include
- Accounting
- Yes
- BBQ Pit/Grill
- Yes
- Beach
- Yes
- Exercise Room
- Yes
- Internet-WiFi
- Yes
- Management
- Yes
- Master Association
- Yes
- Pest Control
- Yes
- Picnic Area
- Yes
- Recreational Faclty
- Yes
- Security
- Yes
- Sewer
- Yes
- Trash Disposal
- Yes
- TV Cable
- Yes
- Water
- Yes
Furnished
- Furnished
- Yes
Parking Features
- Parking Garage
- Yes
Rooms
- Bedroom
- Yes
- Primary Bathroom
- Yes
Showing
- ShowingTime
- Yes
Utilities
- Public Sewer – Connected
- Yes
- Public Water – Connected
- Yes
Waterview
- Gulf
- Yes
Sale Type
- As Is
- Yes
Waterfront Type
- Gulf
- Yes
Bedroom
- First
- Yes
Cooling
- Ceiling Fan(s)
- Yes
- Electric
- Yes
Heating
- Electric
- Yes
Primary Bathroom
- First
- Yes
Property Features
Appliances:
Dishwasher; Microwave; Range – Electric; Refrigerator; Washer/Dryer Stacked
Bedroom:
First
Cooling:
Ceiling Fan(s); Electric
Heating:
Electric
Exterior:
Balcony
Association Fees Include:
Accounting; BBQ Pit/Grill; Beach; TV Cable; Exercise Room; Internet-WiFi; Management; Master Association; Pest Control; Picnic Area; Recreational Faclty; Security; Sewer; Trash Disposal; Water
Furnished:
Furnished
Primary Bathroom:
First
Parking Features:
Parking Garage
Rooms:
Bedroom; Primary Bathroom
Sale Type:
As Is
Showing:
ShowingTime
Utilities:
Public Sewer – Connected; Public Water – Connected
Waterfront Type:
Gulf
Waterfront Feature:
Shore – Beach
Waterview:
Gulf
Room Information
| Room Name | Level | Dimensions | Length | Width |
|---|---|---|---|---|
| Primary Bathroom | First | 19 x 11 | 19.00 | 11.00 |
| Bedroom | First | 14 x 11 | 14.00 | 11.00 |
| Bedroom | First | 12 x 10 | 12.00 | 10.00 |
Listing Office:
Beach Haven Realty
Last Updated: July – 03 – 2026
Information deemed reliable but not guaranteed.