12011 Front Beach Road 404, Panama City Beach, FL 32407 (MLS# 771137)

12011 Front Beach Road 404, Panama City Beach, FL 32407

$415,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,076 Status: Under Contract – Taking Backups

Current Price: $415,000 List Date: 11/25/2025 Last Modified: 6/05/2026

Overview

Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. BEST PRICED CONDO IN STERLING REEF BY 25K!!! Gorgeous East / West Gulf Views! Fully Furnished Gulf Front Condo located at Sterling Reef in Panama City Beach. This condo features 2 Beds / 2 Baths. The Main Suite sits Gulf Front with Direct Balcony Access. ***NEW HVAC INSTALLED OCTOBER 24, 2025*** The unit was just freshly painted. Enjoy your morning coffee or happy hour cocktail from your expansive balcony overlooking the beautiful waters of the Emerald Coast. Sterling Reef is packed full of amenities such as an Outdoor Pool, Fitness Center, Outdoor Grills and more. The County Pier is located next door and Shipwreck Island Waterpark is just across the street. Pier Park, offering dining, shopping, and entertainment, is situated merely 3.5 miles west. The Northwest Florida Beaches International Airport is located just 17 miles away. All measurements are approximate, if important, please measure. Schedule your showing today! Th … (Read more)

Listing Details MLS# 771137

Contract Info

List Price/SqFt: 385.69

Location

Area: 03 – Bay County – Beach
Street #: 12011
Street Name: Front Beach
Street Suffix: Road
Unit #: 404
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0318 – Beach – Central South
Subdivision: Sterling Reef
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 34809-610-025
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Take 98 East to Alf Coleman. Right on Alf Coleman to Front Beach Rd. Make a Left on Front Beach Rd. Sterling Reef will be on the Right.
Legal Description: STERLING REEF UNIT 404 TYPE B ORB 2578 P 120 ''ARUBA'' 2BD/2BTH ORB 4305 P 1050 1076 SQ.FT.=H&C . 184 SQ.FT.=BALC

General Property Info

Sub-Type: Condominium
Floor Number: 4
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1076
SqFt Source: Prop App Site
Full Baths: 2
Total Baths: 2
Year Built: 2005
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 0X0
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-05-14

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 977
HOA Frequency: Monthly
HOA Annual Amount: 11724
Is Subject Leased: No
New Buyer Fee: No
New Buyer Fee Paid: $
Last Taxes: 5465
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes

Remarks & Misc

Remarks: CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. BEST PRICED CONDO IN STERLING REEF BY 25K!!! Gorgeous East / West Gulf Views! Fully Furnished Gulf Front Condo located at Sterling Reef in Panama City Beach. This condo features 2 Beds / 2 Baths. The Main Suite sits Gulf Front with Direct Balcony Access. ***NEW HVAC INSTALLED OCTOBER 24, 2025*** The unit was just freshly painted. Enjoy your morning coffee or happy hour cocktail from your expansive balcony overlooking the beautiful waters of the Emerald Coast. Sterling Reef is packed full of amenities such as an Outdoor Pool, Fitness Center, Outdoor Grills and more. The County Pier is located next door and Shipwreck Island Waterpark is just across the street. Pier Park, offering dining, shopping, and entertainment, is situated merely 3.5 miles west. The Northwest Florida Beaches International Airport is located just 17 miles away. All measurements are approximate, if important, please measure. Schedule your showing today! The HOA fee is $977.00 / Monthly.

More Information

Pool Features

Heated – Electric: Yes
Inground: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Electric: Yes

Interior Features

Breakfast Bar: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lock Out Closet: Yes
Split Bedroom: Yes
Window – Treatment All: Yes

Exterior

Balcony: Yes

Waterfront Feature

Shore – Beach: Yes

Association Fees Include

BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Dumpster: Yes
Exercise Room: Yes
Insurance: Yes
Pest Control: Yes
Pool: Yes
Security: Yes
Sewer: Yes
Water: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Furnished: Yes

Lot Features

Waterfront: Yes

Lot Access

City Street: Yes

Parking Features

Garage Attached: Yes

Mstr Bath / Mstr Bdrm

MBed Balcony: Yes
MBed First Floor: Yes
MBed Walk-in Closet: Yes
MBed Waterfront: Yes
MBath Shower/Tub Combo: Yes

Association Amenities

BBQ Pit/Grill: Yes
Beach: Yes
Community Room: Yes
Dumpster: Yes
Elevators: Yes
Exercise Room: Yes
Pool: Yes
Waterfront: Yes

Rooms

Bedroom: Yes
Master Bedroom: Yes

Utilities

Electricity – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Waterview

Gulf: Yes

Sale Type

As Is: Yes

Waterfront Type

Gulf: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Electric; Refrigerator; Washer/Dryer Stacked; Water Heater – Electric Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Exterior: Balcony Association Fees Include: BBQ Pit/Grill; Beach; Community Room; Dumpster; Exercise Room; Insurance; Pest Control; Pool; Security; Sewer; Water Financing: Cash; Conventional Furnished: Furnished Lot Features: Waterfront Lot Access: City Street Pool Features: Heated – Electric; Inground Parking Features: Garage Attached Association Amenities: BBQ Pit/Grill; Beach; Community Room; Dumpster; Elevators; Exercise Room; Pool; Waterfront Rooms: Bedroom; Master Bedroom Sale Type: As Is Utilities: Electricity – Connected; Public Sewer – Connected; Public Water – Connected Waterfront Type: Gulf Waterfront Feature: Shore – Beach Waterview: Gulf

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	First	14 x 12	14.00	12.00
Bedroom	First	10 x 10	10.00	10.00

Listing Office: Keller Williams Success Realty

Last Updated: June – 05 – 2026

Information deemed reliable but not guaranteed.