121 Dragon Circle, Panama City Beach, FL 32408 (MLS# 787864)

121 Dragon Circle, Panama City Beach, FL 32408

$615,700

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,919 Lot Size (sq. ft.): 14,560 Status: Active

Current Price: $615,700 List Date: 5/18/2026 Last Modified: 5/29/2026

Overview

Description

Nestled within the prestigious Dragon's Ridge neighborhood of Bay Point, this exceptional luxury home offers a rare opportunity to live along the 9th hole of the renowned Jack Nicklaus golf course. Showcasing striking Mediterranean architecture, the residence boasts impressive curb appeal, highlighted by a barrel tile roof installed in 2019 and timeless design elements throughout. This spacious four-bedroom, three-bath home is priced to sell as is, presenting an outstanding investment or renovation opportunity to customize and create your dream home in one of the area's most sought-after communities. Bay Point offers a vibrant and welcoming lifestyle with an array of amenities and social activities to enjoy at your leisure. Residents can take advantage of the yacht club, golf club, marina sunset socials, book clubs, wine clubs, women's club events, game nights, on-site dining, and live music. Whether you prefer an active social calendar or a more relaxed pace, Bay Point offers th … (Read more)

Listing Details MLS# 787864

Contract Info

List Price/SqFt: 210.93

Location

Area: 03 – Bay County – Beach
Street #: 121
Street Name: Dragon
Street Suffix: Circle
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Dragon's Ridge Corrctd
Community/Resort: Bay Point Homes/Lots
Waterfront: No
Parcel ID: 31402-555-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Magnoila Beach Rd, turn right onto Jan Cooley, first gate to the left, (Legend Lakes Gate), second left into Dragon's Ridge, first right, as you round the park to the left, home will be on the right.
Legal Description: DRAGON'S RIDGE CORRECTED LOT 11 ORB 3569 P 115

General Property Info

Sub-Type: Detached Single Family
Design: Mediterranean
Apx SqFt(Htd/Cooled): 2919
SqFt Source: Prop App Site
Full Baths: 3
Total Baths: 3
Year Built: 1990
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: 140X104
Acreage: 0.33
Lot Size (SqFt): 14560
Pool: No

Listing Info, Tax and Legal

Homestead: Yes
HOA Fee: Yes
HOA Amount: 254
HOA Frequency: Monthly
HOA Annual Amount: 3048
New Buyer Fee: Yes
Last Taxes: 4393
Last Tax Year: 2025
Brokerage Interest: No Interest
Township: Panama city

Remarks & Misc

Remarks: Nestled within the prestigious Dragon's Ridge neighborhood of Bay Point, this exceptional luxury home offers a rare opportunity to live along the 9th hole of the renowned Jack Nicklaus golf course. Showcasing striking Mediterranean architecture, the residence boasts impressive curb appeal, highlighted by a barrel tile roof installed in 2019 and timeless design elements throughout. This spacious four-bedroom, three-bath home is priced to sell as is, presenting an outstanding investment or renovation opportunity to customize and create your dream home in one of the area's most sought-after communities. Bay Point offers a vibrant and welcoming lifestyle with an array of amenities and social activities to enjoy at your leisure. Residents can take advantage of the yacht club, golf club, marina sunset socials, book clubs, wine clubs, women's club events, game nights, on-site dining, and live music. Whether you prefer an active social calendar or a more relaxed pace, Bay Point offers the perfect balance. With over 50 years of established charm and community appeal, this is your chance to become part of one of the most desirable neighborhoods in the area.

Interior Features

Breakfast Bar: Yes
Ceiling – Cathedral: Yes
Ceiling – Raised: Yes
Ceiling – Vaulted: Yes
Fireplace: Yes
Floor – Tile: Yes
Floor – Vinyl Plank: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Split Bedroom: Yes

More Information

Construction/Siding

Wood/Frame: Yes
Roof – Clay/Concrete: Yes
Siding – Stucco: Yes

Exterior

Double Pane Windows: Yes
Fenced Back Yard: Yes
Porch Screened: Yes

Association Fees Include

Accounting: Yes
Ground Keeping: Yes
Management: Yes
Master Association: Yes
Playground: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Lot Features

Landscaped: Yes
On Golf Course: Yes

Lot Access

Gated Access: Yes
Private Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Shower Only: Yes
MBath Walk-In Closet: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Fishing: Yes
Gated Community: Yes
Golf: Yes
Marina: Yes
Playground: Yes
Security-24 hour: Yes
Dining: Yes

Rooms

Bedroom: Yes
Master Bedroom: Yes

Utilities

Cable – Available: Yes
Electricity – Connected: Yes
Electric 220/240: Yes
Garbage: Yes
Natural Gas – Available: Yes
Phone – Available: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Sale Type

As Is: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Gas: Yes

Heating

Electric: Yes
Fireplace – Wood Burning: Yes

Security Features

24 Hour Security: Yes
Secured Garage/Parking: Yes
Security Gate: Yes
Security Service: Yes
Smoke Detector(s): Yes

Property Features

Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric; Gas Heating: Electric; Fireplace – Wood Burning Exterior: Double Pane Windows; Fenced Back Yard; Porch Screened Association Fees Include: Accounting; Ground Keeping; Management; Master Association; Playground Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Lot Features: Landscaped; On Golf Course Lot Access: Gated Access; Private Road Security Features: 24 Hour Security; Secured Garage/Parking; Security Gate; Security Service; Smoke Detector(s) Parking Features: Driveway; Garage Attached Association Amenities: Dining; Fishing; Gated Community; Golf; Marina; Playground; Security-24 hour Rooms: Bedroom; Master Bedroom Sale Type: As Is Utilities: Cable – Available; Electric 220/240; Electricity – Connected; Garbage; Natural Gas – Available; Phone – Available; Public Sewer – Connected; Public Water – Connected; Underground Utilities Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	First	18 x 20	18.00	20.00
Bedroom	First	14 x 13	14.00	13.00
Bedroom	First	15 x 12	15.00	12.00
Bedroom	First	11.5 x 11.5	11.50	11.50

Listing Office: Keller Williams Realty Emerald

Last Updated: May – 29 – 2026

Information deemed reliable but not guaranteed.