122 Dragon Circle, Panama City, FL 32408

$959,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,146 Lot Size (sq. ft.): 20,038 Status: Active
Current Price: $959,000 List Date: 1/07/2026 Last Modified: 3/02/2026

Description

Experience exceptional living in this custom home located in the prestigious gated community of Bay Point. Perfectly positioned on the 11th hole of the renowned Nicklaus Golf Course, this meticulously maintained residence offers a rare blend of luxury, function, and privacy. Featuring 3 bedrooms, 2.5 bathrooms, and a dedicated office or study that can serve as a fourth bedroom, this home provides flexible space for both living and working. Step inside to find hardwood floors, raised ceilings, recessed lighting, and a cozy gas fireplace—all integrated with a Control4 smart home system. The spacious kitchen boasts stainless steel appliances, a wet bar, and flows effortlessly into the open living and dining areas, perfect for entertaining. Plantation shutters add charm throughout, and a second-floor bonus room offers extra space for a media room, playroom, or guest retreat. The expansive master suite overlooks the beautifully landscaped backyard and golf course, with a master bath featuring a double vanity, garden jetted tub, separate shower, and a large walk-in closet connected to a full laundry room with mud sink. Outdoors, enjoy an oversized screened-in covered patio with tongue and groove ceiling and recessed lighting, leading to a heated swimming pool with a tranquil waterfall. The oversized 180-foot-deep lot allows ample space to relax or entertain. Car enthusiasts and adventurers will love the standard 2-car garage plus a massive 900 plus square feet heated and cooled motorhome garage—built to house an RV or boat up to 45 feet. This specialty garage includes 30-amp power, sewer clean out, ventilation, and a workshop area. Additional features include a full-house generator, 16-camera security system, and the peace of mind that comes with living in one of Panama City Beach’s most sought-after gated communities. This is Bay Point living at its finest.

More Information MLS# 783325

Listing Info, Tax and Legal

HOA Fee: Yes HOA Amount: 2930 HOA Frequency: Annually HOA Annual Amount: 2930 New Buyer Fee: No Last Taxes: 9568 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Contract Info

List Price/SqFt: 304.83 Status: Active List Date: 2026-01-07 List Price: $959,000 Current Price: $959,000

Location

Sub Area: 0319 – Beach – East Community/Resort: Bay Point Homes/Lots Waterfront: Yes Gulf Access: No Elementary School: Patronis Middle School: Surfside High School: Arnold Directions: From Magnolia Beach Rd, continue down Delwood Beach Rd, Take a right on Jan Cooley Dr, Turn left into Gate on Dragon Ridge Rd, take the second left on Dragon Circle, follow Dragon Circle around and house will be on the left. Area: 03 – Bay County – Beach Street #: 122 Street Name: Dragon Street Suffix: Circle State: FL Zip Code: 32408 County: Bay Subdivision: Dragon’s Ridge Corrctd Parcel ID: 31402-595-000 Legal Description: DRAGON’S RIDGE CORRECTED LOT 19 ORB 3857 P 1251

General Property Info

Acreage: 0.46 Design: Contemporary Lot Size (SqFt): 20038 Apx SqFt(Htd/Cooled): 3146 Construction Status: Construction Complete SqFt Source: An Appraiser Half Baths: 1 Lot Dimensions: 114×176 New Construction: No Garage Y/N: Yes Garage Spaces: 3 Pool: Yes Pool Type: Private Sub-Type: Detached Single Family Bedrooms: 4 Full Baths: 2 Total Baths: 3 Year Built: 2001

Remarks & Misc

Remarks: Experience exceptional living in this custom home located in the prestigious gated community of Bay Point. Perfectly positioned on the 11th hole of the renowned Nicklaus Golf Course, this meticulously maintained residence offers a rare blend of luxury, function, and privacy. Featuring 3 bedrooms, 2.5 bathrooms, and a dedicated office or study that can serve as a fourth bedroom, this home provides flexible space for both living and working. Step inside to find hardwood floors, raised ceilings, recessed lighting, and a cozy gas fireplace—all integrated with a Control4 smart home system. The spacious kitchen boasts stainless steel appliances, a wet bar, and flows effortlessly into the open living and dining areas, perfect for entertaining. Plantation shutters add charm throughout, and a second-floor bonus room offers extra space for a media room, playroom, or guest retreat. The expansive master suite overlooks the beautifully landscaped backyard and golf course, with a master bath featuring a double vanity, garden jetted tub, separate shower, and a large walk-in closet connected to a full laundry room with mud sink. Outdoors, enjoy an oversized screened-in covered patio with tongue and groove ceiling and recessed lighting, leading to a heated swimming pool with a tranquil waterfall. The oversized 180-foot-deep lot allows ample space to relax or entertain. Car enthusiasts and adventurers will love the standard 2-car garage plus a massive 900 plus square feet heated and cooled motorhome garage—built to house an RV or boat up to 45 feet. This specialty garage includes 30-amp power, sewer clean out, ventilation, and a workshop area. Additional features include a full-house generator, 16-camera security system, and the peace of mind that comes with living in one of Panama City Beach’s most sought-after gated communities. This is Bay Point living at its finest.

Office

First: 1

Pool Features

Fenced: 1 Heated – Electric: 1 Inground: 1 Waterfall: 1

Appliances

Cooktop – Electric: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Oven – Electric: 1 Refrigerator: 1 Washer: 1 Water Heater – Electric: 1 Water Softener – Owned: 1

Interior Features

Breakfast Bar: 1 Ceiling – Crwn Molding: 1 Ceiling – Raised: 1 Fireplace: 1 Floor – Hardwood: 1 Floor – Tile: 1 Kitchen Island: 1 Lighting – Recessed: 1 Pantry: 1 Plantation Shutters: 1 Security System: 1 Wet Bar: 1 Window – Treatment All: 1

Construction/Siding

Foundation – Slab on Grade: 1 Roof – Composite Shngl: 1 Roof – Gutters: 1 Siding – Stucco: 1 Trim – Vinyl: 1

Exterior

Fenced Back Yard: 1 Patio Covered: 1 Porch Open: 1 Sprinkler System: 1

Association Fees Include

Accounting: 1 Gated Community: 1 Ground Keeping: 1 Management: 1 Master Association: 1 Security: 1 Trash Disposal: 1

Financing

Cash: 1 Conventional: 1

Furnished

Unfurnished: 1

Interior

Floor – Carpet: 1 Smart Home: 1

Lot Features

Covenants & Rescrictions: 1 Cul-De-Sac: 1 Landscaped: 1 On Golf Course: 1 Storm Sewer: 1 Waterfront: 1 Within 1/2 Mile to Water: 1

Lot Access

Gated Access: 1 Paved Road: 1 Private Road: 1

Parking Features

Driveway: 1 Circular Driveway: 1 Garage Attached: 1 Garage Door Opener: 1 Oversized: 1 RV Garage: 1

Mstr Bath / Mstr Bdrm

MBath Double Vanity: 1 MBath Separate Shwr: 1 MBath Walk-In Closet: 1 MBath Whirlpool: 1

Present Zoning

County: 1 Resid Single Family: 1

Association Amenities

Gated Community: 1 Golf: 1 Marina: 1 Waterfront: 1 Sidewalks: 1

Rooms

Bedroom: 1 Master Bedroom: 1 Office: 1

Showing

ShowingTime: 1

Utilities

TV Cable: 1 Electricity – Connected: 1 Garbage: 1 Natural Gas – Connected: 1 Internet – Broadband Available: 1 Private Well: 1 Public Sewer – Connected: 1 Public Water – Connected: 1 Underground Utilities: 1

Waterview

Other – See Remarks: 1

Sale Type

As Is: 1

Waterfront Type

Other: 1

Master Bedroom

First: 1

Bedroom

First: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1 Electric: 1

Heating

Central: 1 Electric: 1 Fireplace – Gas: 1

Security Features

24 Hour Security: 1 Gated Community: 1 Gated with Guard: 1 Security Gate: 1 Security Guard: 1 Security System: 1 Smoke Detector(s): 1

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Refrigerator; Washer; Water Heater – Electric; Water Softener – Owned Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Fireplace – Gas Exterior: Fenced Back Yard; Patio Covered; Porch Open; Sprinkler System Association Fees Include: Accounting; Gated Community; Ground Keeping; Management; Master Association; Security; Trash Disposal Financing: Cash; Conventional Furnished: Unfurnished Interior: Floor – Carpet; Smart Home Lot Features: Covenants & Rescrictions; Cul-De-Sac; Landscaped; On Golf Course; Storm Sewer; Waterfront; Within 1/2 Mile to Water Lot Access: Gated Access; Paved Road; Private Road Office: First Pool Features: Fenced; Heated – Electric; Inground; Waterfall Security Features: 24 Hour Security; Gated Community; Gated with Guard; Security Gate; Security Guard; Security System; Smoke Detector(s) Parking Features: Driveway; Circular Driveway; Garage Attached; Garage Door Opener; Oversized; RV Garage Association Amenities: Gated Community; Golf; Marina; Sidewalks; Waterfront Rooms: Bedroom; Master Bedroom; Office Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Natural Gas – Connected; Private Well; Public Sewer – Connected; Public Water – Connected; Underground Utilities Waterfront Type: Other Waterview: Other – See Remarks Present Zoning: County; Resid Single Family

Room Information

Master Bedroom Level: First Dimensions: 16 x 15 Length: 16.00 Width: 15.00 Dimensions: 16 x 15 Bedroom Level: First Dimensions: 15 x 11 Length: 15.00 Width: 11.00 Dimensions: 15 x 11 Bedroom Level: First Dimensions: 12 x 10 Length: 12.00 Width: 10.00 Dimensions: 12 x 10 Office Level: First Dimensions: 15 x 9 Length: 15.00 Width: 9.00 Dimensions: 15 x 9
Listing Office: Seltzer Real Estate, LLC
Last Updated: March – 02 – 2026
Information deemed reliable but not guaranteed.