122 Dragon Circle, Panama City, FL 32408 (MLS# 783325)

122 Dragon Circle, Panama City, FL 32408

$895,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,146 Lot Size (sq. ft.): 20,038 Status: Active

Current Price: $895,000 List Date: 1/07/2026 Last Modified: 4/14/2026

Overview

Description

Experience exceptional living in this custom home located in the prestigious gated community of Bay Point. Perfectly positioned on the 11th hole of the renowned Nicklaus Golf Course, this meticulously maintained residence offers a rare blend of luxury, function, and privacy. Featuring 3 bedrooms, 2.5 bathrooms, and a dedicated office or study that can serve as a fourth bedroom, this home provides flexible space for both living and working. Step inside to find hardwood floors, raised ceilings, recessed lighting, and a cozy gas fireplace—all integrated with a Control4 smart home system. The spacious kitchen boasts stainless steel appliances, a wet bar, and flows effortlessly into the open living and dining areas, perfect for entertaining. Plantation shutters add charm throughout, and a second-floor bonus room offers extra space for a media room, playroom, or guest retreat. The expansive master suite overlooks the beautifully landscaped backyard and golf course, with a master bath … (Read more)

Listing Details MLS# 783325

Contract Info

List Price/SqFt: 284.49

Location

Area: 03 – Bay County – Beach
Street #: 122
Street Name: Dragon
Street Suffix: Circle
State: FL
Zip Code: 32408
County: Bay
Sub Area: 0319 – Beach – East
Subdivision: Dragon's Ridge Corrctd
Community/Resort: Bay Point Homes/Lots
Waterfront: Yes
Gulf Access: No
Parcel ID: 31402-595-000
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Magnolia Beach Rd, continue down Delwood Beach Rd, Take a right on Jan Cooley Dr, Turn left into Gate on Dragon Ridge Rd, take the second left on Dragon Circle, follow Dragon Circle around and house will be on the left.
Legal Description: DRAGON'S RIDGE CORRECTED LOT 19 ORB 3857 P 1251

General Property Info

Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 3146
SqFt Source: An Appraiser
Full Baths: 2
Half Baths: Yes
Total Baths: 3
Year Built: 2001
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Lot Dimensions: 114×176
Acreage: 0.46
Lot Size (SqFt): 20038
Pool: Yes
Pool Type: Private

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 2930
HOA Frequency: Annually
HOA Annual Amount: 2930
New Buyer Fee: No
Last Taxes: 9568
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Experience exceptional living in this custom home located in the prestigious gated community of Bay Point. Perfectly positioned on the 11th hole of the renowned Nicklaus Golf Course, this meticulously maintained residence offers a rare blend of luxury, function, and privacy. Featuring 3 bedrooms, 2.5 bathrooms, and a dedicated office or study that can serve as a fourth bedroom, this home provides flexible space for both living and working. Step inside to find hardwood floors, raised ceilings, recessed lighting, and a cozy gas fireplace—all integrated with a Control4 smart home system. The spacious kitchen boasts stainless steel appliances, a wet bar, and flows effortlessly into the open living and dining areas, perfect for entertaining. Plantation shutters add charm throughout, and a second-floor bonus room offers extra space for a media room, playroom, or guest retreat. The expansive master suite overlooks the beautifully landscaped backyard and golf course, with a master bath featuring a double vanity, garden jetted tub, separate shower, and a large walk-in closet connected to a full laundry room with mud sink. Outdoors, enjoy an oversized screened-in covered patio with tongue and groove ceiling and recessed lighting, leading to a heated swimming pool with a tranquil waterfall. The oversized 180-foot-deep lot allows ample space to relax or entertain. Car enthusiasts and adventurers will love the standard 2-car garage plus a massive 900 plus square feet heated and cooled motorhome garage—built to house an RV or boat up to 45 feet. This specialty garage includes 30-amp power, sewer clean out, ventilation, and a workshop area. Additional features include a full-house generator, 16-camera security system, and the peace of mind that comes with living in one of Panama City Beach's most sought-after gated communities. This is Bay Point living at its finest.

Office

First: Yes

More Information

Pool Features

Fenced: Yes
Heated – Electric: Yes
Inground: Yes
Waterfall: Yes

Appliances

Cooktop – Electric: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Microwave: Yes
Oven – Electric: Yes
Refrigerator: Yes
Washer: Yes
Water Heater – Electric: Yes
Water Softener – Owned: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Ceiling – Raised: Yes
Fireplace: Yes
Floor – Hardwood: Yes
Floor – Tile: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Pantry: Yes
Plantation Shutters: Yes
Security System: Yes
Wet Bar: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes
Roof – Gutters: Yes
Siding – Stucco: Yes
Trim – Vinyl: Yes

Exterior

Fenced Back Yard: Yes
Patio Covered: Yes
Porch Open: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
Gated Community: Yes
Ground Keeping: Yes
Management: Yes
Master Association: Yes
Security: Yes
Trash Disposal: Yes

Financing

Cash: Yes
Conventional: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes
Smart Home: Yes

Lot Features

Covenants & Rescrictions: Yes
Cul-De-Sac: Yes
Landscaped: Yes
On Golf Course: Yes
Storm Sewer: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Gated Access: Yes
Paved Road: Yes
Private Road: Yes

Parking Features

Driveway: Yes
Circular Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes
Oversized: Yes
RV Garage: Yes

Mstr Bath / Mstr Bdrm

MBath Double Vanity: Yes
MBath Separate Shwr: Yes
MBath Walk-In Closet: Yes
MBath Whirlpool: Yes

Present Zoning

County: Yes
Resid Single Family: Yes

Association Amenities

Gated Community: Yes
Golf: Yes
Marina: Yes
Waterfront: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Master Bedroom: Yes
Office: Yes

Showing

ShowingTime: Yes

Utilities

TV Cable: Yes
Electricity – Connected: Yes
Garbage: Yes
Natural Gas – Connected: Yes
Internet – Broadband Available: Yes
Private Well: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes
Underground Utilities: Yes

Waterview

Other – See Remarks: Yes

Sale Type

As Is: Yes

Waterfront Type

Other: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes
Fireplace – Gas: Yes

Security Features

24 Hour Security: Yes
Gated Community: Yes
Gated with Guard: Yes
Security Gate: Yes
Security Guard: Yes
Security System: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Refrigerator; Washer; Water Heater – Electric; Water Softener – Owned Master Bedroom: First Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric; Fireplace – Gas Exterior: Fenced Back Yard; Patio Covered; Porch Open; Sprinkler System Association Fees Include: Accounting; Gated Community; Ground Keeping; Management; Master Association; Security; Trash Disposal Financing: Cash; Conventional Furnished: Unfurnished Interior: Floor – Carpet; Smart Home Lot Features: Covenants & Rescrictions; Cul-De-Sac; Landscaped; On Golf Course; Storm Sewer; Waterfront; Within 1/2 Mile to Water Lot Access: Gated Access; Paved Road; Private Road Office: First Pool Features: Fenced; Heated – Electric; Inground; Waterfall Security Features: 24 Hour Security; Gated Community; Gated with Guard; Security Gate; Security Guard; Security System; Smoke Detector(s) Parking Features: Driveway; Circular Driveway; Garage Attached; Garage Door Opener; Oversized; RV Garage Association Amenities: Gated Community; Golf; Marina; Sidewalks; Waterfront Rooms: Bedroom; Master Bedroom; Office Sale Type: As Is Showing: ShowingTime Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Natural Gas – Connected; Private Well; Public Sewer – Connected; Public Water – Connected; Underground Utilities Waterfront Type: Other Waterview: Other – See Remarks Present Zoning: County; Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Master Bedroom	First	16 x 15	16.00	15.00
Bedroom	First	15 x 11	15.00	11.00
Bedroom	First	12 x 10	12.00	10.00
Office	First	15 x 9	15.00	9.00

Listing Office: Seltzer Real Estate, LLC

Last Updated: April – 14 – 2026

Information deemed reliable but not guaranteed.