122 Dragon Circle, Panama City, FL 32408
$959,000
Property Type:
Residential
Bedrooms:
4
Baths:
3
Square Footage:
3,146
Lot Size (sq. ft.):
20,038
Status:
Active
Current Price:
$959,000
List Date:
1/07/2026
Last Modified:
3/02/2026
Description
Experience exceptional living in this custom home located in the prestigious gated community of Bay Point. Perfectly positioned on the 11th hole of the renowned Nicklaus Golf Course, this meticulously maintained residence offers a rare blend of luxury, function, and privacy. Featuring 3 bedrooms, 2.5 bathrooms, and a dedicated office or study that can serve as a fourth bedroom, this home provides flexible space for both living and working.
Step inside to find hardwood floors, raised ceilings, recessed lighting, and a cozy gas fireplace—all integrated with a Control4 smart home system. The spacious kitchen boasts stainless steel appliances, a wet bar, and flows effortlessly into the open living and dining areas, perfect for entertaining. Plantation shutters add charm throughout, and a second-floor bonus room offers extra space for a media room, playroom, or guest retreat.
The expansive master suite overlooks the beautifully landscaped backyard and golf course, with a master bath featuring a double vanity, garden jetted tub, separate shower, and a large walk-in closet connected to a full laundry room with mud sink.
Outdoors, enjoy an oversized screened-in covered patio with tongue and groove ceiling and recessed lighting, leading to a heated swimming pool with a tranquil waterfall. The oversized 180-foot-deep lot allows ample space to relax or entertain.
Car enthusiasts and adventurers will love the standard 2-car garage plus a massive 900 plus square feet heated and cooled motorhome garage—built to house an RV or boat up to 45 feet. This specialty garage includes 30-amp power, sewer clean out, ventilation, and a workshop area.
Additional features include a full-house generator, 16-camera security system, and the peace of mind that comes with living in one of Panama City Beach’s most sought-after gated communities. This is Bay Point living at its finest.
More Information MLS# 783325
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 2930
HOA Frequency: Annually
HOA Annual Amount: 2930
New Buyer Fee: No
Last Taxes: 9568
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Contract Info
List Price/SqFt: 304.83
Status: Active
List Date: 2026-01-07
List Price: $959,000
Current Price: $959,000
Location
Sub Area: 0319 – Beach – East
Community/Resort: Bay Point Homes/Lots
Waterfront: Yes
Gulf Access: No
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Directions: From Magnolia Beach Rd, continue down Delwood Beach Rd, Take a right on Jan Cooley Dr, Turn left into Gate on Dragon Ridge Rd, take the second left on Dragon Circle, follow Dragon Circle around and house will be on the left.
Area: 03 – Bay County – Beach
Street #: 122
Street Name: Dragon
Street Suffix: Circle
State: FL
Zip Code: 32408
County: Bay
Subdivision: Dragon’s Ridge Corrctd
Parcel ID: 31402-595-000
Legal Description: DRAGON’S RIDGE CORRECTED LOT 19 ORB 3857 P 1251
General Property Info
Acreage: 0.46
Design: Contemporary
Lot Size (SqFt): 20038
Apx SqFt(Htd/Cooled): 3146
Construction Status: Construction Complete
SqFt Source: An Appraiser
Half Baths: 1
Lot Dimensions: 114×176
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 2
Total Baths: 3
Year Built: 2001
Remarks & Misc
Remarks: Experience exceptional living in this custom home located in the prestigious gated community of Bay Point. Perfectly positioned on the 11th hole of the renowned Nicklaus Golf Course, this meticulously maintained residence offers a rare blend of luxury, function, and privacy. Featuring 3 bedrooms, 2.5 bathrooms, and a dedicated office or study that can serve as a fourth bedroom, this home provides flexible space for both living and working.
Step inside to find hardwood floors, raised ceilings, recessed lighting, and a cozy gas fireplace—all integrated with a Control4 smart home system. The spacious kitchen boasts stainless steel appliances, a wet bar, and flows effortlessly into the open living and dining areas, perfect for entertaining. Plantation shutters add charm throughout, and a second-floor bonus room offers extra space for a media room, playroom, or guest retreat.
The expansive master suite overlooks the beautifully landscaped backyard and golf course, with a master bath featuring a double vanity, garden jetted tub, separate shower, and a large walk-in closet connected to a full laundry room with mud sink.
Outdoors, enjoy an oversized screened-in covered patio with tongue and groove ceiling and recessed lighting, leading to a heated swimming pool with a tranquil waterfall. The oversized 180-foot-deep lot allows ample space to relax or entertain.
Car enthusiasts and adventurers will love the standard 2-car garage plus a massive 900 plus square feet heated and cooled motorhome garage—built to house an RV or boat up to 45 feet. This specialty garage includes 30-amp power, sewer clean out, ventilation, and a workshop area.
Additional features include a full-house generator, 16-camera security system, and the peace of mind that comes with living in one of Panama City Beach’s most sought-after gated communities. This is Bay Point living at its finest.
Office
First: 1
Pool Features
Fenced: 1
Heated – Electric: 1
Inground: 1
Waterfall: 1
Appliances
Cooktop – Electric: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven – Electric: 1
Refrigerator: 1
Washer: 1
Water Heater – Electric: 1
Water Softener – Owned: 1
Interior Features
Breakfast Bar: 1
Ceiling – Crwn Molding: 1
Ceiling – Raised: 1
Fireplace: 1
Floor – Hardwood: 1
Floor – Tile: 1
Kitchen Island: 1
Lighting – Recessed: 1
Pantry: 1
Plantation Shutters: 1
Security System: 1
Wet Bar: 1
Window – Treatment All: 1
Construction/Siding
Foundation – Slab on Grade: 1
Roof – Composite Shngl: 1
Roof – Gutters: 1
Siding – Stucco: 1
Trim – Vinyl: 1
Exterior
Fenced Back Yard: 1
Patio Covered: 1
Porch Open: 1
Sprinkler System: 1
Association Fees Include
Accounting: 1
Gated Community: 1
Ground Keeping: 1
Management: 1
Master Association: 1
Security: 1
Trash Disposal: 1
Financing
Cash: 1
Conventional: 1
Furnished
Unfurnished: 1
Interior
Floor – Carpet: 1
Smart Home: 1
Lot Features
Covenants & Rescrictions: 1
Cul-De-Sac: 1
Landscaped: 1
On Golf Course: 1
Storm Sewer: 1
Waterfront: 1
Within 1/2 Mile to Water: 1
Lot Access
Gated Access: 1
Paved Road: 1
Private Road: 1
Parking Features
Driveway: 1
Circular Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Oversized: 1
RV Garage: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBath Whirlpool: 1
Present Zoning
County: 1
Resid Single Family: 1
Association Amenities
Gated Community: 1
Golf: 1
Marina: 1
Waterfront: 1
Sidewalks: 1
Rooms
Bedroom: 1
Master Bedroom: 1
Office: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Electricity – Connected: 1
Garbage: 1
Natural Gas – Connected: 1
Internet – Broadband Available: 1
Private Well: 1
Public Sewer – Connected: 1
Public Water – Connected: 1
Underground Utilities: 1
Waterview
Other – See Remarks: 1
Sale Type
As Is: 1
Waterfront Type
Other: 1
Master Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Fireplace – Gas: 1
Security Features
24 Hour Security: 1
Gated Community: 1
Gated with Guard: 1
Security Gate: 1
Security Guard: 1
Security System: 1
Smoke Detector(s): 1
Property Features
Appliances: Cooktop – Electric; Dishwasher; Disposal; Dryer; Microwave; Oven – Electric; Refrigerator; Washer; Water Heater – Electric; Water Softener – Owned
Master Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric; Fireplace – Gas
Exterior: Fenced Back Yard; Patio Covered; Porch Open; Sprinkler System
Association Fees Include: Accounting; Gated Community; Ground Keeping; Management; Master Association; Security; Trash Disposal
Financing: Cash; Conventional
Furnished: Unfurnished
Interior: Floor – Carpet; Smart Home
Lot Features: Covenants & Rescrictions; Cul-De-Sac; Landscaped; On Golf Course; Storm Sewer; Waterfront; Within 1/2 Mile to Water
Lot Access: Gated Access; Paved Road; Private Road
Office: First
Pool Features: Fenced; Heated – Electric; Inground; Waterfall
Security Features: 24 Hour Security; Gated Community; Gated with Guard; Security Gate; Security Guard; Security System; Smoke Detector(s)
Parking Features: Driveway; Circular Driveway; Garage Attached; Garage Door Opener; Oversized; RV Garage
Association Amenities: Gated Community; Golf; Marina; Sidewalks; Waterfront
Rooms: Bedroom; Master Bedroom; Office
Sale Type: As Is
Showing: ShowingTime
Utilities: TV Cable; Electricity – Connected; Garbage; Internet – Broadband Available; Natural Gas – Connected; Private Well; Public Sewer – Connected; Public Water – Connected; Underground Utilities
Waterfront Type: Other
Waterview: Other – See Remarks
Present Zoning: County; Resid Single Family
Room Information
Master Bedroom
Level: First
Dimensions: 16 x 15
Length: 16.00
Width: 15.00
Dimensions: 16 x 15
Bedroom
Level: First
Dimensions: 15 x 11
Length: 15.00
Width: 11.00
Dimensions: 15 x 11
Bedroom
Level: First
Dimensions: 12 x 10
Length: 12.00
Width: 10.00
Dimensions: 12 x 10
Office
Level: First
Dimensions: 15 x 9
Length: 15.00
Width: 9.00
Dimensions: 15 x 9
Listing Office:
Seltzer Real Estate, LLC
Last Updated: March – 02 – 2026
Information deemed reliable but not guaranteed.