123 Moonraker Circle, Panama City Beach, FL 32407 (MLS# 782046)

123 Moonraker Circle, Panama City Beach, FL 32407

$524,900

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,191 Lot Size (sq. ft.): 7,841 Status: Active

Current Price: $524,900 List Date: 5/13/2026 Last Modified: 6/03/2026

Overview

Description

LOCATION LOCATION LOCATION! Enjoy serene water views from the back porch, featuring a spacious in-law/guest suite with private entrance, and a fenced yard perfect for privacy and pets. Welcome home to Moonraker Circle! This home is 5/10ths of a mile to the M.B. Miller county pier with beautiful beaches all around and close to restaurants, gyms, major grocery chains, home improvement centers, Shipwreck Island, and so much more. Don't miss the opportunity to own this unique 4 bedroom 3 bath home as it has an inlaw/guest suite under the same roof as the main home with a private exterior entrance and also a connecting door inside the main home. This home is situated on a .18 acre lot on a neighborhood pond with a nice view and relaxing sounds of a fountain. A screened back porch looks out onto the pond for either those mornings with a cup of coffee or a leisure evening with a glass of wine looking for a sunset. The exterior of the home was repainted in December 2024 with other interior ro … (Read more) LOCATION LOCATION LOCATION! Enjoy serene water views from the back porch, featuring a spacious in-law/guest suite with private entrance, and a fenced yard perfect for privacy and pets. Welcome home to Moonraker Circle! This home is 5/10ths of a mile to the M.B. Miller county pier with beautiful beaches all around and close to restaurants, gyms, major grocery chains, home improvement centers, Shipwreck Island, and so much more. Don’t miss the opportunity to own this unique 4 bedroom 3 bath home as it has an inlaw/guest suite under the same roof as the main home with a private exterior entrance and also a connecting door inside the main home. This home is situated on a .18 acre lot on a neighborhood pond with a nice view and relaxing sounds of a fountain. A screened back porch looks out onto the pond for either those mornings with a cup of coffee or a leisure evening with a glass of wine looking for a sunset. The exterior of the home was repainted in December 2024 with other interior rooms painted in the fall of 2025. The main part of the home is a 3 bedroom 2 full bath split plan with an open floor plan consisting of a living, dining and kitchen area. The master bedroom is 14′ x 16′ and the master bathroom includes a double vanity with a large walk-in closet, garden tub, shower and separate toilet room. The other 2 bedrooms share a full bath with each bedroom having a walk in closet. A separate laundry room with laundry cabinets accommodates full size washer/dryer units. The in-law/guest suite has a 12′ x 11′ 2” bedroom, a bathroom offering a large walk-in shower with a laundry closet sized for a stack washer/dryer unit. It has an open floor plan consisting of a full kitchen w/dining area and living room. This home has a two car garage with a separate parking area adjacent to the driveway for a third vehicle. The total area of this home is 2862 sq. ft. under roof with 2191 heated/cooled sq ft. The main home has Shaw luxury vinyl plank (grey oak) in all parts of the home except for the two bedrooms which were re-carpeted in January 2025. The in-law/guest suite has the same Shaw luxury vinyl plank throughout. Crown molding is installed in the main areas of the house with 3” Plantation shutters installed on all windows in the main home. Added conveniences with this home are a keyless entry on the front door, a Wyze ring doorbell camera along with a Wyze PTZ camera on the front driveway and road area. It has a fenced yard with low voltage lighting on the back and side yards. Moonraker Circle does have an HOA with $400/quarterly dues which provides for maintenance of a community pool and bathrooms, with a grill and covered area for cookouts. Moonraker Circle is a pet friendly neighborhood with two doggie stations and a dog park. There are approximately 4.3 acres of common area grounds, including the dog park, the Association maintains as well. Some photos have been virtually rendered.

Open Houses

Saturday, June 6, 11:00 am – 2:00 pm

Listing Details MLS# 782046

Contract Info

List Price/SqFt: 239.57

Location

Area: 03 – Bay County – Beach
Street #: 123
Street Name: Moonraker
Street Suffix: Circle
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Moonraker
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 34039-850-610
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Head west on Back Beach Road. Turn left on Alf Coleman. Turn left onto Moonraker Circle. At the stop sign turn left. House will be on the right.
Legal Description: MOONRAKER LOT 61 ORB 4545 P 736

General Property Info

Sub-Type: Detached Single Family
Design: Contemporary
Apx SqFt(Htd/Cooled): 2191
SqFt Source: Owner Measured
Full Baths: 3
Total Baths: 3
# of Stories in Building: Yes
Year Built: 2019
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Lot Dimensions: .18
Acreage: 0.18
Lot Size (SqFt): 7841
Pool: No
Association Fee/Month: 400
Half Baths: 0

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 400
HOA Frequency: Quarterly
HOA Annual Amount: 1600
Senior Community: No
New Buyer Fee: No
Last Taxes: 4519.1
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: LOCATION LOCATION LOCATION! Enjoy serene water views from the back porch, featuring a spacious in-law/guest suite with private entrance, and a fenced yard perfect for privacy and pets. Welcome home to Moonraker Circle! This home is 5/10ths of a mile to the M.B. Miller county pier with beautiful beaches all around and close to restaurants, gyms, major grocery chains, home improvement centers, Shipwreck Island, and so much more. Don't miss the opportunity to own this unique 4 bedroom 3 bath home as it has an inlaw/guest suite under the same roof as the main home with a private exterior entrance and also a connecting door inside the main home. This home is situated on a .18 acre lot on a neighborhood pond with a nice view and relaxing sounds of a fountain. A screened back porch looks out onto the pond for either those mornings with a cup of coffee or a leisure evening with a glass of wine looking for a sunset. The exterior of the home was repainted in December 2024 with other interior rooms painted in the fall of 2025. The main part of the home is a 3 bedroom 2 full bath split plan with an open floor plan consisting of a living, dining and kitchen area. The master bedroom is 14' x 16' and the master bathroom includes a double vanity with a large walk-in closet, garden tub, shower and separate toilet room. The other 2 bedrooms share a full bath with each bedroom having a walk in closet. A separate laundry room with laundry cabinets accommodates full size washer/dryer units. The in-law/guest suite has a 12' x 11' 2'' bedroom, a bathroom offering a large walk-in shower with a laundry closet sized for a stack washer/dryer unit. It has an open floor plan consisting of a full kitchen w/dining area and living room. This home has a two car garage with a separate parking area adjacent to the driveway for a third vehicle. The total area of this home is 2862 sq. ft. under roof with 2191 heated/cooled sq ft. The main home has Shaw luxury vinyl plank (grey oak) in all parts of the home except for the two bedrooms which were re-carpeted in January 2025. The in-law/guest suite has the same Shaw luxury vinyl plank throughout. Crown molding is installed in the main areas of the house with 3'' Plantation shutters installed on all windows in the main home. Added conveniences with this home are a keyless entry on the front door, a Wyze ring doorbell camera along with a Wyze PTZ camera on the front driveway and road area. It has a fenced yard with low voltage lighting on the back and side yards. Moonraker Circle does have an HOA with $400/quarterly dues which provides for maintenance of a community pool and bathrooms, with a grill and covered area for cookouts. Moonraker Circle is a pet friendly neighborhood with two doggie stations and a dog park. There are approximately 4.3 acres of common area grounds, including the dog park, the Association maintains as well. Some photos have been virtually rendered.

Garage

First: Yes

More Information

Great Room

First: Yes

Laundry

First: Yes

Master Bathroom

First: Yes

Screened Porch

First: Yes

Interior Features

Stairs: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes
Roof – Gutters: Yes
Siding – Hardie Board: Yes
Trim – Hardie Board: Yes

Exterior

Balcony: Yes
Fenced Lot-All: Yes
Hurricane Fabric: Yes
Patio Open: Yes
Porch Screened: Yes
Sprinkler System: Yes

Association Fees Include

Accounting: Yes
BBQ Pit/Grill: Yes
Ground Keeping: Yes
Legal: Yes
Management: Yes
Pool: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes
Other: Yes

Furnished

Negotiable: Yes

Kitchen

First: Yes

Rooms

Bedroom: Yes
Full Bathroom: Yes
Garage: Yes
Great Room: Yes
Kitchen: Yes
Laundry: Yes
Master Bathroom: Yes
Master Bedroom: Yes
Screened Porch: Yes

Showing

ShowingTime: Yes

Utilities

Private Well – Shared: Yes

Full Bathroom

First: Yes

Waterfront Type

Other: Yes

Master Bedroom

First: Yes

Bedroom

First: Yes

Cooling

None: Yes

Heating

Central: Yes

Property Features

Full Bathroom: First Master Bedroom: First Bedroom: First Cooling: None Heating: Central Exterior: Balcony; Fenced Lot-All; Hurricane Fabric; Patio Open; Porch Screened; Sprinkler System Association Fees Include: Accounting; BBQ Pit/Grill; Legal; Ground Keeping; Management; Pool Financing: Cash; Conventional; FHA; VA; Other Furnished: Negotiable Kitchen: First Master Bathroom: First Great Room: First Garage: First Laundry: First Screened Porch: First Rooms: Bedroom; Full Bathroom; Garage; Great Room; Kitchen; Laundry; Master Bathroom; Master Bedroom; Screened Porch Showing: ShowingTime Utilities: Private Well – Shared Waterfront Type: Other

Room Information

Room Name	Level	Dimensions	Length	Width
Garage	First	21.75 x 20.75	21.75	20.75
Bedroom	First	12.1 x 11.1	12.10	11.10
Bedroom	First	9 x 11	9.00	11.00
Bedroom	First	11.4 x 12.1	11.40	12.10
Full Bathroom	First	8.3 x 4.9	8.30	4.90
Kitchen	First	12.75 x 11	12.75	11.00
Great Room	First	16.5 x 19.75	16.50	19.75
Laundry	First	5.5 x 6.4	5.50	6.40
Master Bedroom	First	14.1 x 16	14.10	16.00
Master Bathroom	First	12.5 x 9.25	12.50	9.25
Screened Porch	First	14.1 x 9.3	14.10	9.30

Listing Office: Beycome of Florida LLC

Last Updated: June – 03 – 2026

Information deemed reliable but not guaranteed.