123 Rowe Avenue, Panama City, FL 32401 (MLS# 792737)

123 Rowe Avenue, Panama City, FL 32401

New Listing

$239,900

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 975 Lot Size (sq. ft.): 9,583 Status: Active

Current Price: $239,900 List Date: 7/16/2026 Last Modified: 7/16/2026

Overview

Description

Charming Florida Cottage in the Highly Sought-After Cove! This beautifully maintained 2-bedroom, 1.5-bath home showcases exceptional pride of ownership and is move-in ready. Major updates include a newer HVAC system, a 2018 roof with a 50-year shingle, new windows installed in 2019, a tankless water heater, and a stunning Bath Fitter walk-in shower installed in 2017. The home also features quality carpeting with premium padding for added comfort, and a quality tile. Step outside to your private backyard oasis, where you'll enjoy a beautiful covered back porch overlooking a meticulously maintained lawn, mature shade trees, and fruit trees. The property includes a 275-gallon irrigation system to keep the landscaping lush, a commercial-grade 6-foot privacy fence, a termite bond with a local company, a spacious 20' x 25' detached shed/workshop with the potential to serve as a garage, and an additional 10' x 12' storage shed. The concrete driveway was poured within the last 10 years, add … (Read more)

Listing Details MLS# 792737

Contract Info

List Price/SqFt: 246.05

Location

Area: 02 – Bay County – Central
Street #: 123
Street Name: Rowe
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Sub Area: 0203 – Bay – Central SW
Subdivision: Sudduths 4th Add
Community/Resort: Bunkers Cove
Waterfront: No
Parcel ID: 21302-000-000
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: South on Cove Blvd, turn left on Cherry Street, left on N Rowe Ave, home is on the left
Legal Description: SUDDUTHS 4TH ADD. LOT E REPLAT E1/2 BLK 67 ORB 3791 P 1004

General Property Info

Sub-Type: Detached Single Family
Design: Florida Cottage
Apx SqFt(Htd/Cooled): 975
SqFt Source: Prop App Site
Full Baths: Yes
Half Baths: Yes
Total Baths: 2
Year Built: 1960
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Lot Dimensions: 75.0 ft x 130.0 ft
Acreage: 0.22
Lot Size (SqFt): 9583
Pool: No

Listing Info, Tax and Legal

HOA Fee: No
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes

Remarks & Misc

Remarks: Charming Florida Cottage in the Highly Sought-After Cove! This beautifully maintained 2-bedroom, 1.5-bath home showcases exceptional pride of ownership and is move-in ready. Major updates include a newer HVAC system, a 2018 roof with a 50-year shingle, new windows installed in 2019, a tankless water heater, and a stunning Bath Fitter walk-in shower installed in 2017. The home also features quality carpeting with premium padding for added comfort, and a quality tile. Step outside to your private backyard oasis, where you'll enjoy a beautiful covered back porch overlooking a meticulously maintained lawn, mature shade trees, and fruit trees. The property includes a 275-gallon irrigation system to keep the landscaping lush, a commercial-grade 6-foot privacy fence, a termite bond with a local company, a spacious 20' x 25' detached shed/workshop with the potential to serve as a garage, and an additional 10' x 12' storage shed. The concrete driveway was poured within the last 10 years, adding to the home's long list of improvements. Conveniently located in one of Panama City's most desirable neighborhoods, this charming cottage is just minutes from downtown, shopping, dining, schools, parks, and the beautiful St. Andrews Bay. Schedule your private showing today and discover why life on the Florida Coast is calling! All measurements are approximate and should be verified by buyer.

Covered Porch

First: Yes

More Information

Dining Room

First: Yes

Screened Porch

First: Yes

Appliances

Dryer: Yes
Oven – Electric: Yes
Range – Electric: Yes
Water Heater – Tankless: Yes

Interior Features

Floor – Tile: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes
Siding – Vinyl: Yes
Trim – Vinyl: Yes

Exterior

Fenced Chain Link: Yes
Porch Open: Yes

Other Structures

Shed(s): Yes
Workshop: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Unfurnished: Yes

Interior

Floor – Carpet: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Subdivision – Recorded: Yes

Lot Access

City Street: Yes

Parking Features

Carport Attached: Yes
Garage Detached: Yes
Paved: Yes

Present Zoning

County: Yes

Rooms

Bedroom: Yes
Covered Porch: Yes
Dining Room: Yes
Garage: Yes
Kitchen: Yes
Living Room: Yes
Screened Porch: Yes

Utilities

Cable – Available: Yes
TV Cable: Yes
Electricity – Connected: Yes
Natural Gas – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Bedroom

First: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Natural Gas: Yes

Primary Bdrm/Primary Bath

MBath Shower Only: Yes

Property Features

Appliances: Dryer; Oven – Electric; Range – Electric; Water Heater – Tankless Bedroom: First Cooling: Ceiling Fan(s); Central Air; Electric Heating: Natural Gas Exterior: Fenced Chain Link; Porch Open Financing: Cash; Conventional; FHA; VA Furnished: Unfurnished Interior: Floor – Carpet Kitchen: First Living Room: First Lot Features: Subdivision – Recorded Lot Access: City Street Covered Porch: First Dining Room: First Screened Porch: First Parking Features: Carport Attached; Garage Detached; Paved Other Structures: Shed(s); Workshop Rooms: Bedroom; Covered Porch; Dining Room; Garage; Kitchen; Living Room; Screened Porch Utilities: Cable – Available; TV Cable; Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: County

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	22 x 9	22.00	9.00	apx
Dining Room	First	10 x 8	10.00	8.00	apx
Kitchen	First	14 x 10	14.00	10.00	apx
Bedroom	First	11 x 10	11.00	10.00	apx
Screened Porch	First	18 x 9	18.00	9.00	apx
Covered Porch	First	14 x 4	14.00	4.00	apx
Garage		25 x 20	25.00	20.00	apx

Listing Office: CENTURY 21 Commander Realty

Last Updated: July – 16 – 2026

Information deemed reliable but not guaranteed.