123 Tonya Lane, Panama City Beach, FL 32407 (MLS# 788750)

123 Tonya Lane, Panama City Beach, FL 32407

$299,000

123 Tonya Ln, Panama City Beach, FL 3240

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,260 Status: Under Contract – Taking Backups

Current Price: $299,000 List Date: 4/22/2026 Last Modified: 6/08/2026

Overview

Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Backs to the heated pool and just a short walk to the beach this is the beach lifestyle done right! For video tour search on YouTube ''For Sale 123 Tonya Ln in Gulf Highlands Beach Resort'' Welcome to this beautifully maintained townhome located inside a gated beachside community in the heart of Panama City Beach. From the moment you walk in, you'll notice the care and thoughtful updates throughout, including a new roof (2024), updated kitchen with new cabinetry, granite countertops, and accent backsplash, plus a tiled walk-in shower in the primary suite, shiplap accents, and more. One of the standout features is the spacious 12' bonus room extension, perfect for a sunroom, home office, or even additional bedroom. It opens to an extended patio that leads directly to the heated pool, making it easy to relax while keeping an eye on your kids playing. Additional highlights include two assigned parking spaces right outside yo … (Read more)

Listing Details MLS# 788750

Contract Info

List Price/SqFt: 237.3

Location

Area: 03 – Bay County – Beach
Street #: 123
Street Name: Tonya
Street Suffix: Lane
State: FL
Zip Code: 32407
County: Bay
Sub Area: 0320 – Beach – Middle Central
Subdivision: Gulf Highlands Beach Resort
Community/Resort: Gulf Highlands Beach Resort/Condos
Waterfront: No
Parcel ID: 34779-057-010
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: East on hwy 98, take a right on Richard Jackson Blvd then Take a Left on Middle Beach Rd, then take a Right at Gulf Highlands
Legal Description: GULF HIGHLANDS BEACH RESORT UNREC LOT 2 BLK M ORB 4539 P 2085

General Property Info

Sub-Type: Attached Single Unit
Design: Townhome
Apx SqFt(Htd/Cooled): 1260
SqFt Source: Prop App Site
Full Baths: 2
Half Baths: Yes
Total Baths: 3
# of Stories in Building: 2
Year Built: 1988
Immediate Occupancy: Yes
Pre-Const Flip: No
Construction Status: Construction Complete
New Construction: No
Garage Y/N: No
Assigned Spaces: 2
Lot Dimensions: 25×85
Pool: Yes
Pool Type: Community

Status Change Info

Under Contract Date: 2026-05-30

Listing Info, Tax and Legal

Homestead: No
HOA Fee: Yes
HOA Amount: 1121.78
HOA Frequency: Quarterly
HOA Annual Amount: 4487.12
Senior Community: No
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: $
Last Taxes: 3091
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: No

Remarks & Misc

Remarks: CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Backs to the heated pool and just a short walk to the beach this is the beach lifestyle done right! For video tour search on YouTube ''For Sale 123 Tonya Ln in Gulf Highlands Beach Resort'' Welcome to this beautifully maintained townhome located inside a gated beachside community in the heart of Panama City Beach. From the moment you walk in, you'll notice the care and thoughtful updates throughout, including a new roof (2024), updated kitchen with new cabinetry, granite countertops, and accent backsplash, plus a tiled walk-in shower in the primary suite, shiplap accents, and more. One of the standout features is the spacious 12' bonus room extension, perfect for a sunroom, home office, or even additional bedroom. It opens to an extended patio that leads directly to the heated pool, making it easy to relax while keeping an eye on your kids playing. Additional highlights include two assigned parking spaces right outside your door and the convenience of no elevators. STR allowed with strong GRI potential! FHA and VA approved! The location is hard to beat just a short walk or quick drive to the beach, shopping, dining, and everyday essentials. The community offers an impressive list of amenities, all included in the HOA ($1,121.84 per quarter): 11 pools (5 heated), private beach house with beachfront pool and restaurant & pool, tennis, pickleball and shuffleboard courts, fitness center, mini golf, playgrounds, conference center, plus internet, lawn care, trash, pest control, and termite bond. Golf carts are welcome, making it easy to get around the community or head to the beach. Whether you're looking for a primary residence, vacation getaway, or investment property, this one offers comfort, location, and lifestyle in one. All measurements and details are approximate and should be verified if important.

More Information

Bonus Room

First: Yes

Dining Room

First: Yes

Appliances

Dishwasher: Yes
Microwave: Yes
Oven – Gas: Yes
Refrigerator: Yes
Washer/Dryer Stacked: Yes
Water Heater – Gas: Yes

Interior Features

Floor – Tile: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Composite Shngl: Yes
Siding – Stucco: Yes
Trim – Wood: Yes

Exterior

Patio Open: Yes
Sprinkler System: Yes

Association Fees Include

Beach: Yes
Community Room: Yes
Exercise Room: Yes
Fishing: Yes
Gated Community: Yes
Ground Keeping: Yes
Internet-WiFi: Yes
Mini Golf: Yes
Pest Control: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Tennis: Yes
Trash Disposal: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Furnished: Yes

Interior

Floor – Carpet: Yes

Living Room

First: Yes

Lot Features

Covenants & Rescrictions: Yes
Sidewalk: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Paved Road: Yes
Private Road: Yes

Parking Features

Assigned: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Beach: Yes
Community Room: Yes
Exercise Room: Yes
Fishing: Yes
Gated Community: Yes
Mini Golf: Yes
Picnic Area: Yes
Playground: Yes
Pool: Yes
Tennis: Yes
Waterfront: Yes
Shuffleboard Court: Yes
Sidewalks: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Dining Room: Yes
Living Room: Yes
Primary Bedroom: Yes

Showing

ShowingTime: Yes

Utilities

Electricity – Connected: Yes
Natural Gas – Connected: Yes
Public Sewer – Connected: Yes
Public Water – Connected: Yes

Sale Type

As Is: Yes

Bedroom

Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Natural Gas: Yes

Security Features

Gated with Guard: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Microwave; Oven – Gas; Refrigerator; Washer/Dryer Stacked; Water Heater – Gas Bedroom: Second Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Natural Gas Exterior: Patio Open; Sprinkler System Association Fees Include: Beach; Community Room; Fishing; Exercise Room; Gated Community; Internet-WiFi; Ground Keeping; Mini Golf; Pest Control; Picnic Area; Playground; Pool; Tennis; Trash Disposal Financing: Cash; Conventional; FHA; VA Furnished: Furnished Interior: Floor – Carpet Living Room: First Lot Features: Covenants & Rescrictions; Sidewalk; Within 1/2 Mile to Water Lot Access: Paved Road; Private Road Bonus Room: First Dining Room: First Security Features: Gated with Guard; Smoke Detector(s) Parking Features: Assigned Association Amenities: Beach; Community Room; Fishing; Exercise Room; Gated Community; Mini Golf; Picnic Area; Playground; Pool; Shuffleboard Court; Sidewalks; Tennis; Waterfront Rooms: Bedroom; Bonus Room; Dining Room; Living Room; Primary Bedroom Sale Type: As Is Showing: ShowingTime Utilities: Electricity – Connected; Natural Gas – Connected; Public Sewer – Connected; Public Water – Connected Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width
Living Room	First	14 x 10	14.00	10.00
Dining Room	First	10 x 9	10.00	9.00
Bedroom	Second	13 x 12	13.00	12.00
Master Bedroom	Second	13 x 12	13.00	12.00
Bonus Room	First	14 x 10	14.00	10.00

Listing Office: Dalton Wade Inc

Last Updated: June – 08 – 2026

Information deemed reliable but not guaranteed.