125 Smugglers Cove Court, Panama City Beach, FL 32413
$1,100,000
Property Type:
Residential
Bedrooms:
5
Baths:
4
Square Footage:
3,329
Lot Size (sq. ft.):
8,712
Status:
Active
Current Price:
$1,100,000
List Date:
2/03/2026
Last Modified:
3/02/2026
Description
OPEN HOUSE THIS SUNDAY 1:30-4:00PM! Tucked into the highly sought after west end subdivision of Lakes at Summer Breeze, this custom built home with an attached carriage house is the kind of property buyers wait for and rarely find. Enjoy lake and Gulf views, sunsets from multiple balconies, and a short walk to Beach Access 66. The 2,888 SF main home offers 4 bedrooms, 3 full baths, high ceilings, walls of windows, plantation shutters, tile and wood floors, a gas fireplace, and an updated kitchen with custom cabinetry and gas stove. The first floor suite has its own entrance and is perfect for guests. Upstairs, the oversized primary suite feels like a retreat, complete with a seating area or office, hardwood floors, nice bath room with a soaker tub and shower, and a full width screened balcony overlooking the lake that will absolutely become your favorite sunset spot. Two additional spacious bedrooms one with built in bunks, a wet bar, shared balcony, and full bath round out the second level. The carriage house adds serious value a 2 car garage plus a 441 SF studio apartment with full kitchen, full bath, and tankless water heater ideal for guests or multigenerational living. Outside, enjoy paver patios, an outdoor shower, and daily wildlife sightings such as turtles, ducks, osprey, and even eagles. Bonus perk? Solar panels will be paid off at closing, keeping monthly electric bills refreshingly low. This is PCB luxury living done right.
Open Houses
Sunday, March 08, 1:30 pm – 4:00 pm
More Information MLS# 784633
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 400
HOA Frequency: Annually
HOA Annual Amount: 400
New Buyer Fee: No
Last Taxes: 6974
Last Tax Year: 2025
Brokerage Interest: No Interest
Contract Info
List Price/SqFt: 330.43
Status: Active
List Date: 2026-02-03
List Price: $1,100,000
Current Price: $1,100,000
Location
Sub Area: 0324 – Beach – West Central
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Hwy 79 go West on Front Beach Rd about ⅓ mile Turn right on Caribbean Way across from Seachase Condos. Then turn left on Smuggler’s Cove Ct. The house is the last house on the left on the lake at the end of the cul-de-sac.
Area: 03 – Bay County – Beach
Street #: 125
Street Name: Smugglers Cove
Street Suffix: Court
State: FL
Zip Code: 32413
County: Bay
Subdivision: Lakes At Summer Breeze
Parcel ID: 38333-050-567
Legal Description: LAKES AT SUMMER BREEZE 21A1 LOT 1 BLK F ORB 4495 P 1803
General Property Info
Acreage: 0.2
Design: Mediterranean
Lot Size (SqFt): 8712
Apx SqFt(Htd/Cooled): 3329
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 2
Lot Dimensions: 40x166x66x148
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Covered Spaces: 1
Driveway Spaces: 3
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 5
Full Baths: 4
Total Baths: 4
Year Built: 2005
Remarks & Misc
Remarks: OPEN HOUSE THIS SUNDAY 1:30-4:00PM! Tucked into the highly sought after west end subdivision of Lakes at Summer Breeze, this custom built home with an attached carriage house is the kind of property buyers wait for and rarely find. Enjoy lake and Gulf views, sunsets from multiple balconies, and a short walk to Beach Access 66. The 2,888 SF main home offers 4 bedrooms, 3 full baths, high ceilings, walls of windows, plantation shutters, tile and wood floors, a gas fireplace, and an updated kitchen with custom cabinetry and gas stove. The first floor suite has its own entrance and is perfect for guests. Upstairs, the oversized primary suite feels like a retreat, complete with a seating area or office, hardwood floors, nice bath room with a soaker tub and shower, and a full width screened balcony overlooking the lake that will absolutely become your favorite sunset spot. Two additional spacious bedrooms one with built in bunks, a wet bar, shared balcony, and full bath round out the second level. The carriage house adds serious value a 2 car garage plus a 441 SF studio apartment with full kitchen, full bath, and tankless water heater ideal for guests or multigenerational living. Outside, enjoy paver patios, an outdoor shower, and daily wildlife sightings such as turtles, ducks, osprey, and even eagles. Bonus perk? Solar panels will be paid off at closing, keeping monthly electric bills refreshingly low. This is PCB luxury living done right.
Bonus Room
Second: 1
Breakfast Room
First: 1
Garage
First: 1
Laundry
First: 1
Master Bathroom
Second: 1
Office
Second: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven – Double: 1
Oven – Gas: 1
Range – Gas: 1
Refrigerator: 1
Trash Compactor: 1
Interior Features
Breakfast Bar: 1
Ceiling – Crwn Molding: 1
Ceiling – Raised: 1
Fireplace: 1
Floor – Hardwood: 1
Floor – Tile: 1
Guest Quarters: 1
Kitchen Island: 1
Lighting – Recessed: 1
Lock Out Unit: 1
Pantry: 1
Plantation Shutters: 1
Pull Down Stairs: 1
Security System: 1
Split Bedroom: 1
Wet Bar: 1
Window – Treatment All: 1
Construction/Siding
Foundation – Slab on Grade: 1
Roof – Metal: 1
Roof – Solar Panel: 1
Siding – Stucco: 1
Exterior
Balcony: 1
Double Pane Windows: 1
Fenced Back Yard: 1
Hurricane Shutters: 1
Shower: 1
Patio Open: 1
Porch Covered: 1
Sprinkler System: 1
Waterfront Feature
Bulkhead/Seawall: 1
Shore – Natural: 1
Other Structures
Guest House: 1
Second Garage: 1
Association Fees Include
Master Association: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Partially: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Cul-De-Sac: 1
Curb & Gutter: 1
Dead End: 1
Landscaped: 1
Near Beach Access: 1
Survey Available: 1
Waterfront: 1
Within 1/2 Mile to Water: 1
Lot Access
Comm/Own/Maint: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Garage Door Opener: 1
Paved: 1
Mstr Bath / Mstr Bdrm
MBath Garden Tub: 1
MBath Separate Shwr: 1
MBath Walk-In Closet: 1
MBed Balcony: 1
MBed Sitting Area: 1
MBed Waterfront: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Waterfront: 1
Rooms
Bedroom: 1
Bonus Room: 1
Breakfast Room: 1
Full Bathroom: 1
Garage: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Office: 1
Showing
ShowingTime: 1
Utilities
Sewer Available: 1
Public Water – Available: 1
Solar: 1
Waterview
Gulf: 1
Lake: 1
Full Bathroom
First: 1
Second: 1
Waterfront Type
Lakefront: 1
Master Bedroom
Second: 1
Bedroom
First: 1
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Mini-Split/Ductless: 1
Heating
Central: 1
Electric: 1
Fireplace – Gas: 1
Security Features
Carbon Monoxide Detector: 1
Security System: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Oven – Double; Oven – Gas; Range – Gas; Refrigerator; Trash Compactor
Full Bathroom: First; Second
Master Bedroom: Second
Bedroom: First; Second
Cooling: Ceiling Fan(s); Central Air; Electric; Mini-Split/Ductless
Heating: Central; Electric; Fireplace – Gas
Exterior: Balcony; Double Pane Windows; Fenced Back Yard; Hurricane Shutters; Shower; Patio Open; Porch Covered; Sprinkler System
Association Fees Include: Master Association
Financing: Cash; Conventional; FHA; VA
Furnished: Partially
Kitchen: First
Living Room: First
Lot Features: Cul-De-Sac; Curb & Gutter; Dead End; Landscaped; Near Beach Access; Survey Available; Waterfront; Within 1/2 Mile to Water
Lot Access: Comm/Own/Maint; Paved Road
Breakfast Room: First
Bonus Room: Second
Master Bathroom: Second
Garage: First
Laundry: First
Office: Second
Security Features: Carbon Monoxide Detector; Security System; Smoke Detector(s)
Parking Features: Driveway; Garage Attached; Garage Door Opener; Paved
Other Structures: Guest House; Second Garage
Association Amenities: Waterfront
Rooms: Bedroom; Bonus Room; Breakfast Room; Full Bathroom; Garage; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Office
Showing: ShowingTime
Utilities: Sewer Available; Public Water – Available; Solar
Waterfront Type: Lakefront
Waterfront Feature: Bulkhead/Seawall; Bulkhead/Seawall; Shore – Natural
Waterview: Gulf; Lake
Present Zoning: Resid Single Family
Room Information
Living Room
Level: First
Dimensions: 21 x 20
Length: 21.00
Width: 20.00
Dimensions: 21 x 20
Kitchen
Level: First
Dimensions: 19 x 15
Length: 19.00
Width: 15.00
Dimensions: 19 x 15
Breakfast Room
Level: First
Dimensions: 16 x 14
Length: 16.00
Width: 14.00
Dimensions: 16 x 14
Bedroom
Level: First
Dimensions: 16 x 14
Length: 16.00
Width: 14.00
Dimensions: 16 x 14
Remarks: With lock-out door
Laundry
Level: First
Dimensions: 10 x 5
Length: 10.00
Width: 5.00
Dimensions: 10 x 5
Full Bathroom
Level: First
Dimensions: 10 x 5
Length: 10.00
Width: 5.00
Dimensions: 10 x 5
Master Bedroom
Level: Second
Dimensions: 21 x 17
Length: 21.00
Width: 17.00
Dimensions: 21 x 17
Remarks: Has Balcony
Office
Level: Second
Dimensions: 14 x 14
Length: 14.00
Width: 14.00
Dimensions: 14 x 14
Remarks: Attached to Master Bedroom
Master Bathroom
Level: Second
Dimensions: 14 x 14
Length: 14.00
Width: 14.00
Dimensions: 14 x 14
Bedroom
Level: Second
Dimensions: 16 x 14
Length: 16.00
Width: 14.00
Dimensions: 16 x 14
Bedroom
Level: Second
Dimensions: 22 x 15
Length: 22.00
Width: 15.00
Dimensions: 22 x 15
Remarks: Balcony that attaches to bedroom 3
Bonus Room
Level: Second
Dimensions: 21 x 21
Length: 21.00
Width: 21.00
Dimensions: 21 x 21
Remarks: Equipped with full kitchen & full bath
Full Bathroom
Level: Second
Dimensions: 10 x 5
Length: 10.00
Width: 5.00
Dimensions: 10 x 5
Garage
Level: First
Dimensions: 24 x 19
Length: 24.00
Width: 19.00
Dimensions: 24 x 19
Garage
Level: First
Dimensions: 21 x 21
Length: 21.00
Width: 21.00
Dimensions: 21 x 21
Listing Office:
Keller Williams Success Realty
Last Updated: March – 02 – 2026
Information deemed reliable but not guaranteed.