125 Smugglers Cove Court, Panama City Beach, FL 32413 (MLS# 784633)

125 Smugglers Cove Court, Panama City Beach, FL 32413

$1,100,000

Bedroom downstairs with it's own entrance

Primary bedroom screened in balcony over looking the lake

Bathroom 3 attached to bedroom 3. Also has a separate entrance.

Back yard paver patio overlooking the lake

Carriage house with a studio apartment above

Points of interest right out side the community

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,329 Lot Size (sq. ft.): 8,712 Status: Active

Current Price: $1,100,000 List Date: 2/03/2026 Last Modified: 4/20/2026

Overview

Description

OPEN HOUSE THIS SUNDAY 1-4PM! Tucked into the highly sought after west end subdivision of Lakes at Summer Breeze, this custom built home with an attached carriage house is the kind of property buyers wait for and rarely find. Enjoy lake and Gulf views, sunsets from multiple balconies, and a short walk to Beach Access 66. The 2,888 SF main home offers 4 bedrooms, 3 full baths, high ceilings, walls of windows, plantation shutters, tile and wood floors, a gas fireplace, and an updated kitchen with custom cabinetry and gas stove. The first floor suite has its own entrance and is perfect for guests. Upstairs, the oversized primary suite feels like a retreat, complete with a seating area or office, hardwood floors, nice bath room with a soaker tub and shower, and a full width screened balcony overlooking the lake that will absolutely become your favorite sunset spot. Two additional spacious bedrooms one with built in bunks, a wet bar, shared balcony, and full bath round out the second level. … (Read more)

Open Houses

Sunday, April 26, 1:00 pm – 4:00 pm

Listing Details MLS# 784633

Contract Info

List Price/SqFt: 330.43

Location

Area: 03 – Bay County – Beach
Street #: 125
Street Name: Smugglers Cove
Street Suffix: Court
State: FL
Zip Code: 32413
County: Bay
Sub Area: 0324 – Beach – West Central
Subdivision: Lakes At Summer Breeze
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Parcel ID: 38333-050-567
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Hwy 79 go West on Front Beach Rd about ⅓ mile Turn right on Caribbean Way across from Seachase Condos. Then turn left on Smuggler's Cove Ct. The house is the last house on the left on the lake at the end of the cul-de-sac.
Legal Description: LAKES AT SUMMER BREEZE 21A1 LOT 1 BLK F ORB 4495 P 1803

General Property Info

Sub-Type: Detached Single Family
Design: Mediterranean
Apx SqFt(Htd/Cooled): 3329
SqFt Source: Prop App Site
Full Baths: 4
Total Baths: 4
# of Stories in Building: 2
Year Built: 2005
Immediate Occupancy: Yes
Construction Status: Construction Complete
New Construction: No
Garage Y/N: Yes
Garage Spaces: 3
Covered Spaces: Yes
Driveway Spaces: 3
Lot Dimensions: 40x166x66x148
Acreage: 0.2
Lot Size (SqFt): 8712
Pool: No

Listing Info, Tax and Legal

HOA Fee: Yes
HOA Amount: 400
HOA Frequency: Annually
HOA Annual Amount: 400
New Buyer Fee: No
Last Taxes: 6974
Last Tax Year: 2025
Brokerage Interest: No Interest

Remarks & Misc

Remarks: OPEN HOUSE THIS SUNDAY 1-4PM! Tucked into the highly sought after west end subdivision of Lakes at Summer Breeze, this custom built home with an attached carriage house is the kind of property buyers wait for and rarely find. Enjoy lake and Gulf views, sunsets from multiple balconies, and a short walk to Beach Access 66. The 2,888 SF main home offers 4 bedrooms, 3 full baths, high ceilings, walls of windows, plantation shutters, tile and wood floors, a gas fireplace, and an updated kitchen with custom cabinetry and gas stove. The first floor suite has its own entrance and is perfect for guests. Upstairs, the oversized primary suite feels like a retreat, complete with a seating area or office, hardwood floors, nice bath room with a soaker tub and shower, and a full width screened balcony overlooking the lake that will absolutely become your favorite sunset spot. Two additional spacious bedrooms one with built in bunks, a wet bar, shared balcony, and full bath round out the second level. The carriage house adds serious value a 2 car garage plus a 441 SF studio apartment with full kitchen, full bath, and tankless water heater ideal for guests or multigenerational living. Outside, enjoy paver patios, an outdoor shower, and daily wildlife sightings such as turtles, ducks, osprey, and even eagles. Bonus perk? Solar panels will be paid off at closing, keeping monthly electric bills refreshingly low. This is PCB luxury living done right.

Bonus Room

Second: Yes

More Information

Breakfast Room

First: Yes

Garage

First: Yes

Laundry

First: Yes

Master Bathroom

Second: Yes

Office

Second: Yes

Appliances

Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven – Double: Yes
Oven – Gas: Yes
Range – Gas: Yes
Refrigerator: Yes
Trash Compactor: Yes

Interior Features

Breakfast Bar: Yes
Ceiling – Crwn Molding: Yes
Ceiling – Raised: Yes
Fireplace: Yes
Floor – Hardwood: Yes
Floor – Tile: Yes
Guest Quarters: Yes
Kitchen Island: Yes
Lighting – Recessed: Yes
Lock Out Unit: Yes
Pantry: Yes
Plantation Shutters: Yes
Pull Down Stairs: Yes
Security System: Yes
Split Bedroom: Yes
Wet Bar: Yes
Window – Treatment All: Yes

Construction/Siding

Foundation – Slab on Grade: Yes
Roof – Metal: Yes
Roof – Solar Panel: Yes
Siding – Stucco: Yes

Exterior

Balcony: Yes
Double Pane Windows: Yes
Fenced Back Yard: Yes
Hurricane Shutters: Yes
Shower: Yes
Patio Open: Yes
Porch Covered: Yes
Sprinkler System: Yes

Waterfront Feature

Bulkhead/Seawall: Yes
Shore – Natural: Yes

Other Structures

Guest House: Yes
Second Garage: Yes

Association Fees Include

Master Association: Yes

Financing

Cash: Yes
Conventional: Yes
FHA: Yes
VA: Yes

Furnished

Partially: Yes

Kitchen

First: Yes

Living Room

First: Yes

Lot Features

Cul-De-Sac: Yes
Curb & Gutter: Yes
Dead End: Yes
Landscaped: Yes
Near Beach Access: Yes
Survey Available: Yes
Waterfront: Yes
Within 1/2 Mile to Water: Yes

Lot Access

Comm/Own/Maint: Yes
Paved Road: Yes

Parking Features

Driveway: Yes
Garage Attached: Yes
Garage Door Opener: Yes
Paved: Yes

Mstr Bath / Mstr Bdrm

MBath Garden Tub: Yes
MBath Separate Shwr: Yes
MBath Walk-In Closet: Yes
MBed Balcony: Yes
MBed Sitting Area: Yes
MBed Waterfront: Yes

Present Zoning

Resid Single Family: Yes

Association Amenities

Waterfront: Yes

Rooms

Bedroom: Yes
Bonus Room: Yes
Breakfast Room: Yes
Full Bathroom: Yes
Garage: Yes
Kitchen: Yes
Laundry: Yes
Living Room: Yes
Master Bathroom: Yes
Master Bedroom: Yes
Office: Yes

Showing

ShowingTime: Yes

Utilities

Sewer Available: Yes
Public Water – Available: Yes
Solar: Yes

Waterview

Gulf: Yes
Lake: Yes

Full Bathroom

First: Yes
Second: Yes

Waterfront Type

Lakefront: Yes

Master Bedroom

Second: Yes

Bedroom

First: Yes
Second: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes
Mini-Split/Ductless: Yes

Heating

Central: Yes
Electric: Yes
Fireplace – Gas: Yes

Security Features

Carbon Monoxide Detector: Yes
Security System: Yes
Smoke Detector(s): Yes

Property Features

Appliances: Dishwasher; Disposal; Microwave; Oven – Double; Oven – Gas; Range – Gas; Refrigerator; Trash Compactor Full Bathroom: First; Second Master Bedroom: Second Bedroom: First; Second Cooling: Ceiling Fan(s); Central Air; Electric; Mini-Split/Ductless Heating: Central; Electric; Fireplace – Gas Exterior: Balcony; Double Pane Windows; Fenced Back Yard; Hurricane Shutters; Shower; Patio Open; Porch Covered; Sprinkler System Association Fees Include: Master Association Financing: Cash; Conventional; FHA; VA Furnished: Partially Kitchen: First Living Room: First Lot Features: Cul-De-Sac; Curb & Gutter; Dead End; Landscaped; Near Beach Access; Survey Available; Waterfront; Within 1/2 Mile to Water Lot Access: Comm/Own/Maint; Paved Road Breakfast Room: First Bonus Room: Second Master Bathroom: Second Garage: First Laundry: First Office: Second Security Features: Carbon Monoxide Detector; Security System; Smoke Detector(s) Parking Features: Driveway; Garage Attached; Garage Door Opener; Paved Other Structures: Guest House; Second Garage Association Amenities: Waterfront Rooms: Bedroom; Bonus Room; Breakfast Room; Full Bathroom; Garage; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Office Showing: ShowingTime Utilities: Sewer Available; Public Water – Available; Solar Waterfront Type: Lakefront Waterfront Feature: Bulkhead/Seawall; Bulkhead/Seawall; Shore – Natural Waterview: Gulf; Lake Present Zoning: Resid Single Family

Room Information

Room Name	Level	Dimensions	Length	Width	Remarks
Living Room	First	21 x 20	21.00	20.00
Kitchen	First	19 x 15	19.00	15.00
Breakfast Room	First	16 x 14	16.00	14.00
Bedroom	First	16 x 14	16.00	14.00	With lock-out door
Laundry	First	10 x 5	10.00	5.00
Full Bathroom	First	10 x 5	10.00	5.00
Master Bedroom	Second	21 x 17	21.00	17.00	Has Balcony
Office	Second	14 x 14	14.00	14.00	Attached to Master Bedroom
Master Bathroom	Second	14 x 14	14.00	14.00
Bedroom	Second	16 x 14	16.00	14.00
Bedroom	Second	22 x 15	22.00	15.00	Balcony that attaches to bedroom 3
Bonus Room	Second	21 x 21	21.00	21.00	Equipped with full kitchen & full bath
Full Bathroom	Second	10 x 5	10.00	5.00
Garage	First	24 x 19	24.00	19.00
Garage	First	21 x 21	21.00	21.00

Listing Office: Keller Williams Success Realty

Last Updated: April – 20 – 2026

Information deemed reliable but not guaranteed.